HDFC Bank Personal Loan in Hyderabad

HDFC Bank Personal Loan Hyderabad Interest Rate

The important details about a personal loan offered by HDFC bank in the city have been given below.

ParticularDetails
Interest rate11.25% - 21.50%
Loan amountUp to ₹ 15 Lakhs
TenureUp to five years
Processing feeUp to 2.50% of the sanctioned loan amount+GST
Pre-payment charge

No prepayment until completion of 12 EMIs

4% of the principal outstanding if between 13-24 months+GST

3% of the principal outstanding if between 25-36 months+GST

2% of the principal outstanding if more than 36 months+GST


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Eligibility Criteria for a HDFC Bank Personal Loan Hyderabad

The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.

  • The applicant should be a salaried individual who falls in the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
  • The applicant must be between the age group of 21 to 60 years.
  • A working experience of a minimum of two years is needed
  • Must be employed with the current company for at least one year.
  • A net monthly income of at least ₹ 15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000.

EMI Calculator

An EMI calculator is one such magical tool that allows you to know your monthly installments in the most hassle-free manner. This smart device has been designed in such a manner that with its simple algorithm and fast functioning it gives the results to the users in the least time frame. It does all the hard work in the backend, and lets you know the exact calculations of your monthly installment and interest outgo within few seconds.

All it takes into consideration is the loan amount, interest rate and tenure of your loan so that you can know your monthly installments in the easiest way. Apart from EMIs, this device also lets you know the interest outgo and total amount payable of your loan. Have a better understanding of the same by looking at the example below.

Suppose, Rahul Khanna, a Sales Manager by profession is willing to get a personal loan of ₹3 Lakh so as to plan a family vacation in Singapore. Thus, he applied for the same, and got the approval for the same from a lender, offering the loan at an interest rate of 12.45% for a tenure of 5 years. Now what would rather interesting here is to know the monthly installment and interest outgo of Rahul. So, just take a look at the table below to know about the EMIs. Interest Outgo and Total Amount Payable.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 3,00,00012.45%1₹ 26,718₹ 20,614₹ 3,20,614
₹ 3,00,00012.45%2₹ 14,185₹ 40,444₹ 3,40,444
₹ 3,00,00012.45%3₹ 10,029₹ 61,040₹ 3,61,040
₹ 3,00,00012.45%4₹ 7967₹ 82,397₹ 3,82,397
₹ 3,00,00012.45%5₹ 6742₹ 1,04,505₹ 4,04,505

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 46,124₹ 34,777₹ 2,53,875
2₹ 52,205₹ 28,695₹ 2,01,669
3₹ 59,089₹ 21,811₹ 1,42,580
4₹ 66,880₹ 14,020₹ 75,699
5₹ 75,768₹ 5202₹ 0

Documents Checklist for a HDFC Bank Personal Loan Hyderabad

The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.

  • Identity Proof- photocopies of Driving License/Voter ID Card/Passport
  • Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
  • Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
  • Bank Statement of the past three months/ six months passbook statement

For additional details, please refer to Personal Loan Hyderabad.

HDFC Bank Branches with IFSC Codes in Hyderabad

The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
Lakdikapul6 - 1 - 73 Gr Floor, Saeed Plaza, Lakdikapul, Hyderabad - 500004, TelanganaHDFC00000215002400029949493333
SecunderabadUsha Kiran Complex, Paradise Circle, , S. D. Road, Secunderabad - 500003, TelanganaHDFC00000425002400039949493333
Chanda NagarShop No 2&3, A K Plaza, , Near Telephone Exchange, , Chanda Nagar, Ranga Reddy, Hyderabad - 500050, Andhra PradeshHDFC00000455002400029949493333
Himayat Nagar Ground Floor Kalpavruksha, 3 - 6 - 475 / 3, , Himayat Nagar Main Road, Hyderabad - 500029, Andhra PradeshHDFC00000815002400059949493333
SainikpuriShri ManuS Aroha Chambers, Above Foodworld, Rukminipuri, Sainikpuri Main Road, , Hyderabad - 500062, Andhra PradeshHDFC00001265002400069949493333
DilsukhnagarH. No. 16 - 11 - 19 / 8 / 2 / A & B, Saleem Nagar Colony, Malakpet, Dilsukhnagar, Hyderabad - 500036, Andhra PradeshHDFC00002185002400079949493333
Jubilee HillsPlot No 1355A, , Road No 1 & 45, Jubilee Hills, Hyderabad - 500033, Andhra PradeshHDFC00003175002400099949493333
CharminarH. No. 21 - 1 - 516, 517, 518, , Rikabganj, Opposite High Court, , Charminar, , Hyderabad - 500002, Andhra PradeshHDFC00003185002400089949493333
KukatpallyPlot No 10 & 15, Dharma Reddy Colony, KPHB Colony, Kukatpally, Hyderabad - 500072, Andhra PradeshHDFC00003645002400029949493333
MehdipatnamSGM Mall, 12 - 2 - 825 & 826, Mehdipatnam, Hyderabad - 500028, Andhra PradeshHDFC00003655002400119949493333
NacharamNarmada Arcade, Plot No. 131, Snehapuri Colony, Nacharam, Hyderabad - 500076, Andhra PradeshHDFC00003685002400109949493333
West MarredpallyPlot No. 78 / A, Sterling Grand Cvk, , West Maredpally, Secunderabad - 500026, Andhra PradeshHDFC00003775002400129949493333

HDFC Personal Loan Status

With the help of an online facility, now it becomes easier for you to know your personal loan status anytime. All you need to do is just visit the site online, enter your login credentials and there you go! With an application number, you just need to submit the same online and it will fetch the data for you in few seconds. Be it approved, pending or rejected, you can know the same in no time with an online facility.

 

HDFC Personal Loan Login

When it comes to personal loan login, it would not be wrong to say that it is very easy and quick process. All you need to do is just visit the site of your respective bank and enter your login details given by the bank. The moment you enter the same, and click on the login button, you will be logged into your account, hence can easily check your personal details without any hassle.

 

About HDFC Bank Personal Loan in Hyderabad

Making dreams into reality is easier now with a HDFC bank Personal Loan. The product is offered to salaried employees by the bank at good rates of interest. A customer of HDFC bank in Hyderabad can now renovate his house, buy the latest gadget, go to a trip or throw a lavish marriage party with the help of a personal loan. HDFC bank has more than 100 branches in the capital city of Telangana.

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Personal Loan Interest Rates October 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank11.50% - 14.50%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates October 2018
State Bank of India/SBI8.70% - 9.25%
HDFC8.80% - 9.60%
Bank of Baroda8.55% - 9.55%
LIC Housing8.70% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank8.85% - 9.10%
Axis Bank8.80% - 9.05%
Citibank8.90% - 9.65%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 10.00%
EMI Calculator