HDFC Bank Personal Loan in Jammu

Personal Loan Rates 2017 76 views

About HDFC Bank Personal Loan in Jammu

A person in the beautiful city of Jammu can think of nurturing his/her dreams. HDFC bank provides a personal loan to the customers based in Jammu so that the wishes are realized on the correct time. The bank has a strong presence in the city with a total of nine branches. The product can be availed by any salaried employee working in the city.

HDFC Bank Personal Loan Jammu at a glance

The important details about a personal loan offered by HDFC bank in the city have been given below.

ParticularDetails
Interest rate10.99% - 16.75%
Loan amountUp to ₹ 15 Lakhs
TenureUp to five years
Processing feeUp to 2.50% of the sanctioned loan amount+GST
Pre-payment chargeNo prepayment until completion of 12 EMIs

4% of the principal outstanding if between 13-24 months+GST

3% of the principal outstanding if between 25-36 months+GST

2% of the principal outstanding if more than 36 months+GST

Eligibility criteria for a HDFC Bank Personal Loan Jammu

The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.

  • The applicant should be a salaried individual who falls in the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
  • The applicant must be between the age group of 21 to 60 years.
  • A working experience of a minimum of two years is needed
  • Must be employed with the current company for at least one year.
  • A net monthly income of at least ₹ 15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000.

Documents Checklist for a HDFC Bank Personal Loan Jammu

The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.

  • Identity Proof- photocopies of Driving License/Voter ID Card/Passport
  • Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
  • Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
  • Bank Statement of the past three months/ six months passbook statement

Please refer to Personal Loan Jammu for more information.

Address of HDFC bank branches in Jammu

The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
GandhinagarCB - 13, Rail Head Complex, Gandhinagar, ,Bahu Plaza Jammu, Jammu - 180012, Jammu and KashmirHDFC00002411802400021800221819
GumatBelow Gumat, Near Bus Stand, Gumat, Jammu - 180001, Jammu and KashmirHDFC00004131802400031800221819
Talab TilloShowroom No 9 And 10 , Karan Market, Tallab Tillo, Jammu - 180001, Jammu And KashmirHDFC00013561802400041800221819
GangyalGangyal Plot No.35, Main Road Gangyal Jammu Jammu And KashmirHDFC00019541802400051800221819
R S PoraNarain Singh Complex Main Bazar R.S Pora Jammu Jammu And KashmirHDFC00022291802400081800221819
JanipurAliy Excelsior Lane, Old Janipur, Jammu, Jammu And Kashmir 180007HDFC00025171802400121800221819
Bari BrahmnaBuilding No 5, Rajiv Colony, Bari Brahmna, Samba, Jammu, Jammu And Kashmir 181133HDFC00025581802400131800221819
NarwalPlot No 9, 1St Floor, Transport Nagar, Narwal, Jammu, Jammu & Kashmir 180012HDFC00027431802400111800221819
RehariH No. 87 Bc Road, Below Hot Billion, Rehari Chungi, Jammu Jammu And Kashmir 180005HDFC00027751802400101800221819

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