- Reward point on every spend
- Saving on fuel refilling
- Up to 50% off on dining
The HDFC Platinum Edge Credit Card stands out as a mid-range option, striking a commendable balance between rewards and benefits. Ideal for those seeking to maximize cash back on their day-to-day expenses, it also offers significant savings on fuel purchases. While the annual fee is set at Rs. 199, there’s a convenient option to have this fee waived by reaching an annual spending threshold of Rs. 50,000.
To qualify for the HDFC Platinum Edge Credit Card, a minimum annual income of Rs. 2.5 Lakhs is required, alongside a solid credit history. Whether you prefer the convenience of online applications or a visit to an HDFC Bank branch, the process for securing this credit card is straightforward and accessible. Check out what are this HDFC Bank Credit Card features that makes it unique.
Features of HDFC Platinum Edge Credit Card
- Earn 2 reward points for every ₹150 spent; redeem points as cash back (100 points = ₹10) or for gifts and air miles with the MyRewards catalogue.
- Receive 50% more reward points at premium restaurants.
- Enjoy a fuel surcharge waiver of up to ₹250 in each billing cycle, potentially saving up to ₹1800 a year (based on ₹6000 monthly spending).
- Stay protected with EMV Chip Card technology against unauthorized use, including zero liability on a lost card after reporting the loss.
- Avail up to 50 interest-free days from the purchase date and enjoy Revolving Credit at a nominal interest rate.
Eligibility Criteria for HDFC Platinum Edge Credit Card
The eligibility criteria followed by HDFC to judge the applicants for the HDFC Platinum Edge Credit Card is as follows:
- For Salaried Professionals: The age limit for the Salaried Professionals ranges between 21 years to 60 years for the application of this credit card.
- For Self-Employed Individuals: The age limit for the Self-Employed Individuals ranges between 21 years to 65 years for the application of this credit card