Know features and benefits of Apollo Munich Health Insurance

Health Insurances 171 views

The need for suitable medical insurance plans has arisen in the wake of unprecedented rise in medical expenses for the treatment of several ailments like lung disorder, kidney dysfunction, cancer, etc. The diseases and ailments are augmenting in the wake of poor lifestyle exhibited by the individuals these days, thus increasing the incidences of frequent medical attention. What's worse is the insufficient growth 0f income in proportion to the spiralling medical expenses, making individuals handicapped when they face medical emergency and financial crisis at the same time. Therefore, it is vital to get yourself insured against any unforeseen medical emergencies so that the rising medical costs will not bother you as the same will be borne by the health insurance company. There is a growing list of health insurers that you can choose from. Prominent names include Apollo Munich Health Insurance Company, Bajaj Alliantz Health Insurance, HDFC Ergo Health Insurance, ICICI Lombard Health Insurance, Future Generali Health Insurance, etc. In this article, we will discuss about medical insurance plans of Apollo Munich Health Insurance.

Types of medical insurance plans

Apollo Munich Health Insurance, which aims to become the leader in the space, offers innovative medical insurance plans catering to individuals, families, senior citizens, corporate houses, etc. The company offers a wide range of medical insurance plans to customers, including

  • Apollo Munich Optima Health Restore Insurance Plan
  • Apollo Munich Easy Health Premium Plan
  • Apollo Munich Easy Health Premium Plan
  • Apollo Munich Optima Super Insurance Plan
  • Apollo Munich Optima Plus Insurance Plan
  • Apollo Munich Optima Vital Insurance Plan
  • Apollo Munich Optima Cash Insurance Plan
  • Apollo Munich Dengue Care Plan
  • Apollo Munich Optima Senior Insurance Plan
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Features and benefits of the plans

  • As a customer, you can select from various sum insured options ranging from Rs 1 lac-15 lacs at affordable premiums
  • With a wide network of hospitals all over India and in-house team of doctors, the company processes health insurance claims quickly. Over 90% of the claims get settled by the company within 15 days.
  • You can port your plans from other health insurers to Apollo Munich that offers the facility of portability. The company ensures hassle-free integration and carry forward of the accumulated benefits.
  • You can avail tax benefit on the premiums of health insurance plans
  • Pre and post hospitalization cover available
  • Enjoy lifelong renewal benefit of the plans
  • If you do not claim in a particular year, then the basic sum insured will increase by 50%, and 100% on two subsequent no-claim years.
  • In case you fully utilize the sum insured in a particular year, the company will restore the entire amount in the event of a new illnesses with no additional charges or paperwork.