Documents Required for Godrej Housing Finance Home Loan

Last Updated : Jan. 10, 2022, 6:39 p.m.

Home loans help individuals to own their dream house. A middle-class individual has to borrow a home loan to buy a house otherwise it is not possible to get home by making the payment in full. But you will have to submit necessary documents and have a stable income if you are borrowing a home loan. Therefore, here we are going to tell you about the documents required for Godrej Housing Finance because individuals prefer Godrej home loans due to their competitive rate of interest. The documents for salaried individuals are different from the documents for Self-Employed individuals. Even Godrej asks for the co-applicants documents while lending home loans. So, you must explore all the documents that might Godrej ask for before lending a home loan.

Documents Needed for Godrej Home Loan

As we have told you that documents differ from Salaried to Self-Employed individuals so you must go through all the documents needed for different individuals.

Godrej Housing Finance Documents for Salaried Individuals

Applicant Documents

• KYC – PAN Card and Passport/Aadhaar card
• 6 months Banking reflecting IFSC code (salary account)
• Form 16 A and B for last 2 years(if DOJ is not mentioned on salary slip or DOJ is less than 2 Years)
• Latest Month Salary Slip
• Passport Size Photo

Co-Applicant Documents

• KYC- PAN Card and Passport/ Aadhaar card
• Passport size photo
• Income documents same as above (if Co-applicant income is considered)

Other Details Required

• Contact details of Applicant and Co-Applicant
• Mother’s name of Applicant & Co-Applicant
• No. of Dependents
• Residence Address Status – Rented/Owned
• No. of years of occupancy of current address of Applicant
• Qualification Detail of Applicant & Co-Applicants
• Current and Total Work Exp. of Applicant & Co-Applicant
• Office Address of Applicant & Co-applicant
• Official Email of applicant & co-applicant
• Personal Email of applicant & co-applicant
• Loan Amount
• Property cost
• Current EMIs (if any)
• Is this BT/Resale/Direct Allotment

Reference Details (Friends/Relatives)

• Name:-
• Add:-
• Pin Code:-
• Contact No.-

Godrej Housing Finance Documents for Self-Employed Individuals

Documents for Applicant

• Passport size photograph
• PAN Card and Passport/Aadhar as (address proof)
• 1-year Banking (current year+ saving account)
• 2-year ITR along with firm audited financials
• Business registration proof (if not reflected in GST Certificate)
• Business address proof (if not reflected in GST Certificate)
• GST registration
• 2 years GST returns
• Last year form 26AS
• 5 years vintage business registration proof

Documents for Co-Applicant

• Passport size photograph
• KYC PAN Card and Passport/Aadhar as (address proof)
• Income documents same as above (If co-applicant is the financial applicant)

Other Details Required

• Contact details of Applicant & Co-Applicant
• Mother’s name of Applicant & Co-Applicant
• No. of Dependents
• Residence Address Status – Rented/Owned
• No. of years of occupancy of current address of Applicant
• Qualification Detail of Applicant & Co-Applicants
• Current and Total Work Exp. of Applicant & Co-Applicant
• Office Address of Applicant & Co-applicant
• Official Email of applicant & co-applicant
• Personal Email of applicant & co-applicant
• Loan Amount
• Property cost
• Current EMIs (if any)
• Is this BT/Resale/Direct Allotment

Two References Details (Friends/Relatives)

• Name, Contact Number, Address & Pin code

Conclusion

You have seen all the documents required for Godrej Housing Finance and you will have to submit them to the NBFC before applying for the loan. Godrej will verify all the documents first and then only lend the loan. The NBFC might ask for more documents if the presented documents are not up to the mark. So, make sure you submit relevant documents to the NBFC and get a fast home loan disbursal.