ICICI Bank Home Loan in Ahmedabad

About ICICI Bank Home Loan in Ahmedabad

ICICI bank offers various home loan schemes to the customers based in the city of Ahmedabad. Ahmedabad is one of the prime cities of India and has its own housing needs. To offer a customer timely financial assistance, ICICI bank has opened up over ten branches in the city. The product is one of the most demanded loans by the customer and comes with lower interest rates.

ICICI Bank Home Loan in Ahmedabad at a glance

The important details of ICICI Bank Home Loan Ahmedabad are given below.

ParticularDetails
Interest rate8.55% - 8.80%
Loan amountFrom ₹30 Lakhs to ₹5 Crore (Few Cases)
TenureUp to 30 years
Processing fee0.50 to 1% of the loan amount or ₹ 1,500 along with service taxes applicable

New Delhi, Mumbai and Bengaluru- ₹2,000
Pre-payment chargeNIL for floating rate of interest

Up to 4% on the principal amount outstanding along with applicable service taxes

Eligibility criteria for an ICICI Bank Home Loan Ahmedabad

The eligibility norms set by ICICI bank for a home loan are given below. Have a look at them.

  • The applicant should have attained a minimum age of 21 years when the loan amount is sanctioned
  • The age of maturity is 65 years. This means the loan has to be completely paid within the set limit of 65 years
  • Both self-employed individuals and salaried employees are eligible to apply for a home loan. They must earn a stable and regular income
  • In case, there is a co-applicant, his/her age should be at least 18 years
  • To improve loan eligibility, the applicant can add his/her spouse as a co-applicant, in case the said person is earning well

Documents needed for ICICI Bank Home Loan Ahmedabad

The list of the all the important documents has been given below. Check them out.

  • Completely filled application which is duly signed
  • Proof of Age- Passport/Birth certificate/ High school mark sheet
  • Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card
  • Photographs of passport size
  • Proof of Address- Utility Bill / Passport/Leave and License Agreement
  • Salary slip of the past three months
  • Bank statement of the last six months
  • Processing fee cheque

Some extra documents which are needed-

For Self-employed Professional:

  • Proof of existence of Business
  • Income tax returns of the last three years
  • Education qualification certificate

For Self-employed Non-Professional:

  • Education qualification certificate
  • Profit & Loss account and Audited Balance Sheet of the last three years which has been certified by a CA
  • Business Profile
  • Income tax returns of the past three years
  • Proof of existence of Business

Other documents related to property-

  • Power of Attorney Format

In case, the loan account holder dies, documents required are:

  • Letter of relinquishment
  • Request letter

For more details, please refer to Home Loan Ahmedabad.

Address of ICICI Bank branches in Ahmedabad

The complete list of ICICI bank Ahmedabad branches has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
Jmc HouseJmc House, Opp. Parimal Gardens, Opp Parimal Garden, Ambawadi, Ahmedabad - 380006 GujaratICIC0000024380229002022 - 67574314 / 4322
Drive-In-CinemaSwamini Complex, Opp. Drive - In Cinema, Drive In Road, Ahmedabad. 380054 GujaratICIC0000064380229003022 - 67574314 / 4322
Satellite AreaFf/7 & 8, Tirthraj Complex, 132 Feet Ring Road, Jodhpurgam (Satellite Area), Ahmedabad District. 380015 GujaratICIC0000067380229004022 - 67574314 / 4322
Stadium Circle2/1, Ground Floor, Popular House, Ashram Road, Ahmedabad. 380009 GujaratICIC0000189380229007022 - 67574314 / 4322
ShahibaugSuvas Complex, Ground Floor, Opp. Rajasthan Hospital, Shahibaug, Ahmedabad 380004 GujaratICIC0000294380229008022 - 67574314 / 4322
S.G. RoadSarthik II, Gr Floor, Opp. Rajpath Club, S.G.Road, Bodakdev, Ahmedabad 380054 GujaratICIC0000295380229009022 - 67574314 / 4322
VasnaGround Floor, Haash Business Centre, Near Ankur School, Fatehpura, Vasna, Ahmedabad. 380007 GujaratICIC0000344380229011022 - 67574314 / 4322
NaranpuraGround Floor, Sthapna Complex, Opp Ghb Complex, Ankur Road, Naranpura, Ahmedabad. 380013 GujaratICIC0000345380229010022 - 67574314 / 4322
BopalShop No 5/6, Samarpan Complex, Bopal Road, Ahmedabad 380058 GujaratICIC0000361380229012022 - 67574314 / 4322
ThaltejICICI Bank Ltd. Shop No 4/5/6, Apm Mall, Sattadhar Char Rasta, Thaltej Branch, Ahmedabad 380054ICIC0000457380229013022 - 67574314 / 4322

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