ICICI Bank Home Loan in New Delhi

About ICICI Bank Home Loan in New Delhi

ICICI bank is a well-known name in the Indian banking sector. The bank has given a satisfying experience to each and every customer. New Delhi is the capital of India and lures many people from all over the country. People come here for better facilities in the field of employment and education. It is everyone’s dream to own a house in the city. To ensure that finance is never a big hurdle, ICICI Bank gives a home loan product to the people of the city. A Delhite can avail the product at convenient interest rate and flexible term period.

ICICI Bank Home Loan in New Delhi at a glance

The important details of ICICI Bank Home Loan New Delhi are given below.

ParticularDetails
Interest rate8.55% - 8.80%
Loan amountFrom ₹30 Lakhs to ₹5 Crore (Few Cases)
TenureUp to 30 years
Processing fee0.50 to 1% of the loan amount or ₹ 1,500 along with service taxes applicable

New Delhi, Mumbai and Bengaluru- ₹2,000
Pre-payment chargeNIL for floating rate of interest

Up to 4% on the principal amount outstanding along with applicable service taxes

Eligibility criteria for an ICICI Bank Home Loan New Delhi

The eligibility norms set by ICICI bank for a home loan are given below. Have a look at them.

  • The applicant should have attained a minimum age of 21 years when the loan amount is sanctioned
  • The age of maturity is 65 years. This means the loan has to be completely paid within the set limit of 65 years
  • Both self-employed individuals and salaried employees are eligible to apply for a home loan. They must earn a stable and regular income
  • In case, there is a co-applicant, his/her age should be at least 18 years
  • To improve loan eligibility, the applicant can add his/her spouse as a co-applicant, in case the said person is earning well

Documents needed for ICICI Bank Home Loan New Delhi

The list of the all the important documents has been given below. Check them out.

  • Completely filled application which is duly signed
  • Proof of Age- Passport/Birth certificate/ High school mark sheet
  • Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card
  • Photographs of passport size
  • Proof of Address- Utility Bill / Passport/Leave and License Agreement
  • Salary slip of the past three months
  • Bank statement of the last six months
  • Processing fee cheque

Some extra documents which are needed-

For Self-employed Professional:

  • Proof of existence of Business
  • Income tax returns of the last three years
  • Education qualification certificate

For Self-employed Non-Professional:

  • Education qualification certificate
  • Profit & Loss account and Audited Balance Sheet of the last three years which has been certified by a CA
  • Business Profile
  • Income tax returns of the past three years
  • Proof of existence of Business

Other documents related to property-

  • Power of Attorney Format

In case, the loan account holder dies, documents required are:

  • Letter of relinquishment
  • Request letter

For more information, please refer to Home Loan New Delhi.

Address of ICICI Bank branches in New Delhi

The complete list of ICICI bank New Delhi branches has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
Connaught Place9A, Phelps Building, Inner Circle, Connaught Place, New Delhi 110001 ICIC000000711022900201133667777 / 01144455000
Greater kailashW - 57.Greater Kailash , Part - I, New Delhi 110048ICIC000002911022900401133667777 / 01144455000
Preet ViharSincere Towers Iv, Community Centre, Preet Vihar, Delhi 110092 ICIC000003711022900601133667777 / 01144455000
New Friends ColonyPlot No.13, Community Centre, New Friends Colony, New Delhi 110065 ICIC000004611022900701133667777 / 01144455000
Vasant ViharC - 17, Local Shopping Centre, Paschimi Marg, Vasant Vihar, New Delhi. 110057 ICIC000006511022900801133667777 / 01144455000
Green Park H/2, Green Park Extension, New Delhi 110016 ICIC000007111022900901133667777 / 01144455000
JanakpuriMahatta Towers, 54, B - Block, Community Centre, Janakpuri, New Delhi 110058 ICIC000008711022901101133667777 / 01144455000
PitampuraPlot No. 5, Savitri Market, D P Block, L S C, Pitampura, New Delhi. 110034 ICIC000015411022901201133667777 / 01144455000
Punjabi Bagh19 & 20 Central Market, West Avenue Road, Punjabi Bagh, New Delhi 110026 ICIC000015511022901301133667777 / 01144455000
Model TownH - 2, Model Town - III, New Delhi 110009 ICIC000016011022902901133667777 / 01144455000
Panchsheel ParkN - 138, Panchsheel Park, New Delhi 110017 ICIC000022411022903201133667777 / 01144455000
Delhi UniversityUtility Centre, 1St Floor, University Main Gate, University Road, Delhi University, North Campus, Delhi 110007ICIC000022711022903301133667777 / 01144455000

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