ICICI Bank Patna

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ICICI Bank Patna Main Branch with IFSC Code

  • Branch Name: Patna Main
  • Complete Branch Address: Exhibition Road, Shahi Bhawan, Patna, Bihar-800001
  • IFSC Code: ICIC0006259
  • MICR Details: 800229001
  • Customer Care Number: 022 – 67574314 / 4322

ICICI Bank Patna Branches with IFSC Codes

BranchAddressIFSCMICRContact details
KankarbaghH - 39 Doctors Colony, Kankarbagh, Patna, Bihar 800020 ICIC00003078002290036123366777
Boring RoadSumitra Sadan, West Boring Canal Road, Patna 800001 BiharICIC00004048002290046123366777
BSFC Fraser Road Bihar State Financial Corporation, Fraser Road, Old Jakkanpur, Rajaji Salai, Indira Nagar, Patna, Bihar 800001ICIC00005798002290056123366777
Shahi Bhawan Exhibition Road, Ground Floor Shahi Bhawan, Patna, Bihar 800001ICIC00062598002290016123366777
AnisabadHullas Vihar, H 1, Opposite - Police Colony, Anisabad, Patna, Bihar 800002ICIC00013338002290076123366777
Ashiana NagarTawheed Complex, Ashiana Nagar, Ashiana Digha Road, Patna, Bihar 800014ICIC00019438002290096123366777
Bhootnath RoadBahadurpur Housing Colony, New Colony, Mahatma Gandhi Nagar, Chitragupta Nagar, Patna, Bihar 800026ICIC00023828002290126123366777
Patna cityKesari Tola, Khajekala Post Jhauganj, Patna, Bihar 800008ICIC00023838002290136123366777
DanapurMoti Darbar, Opp. Vishal Mega Mart Danapur, Gola Road, Danapur Nizamat, Danapur, District- Patna Bihar 801503ICIC00024368002290106123366777
Ashok RajpathDraupadi Baranwal Complex, Opp. Of Pmch Gate, Ashok Rajpath, Patna, Bihar 800004ICIC00023858002290116123366777
MahendruGandhi Chowk, Above SBI, Mahendru, Patna, Bihar 800006ICIC00033408002290146123366777
MithapurViswanath Plaza,, Khagaul Road, Mithapur, Patna, Bihar 800001ICIC00033438002290176123366777

Products offered by ICICI Bank in Patna

Human beings have varied needs and for that they need finance. Keeping this in mind, ICCI Bank has designed certain financial products that are guaranteed to meet the needs of any person. The list of products offered by the bank includes a personal loan, business loan, home loan, gold loan, car loan, education loan and loan against property. Now that GST has replaced all indirect taxes like service tax, you can see the impact of GST on loans as well. Check out the tables below to know the details of all the products offered by ICICI Bank in Patna.

ICICI Home Loan Details

The home loan interest rate, eligibility criteria, and documents checklist of ICICI Home Loan details are as follows:

ParticularsDetails
Interest Rate8.85% - 9.10%
Loan AmountFrom ₹ 30 lakhs to above ₹ 5 crore ( for few cases)
Tenure30 years
Processing Fees0.50 to 1% of the loan amount or ₹ 1,500 along with GST
Eligibility Criteria
  • The applicant should have obtained at least 21 years of age when the loan is sanctioned.
  • 65 years is the age when the loan should be fully repaid.
  • The applicant should be salaried individual or a self-employed.
  • The co-applicant must at least be 18 years old.
  • In order to enhance his loan eligibility, the applicant can add his/her spouse, who is earning well, as a co-applicant
Documents Required
  • Completely filled application which is duly signed
  • Photographs of passport size
  • Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card

  • Proof of Residence:- Utility Bill / Passport/Leave and License Agreement

  • Proof of Age- Passport/Birth certificate/ High school marksheet

  • Bank statement of the last six months

  • Salary slip of the past three months

  • Processing fee cheque

Extra documents needed are given under-
For Self-employed Professional:
  • Proof of existence of Business

  • Education qualification certificate
  • Income tax returns of the past three years

For Self-employed Non Professional:

  • Proof of existence of Business

  • Education qualification certificate

  • Business Profile

  • Income tax returns of the past three years

  • P&L account and Audited Balance Sheet of the previous three years which has been certified by a CA

Other documents related to property-
  • Power of Attorney Format

In case, the loan account holder dies, documents required are:
  • Request letter

  • Letter of relinquishment

ICICI Personal Loan Details

If you are in urgent need of money, a personal loan from ICICI Bank is one of the best options you can opt for. Have a look at the ICICI Personal Loan details below to apply now:

ParticularsDetails
Interest Rate10.99% - 18.49%
Loan Amount
  • Salaried- ₹20 Lakhs
  • Self-employed- ₹30 Lakhs
  • Doctor- ₹40 Lakhs
Tenure1-5 years
Processing Fees2.25% of the loan amount plus GST
Eligibility CriteriaSalaried employee-
  • The applicant should be between the age group of 23 to 58 years.
  • Monthly Income requirement:
    New Delhi and Mumbai-₹ 25,000
    Kolkata, Bengaluru, Hyderabad, Pune, Chennai- Kolkata, Bengaluru, Hyderabad, Pune and Chennai ₹ 20,000
  • For other cities- at least ₹ 17,500
  • Work experience of two years
  • Should live in the current residence for at least on year.

Self-employed individual
  • The applicant should be between the age group of 28 to 65 years. For doctors, the minimum age has been kept at 25 years
  • A business stability of five years is needed.
  • For Doctors it is three years.

  • Liability or Asset relationship with the bank for a period of at least one year is required.
  • Minimum profit after tax:
    -Self- employed/proprietorship firm: ₹2 Lakhs
    -Non-Professional: ₹1 Lakh
  • Minimum turnover-
    Non-Professional- ₹40 Lakhs
    Professional- ₹15 Lakhs
Documents RequiredSalaried employee
  • Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card

  • Two Photographs of Passport sizeProof of Residence:- Utility Bill / Passport/Leave and License Agreement

  • Bank Statement of the past three months in which the salary is credited
  • Salary slips of the past three months.

Self-employed Individuals:
  • Proof of Identity- Aadhar card/PAN card/ Passport/Voter ID card
  • Address Proof- Utility Bill / Passport/Leave and License Agreement

  • Proof of Age- Passport/Birth certificate/ High school marksheet
  • Bank statement of the previous six months

  • Proof of continuity of business.
  • Proof of Income- Audited Balance Sheet and Profit & Loss account of the previous two years

  • Proof of Office address
  • Proof of office ownership

ICICI Car Loan Details

To buy a dream car today, have a look at ICICI Bank car loan details below:

ParticularsDetails
Interest Rate10.75% - 15.50%
Loan Amount100% of ex-showroom price
Tenure7 years
Processing Fees₹ 2,500 to ₹ 5,000+GST
Eligibility CriteriaSalaried employee
  • The age of the applicant should be between 23 to 58 years.
  • Annual income should be at least ₹ 2.5 Lakhs
  • Employment stability of more than two years is needed.
  • Applicant should be working with the current employer for a period of at least one year.
Self-employed Professional
  • The applicant needs to fall the age bracket of 28 to 65 years. The loan has to be fully repaid by the age of 65.
  • Annual income should be at least ₹ 2 Lakhs.

  • Business stability of more than three years

Self-employed Non-Professional
  • Profit after Tax of a minimum of ₹ 2 Lakhs
  • Business stability of more than three years
Documents Required
  • Photographs of passport size
  • Completely filled application form

  • Proof of Identity- Aadhar card/Voter ID card/PAN Card/Passport/Driving License
  • Proof of Age- Birth certificate/Passport/High school marksheet/PAN card
  • Proof of Residence- Allotment letter/Passport/Telephone Bill/Electricity Bill/Leave and license agreement
  • Bank statement with verification of signature

Proof of Income-
  • Salaried employee: Latest salary slip and Form 16

  • Self-employed Professional: Income tax (IT) returns of the previous two years
  • Self-employed Non Professional: Income tax returns of the last two financial years along with audited Balance Sheet and Profit & Loss account

  • Proof of ownership or Proof of business stability (Self-employed)
  • Partnership deed and a letter duly signed by the present partners whereby they give complete authority to one partner (Self-employed Non Professional).
  • For companies and societies two things are needed -Memorandum & Articles of Association plus Resolution by board of directors

ICICI Business Loan Details

A business loan from ICICI Bank will help you in giving a shape to your dream of becoming an entrepreneur. Below is the ICICI Business Loan related details:

ParticularsDetails
Interest RateAs per the bank guidelines.

It depends on the business profile, loan amount, previous track record and tenure period
Loan AmountUp to ₹ 1 crore
TenureUp to seven years
Processing Fees2% along with GST applicable
Eligibility Criteria
  • Anybody who is engaged in service, manufacturing or trade can apply for a business loan.
  • Must belong to any of the following segments-Sole Proprietorship,Private Limited Company,Partnership firm,Public Limited Company
Documents Required
  • Completely filled Application form
  • Proof of Entity – Partnership deed/Shops and Establishment certificate/Certificate of Incorporation

  • PAN Card copy of Entity, Partners/Proprietors/Directors, guarantors and Security providers

  • Proof of Address of Entity, Partners/Proprietors/Directors, guarantors and Security providers

  • Bank statement of the last six months

  • Audited Balance Sheet and Profit & Loss account of the last three financial years
  • The performance of the current year and estimated turnover on the letterhead of the entity
  • Income Tax returns of the past one year of the borrowing entity

ICICI Loan Against Property Details

Whenever you are in need of large funds, a mortgage loan is surely going to help you. To know ICICI Bank Loan Against Property details, have a look at the below-given table:

ParticularsDetails
Interest RateDepending upon the value of the mortgage property
Loan AmountUp to ₹ 5 crore
TenureUp to 15 years
Processing Fees0.50% of the loan amount plus GST
Eligibility Criteria
  • A self-employed professional or a salaried individual
  • The applicant should fall in the age bracket of 21 to 65 years.
  • Proprietors, partnership firms and companiesM/li>
Documents Required
  • Completely filled application which is duly signed
  • Photographs of passport size
  • Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card
  • Proof of Residence:- Utility Bill / Passport/Leave and License Agreement

  • Proof of Age- Passport/Birth certificate/ High school marksheet
  • Bank statement of the last six months
  • Salary slip of the past three months
  • Processing fee cheque

Extra documents needed are given under-

For Self-employed Professional:
  • Proof of existence of Business
  • Education qualification certificate
  • Income tax returns of the past three years

For Self-employed Non Professional:

  • Proof of existence of Business
  • Education qualification certificate
  • Business Profile
  • Income tax returns of the past three years

  • P&L account and Audited Balance Sheet of the previous three years which has been certified by a CA

Property documents-

  • Agreement for Sale & construction

  • Letter of Allotment

  • Tripartite Agreement which has to be given before disbursal of loan
  • Certificate of possession
  • Detailed cost of construction and Land tax receipt.

ICICI Fixed Deposit Details

To earn interest rate from your own money, have a look at the ICICI fixed deposit scheme details:

ParticularsDetails
Interest Rate4.00% - 7.55%
Deposit AmountMinimum ₹10,000
Maturity Period7 days to ten years
Eligibility CriteriaAny resident Indian can open a fixed deposit account.
Documents Required
  • Proof of Identity- Passport/Voter ID card/PAN card/Aadhar card/Driving License/Government ID card/Senior citizen ID card/Photo Ration card.
  • Proof of Address- Passport/Telephone Bill/Bank statement with cheque/Electricity Bill/Leave and license agreement/ID card issued by a Post Office

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