IDBI Bank Home Loan New Delhi - IFSC, Rates Sep 2023, EMI, Eligibility

IDBI Bank Home Loan in New Delhi

About IDBI Bank Home Loan in New Delhi

Owning a house is in itself a different feeling and that is the reason why many people wish to have the house of their own. IDBI Bank transforms this wish to reality by providing the home loan to the eligible candidates. To make buying home a sweet experience the bank provides a loan at reasonable rates. For your reference interest rate and other necessary details are included below.

IDBI Bank Home Loan in New Delhi at a Glance

Interest Rate 8.80% - 12.25%
Loan amount₹ 5 lakhs to ₹ 10 Crores
TenureSalaried - 30 years
Self Employed Professional/ Non-Professionals - 20 years
Processing feeAs per bank's norm
Pre- payment chargesAs per bank's norm

Eligibility Criteria

The IDBI Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan can be availed by:
(1) Salaried individuals who have at the time of loan application attended the age of 22 years. The maximum age at the termination of loan should not be more than 70 years subject to establishment of satisfactory repayment.

(2) Self Employed Professionals (viz.doctors, engineers, dentists, architects, chartered accountants, management consultant, company secretary, etc) who have attended the age of 25 years at the time of application and maximum age at the time of termination of loan should not be above 70 years.

(3) Self Employed Non-Professionals (Businessmen) who have attended the age of 25 years at the time of application and maximum age at the termination of loan should not be above 65 years. Maximum age under the category may be relaxed subjected to availability of proper succession plan of the business.

Documents Required

In order to avail the benefit of home loan, the individual needs to submit the following documents:

  • Signed application form with photograph
  • ID Proof- PAN Card/ Voter ID/Passport/Driving License, photograph
  • Residence proof – Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID
  • Income Proof – Form 16/ITR (for salaried individuals) & Last 3 years Income Tax returns (self and business), Last 3 years Profit /Loss and Balance Sheet (for Self-Employed)
  • Last 6 months bank statement
  • Last 3 months salary slips
  • Processing fee cheque
  • Education Qualifications Certificate and Proof of business existence (for Self-Employed Professionals)
  • Proof of business existence and Business Profile (for Self-Employed Non-Professionals)

To know more, refer Home Loan New Delhi

Address of IDBI Bank Branches in New Delhi

The complete address, IFSC Code, MICR Code and customer care details of IDBI Bank branches located in New Delhi is mentioned in the table below:

Branch NameAddressIFSC CodeMICR Contact Details
Siri Fort1/6, Siri Fort Institutional Area Khel Gaon MargIBKL00000101102590026499681 - 85
K G MargSurya Kiran Building , Ground Floor 19 K.G.MargIBKL0000011110259001011-23357800/1/2
PitampuraAggarwal Chambers, Local Shopping Centre, Cd Block, PitampuraIBKL00000371102590037312625/4623/5629
Rajouri GardenGupta House, Rabindranath Tagore Road, Civil LinesIBKL00000404402590020712-540606/9797
MahipalpurE - 14, Main Vasant Kunj Road, Mahipalpur, New DelhiIBKL00000751102590076787116 - 118
Chandni ChowkIDBI Bank Ltd, 12th Floor, Nariman Bhavan Nariman PointIBKL0000095110259007022-2883392
SaketB - 1, Meera Market, ChittorgarhIBKL0000110110259010011-41664971-72, 41671046-48, 41671104-05, 10763410
New Delhi - Main BranchIDBI House No.58 Mission RoadIBKL000012711025901222106140 / 2
Manglam Place , Rohini, New DelhiVikas Surya Shopping Mall, Deepali Chowk, Plot No 18, Sector 8, Manglam Place , Rohini, New DelhiIBKL0000163110259014011-27946616-21
New Friends Colony (New Delhi)CGH Building, D - 823, Main Road, New Friends Colony, New Delhi - 110065IBKL0000167110259019011-46514091-92-93, 26933437
PalamA - 1/20, Vijay Enclave, Palam Dabri Road, Palam: - 110045IBKL0000169110259016011-45521195-97, 45521000
Preet Vihar11 New Rajdhani Enclave, Vikas Marg, Preet Vihar, New Delhi - 110092IBKL0000170110259017011-42440903-05
DwarkaG1 & G6, Plot No. 3, Ashirwad Chowk, Aggarwal Mall, Sector - 5, Dwarka, New Delhi - 110075IBKL0000172110259015011-42730346/47/48
Lajpat Nagar54, Ring Road, Lajpat Nagar Iii, Null, New Delhi, Delhi 110024IBKL0000191110259022011-46574123-27
JanakpuriB - 1/26 - 27, Community Centre, Janakpuri, New Delhi - 110058IBKL0000192110259021011-41587187 To 89
Paschim ViharB - 2/3, Paschim Vihar, Null, New Delhi, Delhi 110063IBKL0000193110259024011-45514226-30
Ashok ViharB - 3/1, Ashok Vihar, Phase Ii, New Delhi, Delhi North, New Delhi 110052IBKL00002011102590259818011307
Punjabi Bagh2/46, Punjabi Bagh West, A.v. Road, New Delhi 110026IBKL0000248NON-MICR011-25225490
Vikas PuriJ - 1 Virjanand Marg New Delhi 110 - 018IBKL0000249110259030011-28546512/13/14/16

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    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.85% - 9.40%
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    Piramal Capital & Housing Finance10.50%
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