IDBI Bank Home Loan in Noida

About IDBI Bank Home Loan in Noida

What has stopped you so far to acquire the house of your choice? Is it unavailability of required amount? Check the home loan provided by IDBI Bank. The bank provides a home loan to the potential applicants who qualify the eligibility test. The loan is available at compatible rates and for flexible repayment period. Check the information mentioned nad apply now for instant approval.

IDBI Bank Home Loan in Noida at a Glance

ParticularsDetails
Interest Rate 8.65% - 8.95%
Loan amount₹ 5 lakhs to ₹ 10 Crores
TenureSalaried - 30 years
Self Employed Professional/ Non-Professionals - 20 years
Processing feeAs per bank's norm
Pre- payment chargesAs per bank's norm

Eligibility Criteria

The IDBI Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan can be availed by:
(1) Salaried individuals who have at the time of loan application attended the age of 22 years. The maximum age at the termination of loan should not be more than 70 years subject to establishment of satisfactory repayment.

(2) Self Employed Professionals (viz.doctors, engineers, dentists, architects, chartered accountants, management consultant, company secretary, etc) who have attended the age of 25 years at the time of application and maximum age at the time of termination of loan should not be above 70 years.

(3) Self Employed Non-Professionals (Businessmen) who have attended the age of 25 years at the time of application and maximum age at the termination of loan should not be above 65 years. Maximum age under the category may be relaxed subjected to availability of proper succession plan of the business.

Documents Required

In order to avail the benefit of home loan, the individual needs to submit the following documents:

  • Signed application form with photograph
  • ID Proof- PAN Card/ Voter ID/Passport/Driving License, photograph
  • Residence proof – Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID
  • Income Proof – Form 16/ITR (for salaried individuals) & Last 3 years Income Tax returns (self and business), Last 3 years Profit /Loss and Balance Sheet (for Self-Employed)
  • Last 6 months bank statement
  • Last 3 months salary slips
  • Processing fee cheque
  • Education Qualifications Certificate and Proof of business existence (for Self-Employed Professionals)
  • Proof of business existence and Business Profile (for Self-Employed Non-Professionals)

To know more, refer Home Loan Noida

Address of IDBI Bank Branches in Noida

The complete address, IFSC Code, MICR Code and customer care details of IDBI Bank branches located in Noida is mentioned in the table below:

Branch NameAddressIFSC CodeMICR Contact Details
Noida Sector 63H 1 A/30 Sector 63, Noida, Gautam Buddha Nagar, Uttar Pradesh. North Noida, 201307IBKL000020011025902809818482904, 09818482984
RAC NoidaIDBI Bank(RAC), H1A/30, Sec - 63, Noida - 201307 , UP.IBKL0000843NON-MICR
NoidaPlot No 2, Block B1a, Sector-51, Gautam Budh NagarIBKL00018111102590822485154

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