IDBI Bank Home Loan in Pune

About IDBI Bank Home Loan in Pune

Buying home is a journey and to make it smooth it is necessary that you select the best path. Be it the decision to finalise the location of the house or the lender everything must be thought of carefully. In this regard, one must always check and compare the home loan interest rates, fees and other charges before applying for the loan. And hence, the details of IDBI Bank home loan are shared with you to make a perfect choice.

IDBI Bank Home Loan in Pune at a Glance

ParticularsDetails
Interest Rate 8.65% - 8.95%
Loan amount₹ 5 lakhs to ₹ 10 Crores
TenureSalaried - 30 years
Self Employed Professional/ Non-Professionals - 20 years
Processing feeAs per bank's norm
Pre- payment chargesAs per bank's norm

Eligibility Criteria

The IDBI Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan can be availed by:
(1) Salaried individuals who have at the time of loan application attended the age of 22 years. The maximum age at the termination of loan should not be more than 70 years subject to establishment of satisfactory repayment.

(2) Self Employed Professionals (viz.doctors, engineers, dentists, architects, chartered accountants, management consultant, company secretary, etc) who have attended the age of 25 years at the time of application and maximum age at the time of termination of loan should not be above 70 years.

(3) Self Employed Non-Professionals (Businessmen) who have attended the age of 25 years at the time of application and maximum age at the termination of loan should not be above 65 years. Maximum age under the category may be relaxed subjected to availability of proper succession plan of the business.

Documents Required

In order to avail the benefit of home loan, the individual needs to submit the following documents:

  • Signed application form with photograph
  • ID Proof- PAN Card/ Voter ID/Passport/Driving License, photograph
  • Residence proof – Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID
  • Income Proof – Form 16/ITR (for salaried individuals) & Last 3 years Income Tax returns (self and business), Last 3 years Profit /Loss and Balance Sheet (for Self-Employed)
  • Last 6 months bank statement
  • Last 3 months salary slips
  • Processing fee cheque
  • Education Qualifications Certificate and Proof of business existence (for Self-Employed Professionals)
  • Proof of business existence and Business Profile (for Self-Employed Non-Professionals)

To know more, refer Home Loan Pune

Address of IDBI Bank Branches in Pune

The complete address, IFSC Code, MICR Code and customer care details of IDBI Bank branches located in Pune is mentioned in the table below:

 

Branch NameAddressIFSC CodeMICR Contact Details
F. C. RoadDnyaneshwar Paduka Chowk Fergusson College RoadIBKL0000007411259001020-5678383-484-585
Kalyani NagarPlot No 128 , Ground Floor, Blue Hills Avenue, Kalyani Nagar, YerawadaIBKL0000034411259002020-6612036-8
AundhRajas Apt, Plot No 13, Abhimanshree Road, Off Baner Road, Aundh, PuneIBKL0000062411259003020-5893534-36
NigdiGround Floor Hotel Ashray , 77, Dewas Road,IBKL0000087411259004020-27641584, 27653500, 27640359
HadapsarA - 1 & 2 Prathamesh, Thatte Nagar, Gangapur Road IBKL0000102411259005020-26824801 / 02
Pune - Main BranchIDBI House, Janpath Unit - Ix, Post Bag No.190IBKL0000131411259006020-25677481/82
HinjawadiShree Ganesh Plaza Shivaji Chowk Hinjewadi 411021IBKL0000250411259028(020)22932411 / 12 / 13
Koregaon parkPlot No.353, Artha Vishwa Building, Lane No.5, Off North Main Road, Koregaon Park, Pune, Pin 411001IBKL0000301411259006020 66486300
Pune L RU W Bank Bldg., , 6/1 Budhwar Peth, , Laxmi Road, Pune, Pin code - 411002IBKL0000459411259023020-24452135, 24452697
Pune Lokmanyanagar5, Laxmi Park, , Dr. Sabane Bungalow, , Lokmanya nagar, Pune, Pincode - 411030IBKL0000460411259010020-24537114
Pune Tilak Road2065, Sadashiv Peth Sane Guruji Marg, Gangavataran Apartment, Near S P College Pune, Pincode - 411030IBKL0000490411259024020-24332383
Pune Deccan Gymkhana1233/A Sai Chhaya Apartment, , , Apte Road, , Deccan Gymkhana, Pincode - 411004IBKL0000502411259025020-25513210
Pune Sadashiv Peth562, Sadashiv Peth, , Chitrashala Building, , Kumthekar Road, , Pincode - 411030IBKL0000548411259009020-020-24452170
Pune ShivajinagarCTS NO.1189/3, Modern College Road., Near Dnyaneshwar Paduka Chowk Shivajinagar Pune, , Pune - 411005, , Pincode - 411005IBKL0000568411259008020-25533247
Ganesh Nagar Pune27/1, Yogeshwari Apartment, , Erandwana, , Ganeshnagar, , Pincode - 411051IBKL0000588411259026020-25440903
Pune Ashok Nagar421/A, Gokhale Road, , Near Symbiosis - - Atur Centre, , Ashoknagar, Pincode - 411016IBKL0000600411259027020-25655893
Pune SwargateMitra Mandal Co - Op. Hsg.soc.hall, , First Floor, 484/1 - 31 - 32, Parvati, Swargate, Pincode - 411009IBKL0000607411259011020-24442959
Pune CampSahajanand Complex, , 2416, East Street, , General Thimayya Road, Camp, Pincode - 411001IBKL0000616411259007020-26348064, 26330810, 26363911
Pune Service BR1548, B. Saiprabha Sadashiv Peth. Off Tilak Road Pune Pune 411009IBKL0000636411259022020-24339696

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Home Loan Interest Rates December 2018
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Axis Bank8.85% - 9.10%
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