IDBI Bank Personal Loan Interest Rates


  • Get ready for an international trip and apply for a personal loan at IDBI Bank.
  • IDBI Bank personal loan rates would bring in the lowest EMI.

When you think of taking a loan, you expect it to be within your budget, right? IDBI Bank is amongst those which has designed its personal loan according to the needs of the customers without compromising on their expectations. You can get the maximum loan of ₹10 lakhs with which you can not only go on an international trip, but may succeed in saving some for the next time as well. In this article, we have brought in the gist of IDBI Bank personal loan.

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IDBI Bank Personal Loan Rates April 2019

Look at the table below wherein you may the interest rate, tenure, maximum loan amount, and processing fee.

Interest Rates12.00% - 14.00%
Loan Amount₹50,000-₹10 Lakh
Repayment60 months
Prepayment/Foreclosure Charges2% of the outstanding balance

How can you calculate EMI with interest rate?

As mentioned above, the interest rate on a loan is one of the key details which decides the EMI. When you plan to apply for a personal loan at IDBI Bank, you can assume a rate as per your desire in addition to the loan amount and tenure, both of which are preplanned, and then use an EMI calculator to know the payment details.

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