IDFC Bank Home Loan New Delhi - IFSC, Rates March 2024, Eligibility, EMI

IDFC Bank Home Loan in New Delhi

About IDFC Bank Home Loan in New Delhi

The capital city of India, i.e. New Delhi offers you an opportunity to get closer to your dream home wish by offering you the home loan at competitive rates. Yes, this private sector bank offers you this credit facility with list of features and benefits to choose from. So, if you are in New Delhi and are looking to grab the best deal in the city, don’t look further as IDFC Bank is here to help.

IDFC Bank Home Loan New Delhi at a Glance

ParticularsDetails
Home Loan Interest Rate8.85% - 9.25%
Loan AmountUp to INR 10 crores or maximum up to 85% of the property value
TenureUp to 30 years
Processing FeeAs per bank’s norms

Eligibility Criteria

For Salaried

  • Purchasing ready property / balance transfer of running loan on ready or under-construction property
  • Indian Resident
  • 21 years & above
  • Minimum 2 years work experience

Self-employed

  • Purchasing ready property / balance transfer of running loan on ready or under-construction property
  • Indian Resident
  • Minimum age 23 years
  • Minimum 3 years work experience

Documents Checklist Needed

For Salaried:

  • Identity Proof-PAN Card/Aadhar Card/Voter ID/Passport/NREGA Job Card/Driving License
  • Address Proof-Utility Bill-Landline/Electricity, Registered Rental Deed
  • Age Proof
  • Last 3 months salary statements
  • Last 2 years Income tax returns or Form-16
  • Last 6 months Bank Statement

For Self-employed Professionals:

  • Identity Proof-PAN Card/Aadhar Card/Voter ID/Passport/NREGA Job Card/Driving License
  • Address Proof-Utility Bill-Landline/Electricity, Registered Rental Deed
  • Age Proof
  • Last 2 years Income tax returns or Form-16
  • Last 6 months Bank Statement

For Self-employed Businessmen:

  • Identity Proof-PAN Card/Aadhar Card/Voter ID/Passport/NREGA Job Card/Driving License
  • Address Proof-Utility Bill-Landline/Electricity, Registered Rental Deed
  • Age Proof
  • Last 2 years Income tax returns or Form-16
  • Last 6 months Bank Statement

Click to Know Home Loan New Delhi

Address of IDFC Bank Branches in New Delhi

Branch NameComplete AddressIFSCMICRContact Number
IDFC Barakhamba RoadSoodh & Birla Towers, 4th Floor East Tower & LGF West Tower, Barakhamba Road, New Delhi - 110001IDFB0020101011-66712000
IDFC New Friends ColonyBhalla Sadan, 15, Community Centre, New Friends Colony, New Delhi - 110025IDFB0020102

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%