IndusInd Bank Home Loan in Guwahati

About IndusInd Bank Home Loan in Guwahati

The home loan is the product that helps the applicant to cherish the dream to be a house owner. It is one of the financial solutions that help the customer with the finances a to construct or buy any property, flat or land. It is one of the financial tool that takes care of the financial needs to fulfill the dream. IndusInd bank home loan is one of the best among other lenders. It offers the affordable rates for all. Along with it there are other advantages like simple documents and quick processing of application etc which the customer gets from the bank.

IndusInd Bank Home Loan in Guwahati at a glance

ParticularsDetails
Interest Rate8.70% - 9.40%
Loan amountDepend upon the individual's income and profile.
TenureUp to 30 years
Processing fee0.5% of the loan amount
Pre- payment chargesAs per Bank’s norm

Eligibility Criteria

  • The age of the applicant should be between 21 – 65 years
  • Salaried individuals with minimum 3 years experience
  • Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years

Documents Required

  • Loan Application with  passport size photograph of applicant/guarantor
  • Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
  • Residence proof-  Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Signature proof- Passport/ PAN Card
  • Processing fee cheque
  • Detailed cost estimate/valuation report from Bank’s Panel Chartered Engineer/Architect
  • Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
  • Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
  • Last 3 months Salary Certificate and Form No.16/ITR for last 3 years (in case of salaried persons)
  • IT Returns filed for the past three years (in case of non-salaried persons)
  • Educational qualification certificate and the Proof of business existence (in case of self-employed businessmen or professionals)
  • Balance Sheet and P&L Account for the past three years (in case of self-employed businessmen or professionals)

To get more detailed information, visit Home Loan Guwahati.

Address of IndusInd Bank Branches in Guwahati

Branch NameAddressIFSC CodeMICR Contact Details     
GuwahatiG. S. Road, Bhangagarh, Guwahati 781 005INDB00000 387812340020361 2452864 / 65 / 68 2452867
Zoo Road GuwahatiUpper Ground Floor And 1st Floor Hotel Parnil Palace, Zoo Road Tiniali Guwahati 781024 AssamINDB00006037812340032200012
Beltola GuwahatiGround Floor 60 Basistha Road Beltola Guwahati 781 028 AssamINDB00006627812340042220212

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