IndusInd Bank Home Loan in Kolkata

Last Updated : April 11, 2017, 10:13 a.m.

About IndusInd Bank Home Loan in Kolkata

The home loan is the product that is offered by banks and other financial institutions or NBFC. It is the financial solutions that answer all the finance related problems. It can be availed to construct, renovate, buy and extend the home, flat, property or land. There are several lenders who offer this solution but IndusInd being one of the new generation banks provide one of the best home loans. It offers the competitive rates and has several other benefits and advantages. It takes less time to process the application form. It requires less documentation and has the facility of fast disbursal. Thus, to realize the dream to own a house is possible with IndusInd bank home loan.

IndusInd Bank Home Loan in Kolkata at a glance

Eligibility Criteria

• The age of the applicant should be between 21 – 65 years
• Salaried individuals with minimum 3 years experience
• Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years

Documents Required

• Loan Application with  passport size photograph of applicant/guarantor
• Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
• Residence proof-  Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
• Signature proof- Passport/ PAN Card
• Processing fee cheque
• Detailed cost estimate/valuation report from Bank’s Panel Chartered Engineer/Architect
• Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
• Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
• Last 3 months Salary Certificate and Form No.16/ITR for last 3 years (in case of salaried persons)
• IT Returns filed for the past three years (in case of non-salaried persons)
• Educational qualification certificate and the Proof of business existence (in case of self-employed businessmen or professionals)
• Balance Sheet and P&L Account for the past three years (in case of self-employed businessmen or professionals)

To get more detailed information, visit Home Loan Kolkata .

Address of IndusInd Bank Branches in Kolkata