IndusInd Bank Home Loan in Kolkata

About IndusInd Bank Home Loan in Kolkata

The home loan is the product that is offered by banks and other financial institutions or NBFC. It is the financial solutions that answer all the finance related problems. It can be availed to construct, renovate, buy and extend the home, flat, property or land. There are several lenders who offer this solution but IndusInd being one of the new generation banks provide one of the best home loans. It offers the competitive rates and has several other benefits and advantages. It takes less time to process the application form. It requires less documentation and has the facility of fast disbursal. Thus, to realize the dream to own a house is possible with IndusInd bank home loan.

IndusInd Bank Home Loan in Kolkata at a glance

ParticularsDetails
Interest Rate8.70% - 9.40%
Loan amountDepend upon the individual's income and profile.
TenureUp to 30 years
Processing fee0.5% of the loan amount
Pre- payment chargesAs per Bank’s norm

Eligibility Criteria

  • The age of the applicant should be between 21 – 65 years
  • Salaried individuals with minimum 3 years experience
  • Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years

Documents Required

  • Loan Application with  passport size photograph of applicant/guarantor
  • Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
  • Residence proof-  Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Signature proof- Passport/ PAN Card
  • Processing fee cheque
  • Detailed cost estimate/valuation report from Bank’s Panel Chartered Engineer/Architect
  • Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
  • Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
  • Last 3 months Salary Certificate and Form No.16/ITR for last 3 years (in case of salaried persons)
  • IT Returns filed for the past three years (in case of non-salaried persons)
  • Educational qualification certificate and the Proof of business existence (in case of self-employed businessmen or professionals)
  • Balance Sheet and P&L Account for the past three years (in case of self-employed businessmen or professionals)

To get more detailed information, visit Home Loan Kolkata.

Address of IndusInd Bank Branches in Kolkata

Branch NameAddressIFSC CodeMICR Contact Details
KolkataSavitri Towers, 3a, Upper Wood Street, Kolkata – 700017INDB0000015700234002033 30212400 / 01 (30 LINES) BH - DIRECT 22896204.
Burra bazarBurra Bazar, 46, Kali Krishna Tagore Street (1st Floor) Kolkata - 700007INDB0000052700234005033 22594856/57, 22594819 22594855
Stock ExchangeFortune Chamber, 6, Lyons Range, Ground Floor, Kolkata 700001INDB0000515700234004033 22312723 / 24 22312725
DunlopH - 84, B.T. Road, Netaji Colony, Dunlop (nr Tobin Road Crossing), Kolkata - 700 090INDB0000304700234010(033) 25313372, 25313373 , 25313374, 25313375 25313376, 25313377
Kankurgachi194 A, Jyotsna Apt, Manikata Main Road, Kankurgachi, Kolkata - 700 054INDB0000305700234008(033) 23203665, 23203666, 23203667, 23203668, 23203669, 23203670
Prince Anwar Shah, KolkataGround Floor, Merlin Oxford #22, Prince Anwar Shah Road, Kolkata - 700 033, West BengalINDB0000314700234009033-24174780/82/85/ 91/95/96
Bhowanipore13, Elgin Road, Kolkata 700 020, West BengalINDB0000463700234019033- 22870278
RN Mukherjee RD- Kolkata G-4, Building No18, Rajendra Nath Mukherjee Road, Kolkata- 700 001, West BengalINDB0000382700234015033-22624731 / 33 / 34 / 35 / 36 / 38
Salt Lake, Sector-1- KolkataGround Floor, Bf-20, Salt Lake, Sector-1, Tank No 4, Cap Camp Stoppage, Kolkata- 700 064, West BengalINDB0000526700234020033-23342267; 033-23342270; 033-23342271; 033-23342272; 033-23342273; 033-23342275
Salt Lake, Sector-v, KolkataGround Floor (front Side), ?merlin Infinity?, Dn-51, Salt Lake, Sector-v, Kolkata- 700 064, West BengalINDB00005877002340211860 500 5004
Kasba KolkataGrd Flr Rene Tower Plot No Aa1 1842 Rajdanga Main Road Ward No 107 Kasba Kolkata 700107 WBINDB000087270023402340056052
Lake Town KolkataGround Floor P721 Laketown Block A Kolkata 700089 West BengalINDB000090970023402440053703
G C Avenue KolkataGrd Flr Shop No 5a Chittaranjan Avenue G C Avenue Near Chandni Chowk Metro Station Bow Bazar Kolkata WBINDB000096370023402540055981

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Home Loan Interest Rates August 2018
State Bank of India/SBI8.45% - 9.00%
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Axis Bank8.50% - 8.85%
Citibank8.85% - 9.65%
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