About IndusInd Bank Iconia Credit Card
IndusInd Bank offers multiple credit cards. Each card is designed to match individual’s lifestyle. The Iconia credit card offered by the bank is specially designed to cater the iconic lifestyle of the individuals. The card comes with a unique reward proposition and helps in building the holder’s reward points. The tailor made privileges such as golf, travel and much more are available for the user. The bank offers interest-free credit period of up to 50 days. After it, the interest is charged at the fixed rate that is mentioned below. Check the fees and charges section to know about applicable charges.
Credit Card
Quotes from 11 banks | Best Offers and Rewards
By accepting our "Terms and Conditions" you authorize WIshfin and its associated Partner Banks to run a CIBIL/Experian check for your profile
To,TransUnion CIBIL Limited[Formerly known as Credit Information Bureau (India) Limited]One Indiabulls building ,Unit No 1901 – 1905,19th Floor, Tower 2A-2B, Jupiter Mill compound,Senapati Bapat Marg, Lower Parel, Mumbai 400 013
Sub: Grant of Consent
Dear Sirs,
In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Wishfin and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:
- The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.
- I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: (a) I have carefully read the terms and conditions of the Agreement entered into between the Company and TUCL understood the same; or (b) the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.
- I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.
- I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL.
- I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company
- I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Wishfin authorizing Wishfin to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Wishfin to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Wishfin to obtain my Consumer Credit Information .
- I understand that in order to deliver the product to me, I hereby authorize Wishfin, to obtain my Consumer Credit Information from TUCL.
- By submitting this registration form, I understand that I am providing express written instructions for Wishfin to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Wishfin account. I further authorize Wishfin to retain a copy of my information for use in accordance with [Wishfin’s] Terms of Use and Privacy Policy.
- I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
- I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Wishfin . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.
- I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.
Yours faithfully,
Name :____________________________Address : ____________________________Date : ____________________________
Features of IndusInd Bank Iconia Credit Card
- Earn 2 Reward Point every weekend on spending ₹100.
- Get 1.5 Reward Point on all other days on spending ₹100.
- Enjoy a Priority Pass Membership on this Credit Card
- Enjoy a Fuel Surcharge Waiver of ₹2400 annually.
- Get Complimentary movie ticket for up to ₹4800 in a year.
- Have a complimentary access to the lounges under the priority pass program.
- Iconia concierge service to give assistance on hotel reservation, flight booking and many other lifestyle requirements.
- Freedom from surcharge on petrol pumps across india.
- Auto assist services such as emergency fuel supply, roadside service, emergency towing assistance, accident management and medical assistance.
Fees & Charges
- Interest Rate – 3.83% per month and 46% per annum
- Joining Fee – Life Time Free [Offer for Limited Time Period]
- Annual Fee – Nil
- Add-On Card Fee – Nil
- Late Payment Charges – Up to ₹100: Nil, for ₹101 to ₹500: ₹100, for ₹501 to ₹1,000 – ₹350, for ₹1,001 to ₹10,000: ₹550, Above ₹10,000: ₹700
- Over Limit Charges – 2.5% of over limit amount subject to a minimum of ₹500
- Returned Cheque – ₹250
- Cash Advance Charges – 2.5% of the advance amount subject to a minimum of ₹300
- Balance Enquiry Charges on Non IndusInd Bank ATMs – ₹25
- Foreign Currency Mark-up – 3.5%
- Railway Booking Surcharge – As applicable
- Cash Payment Fee at IndusInd Bank Branch – ₹100
- Service Tax – At prevalent rates
- Duplicate Statement Request – ₹100 per statement (beyond last 3 months)
- Re-issue/Replacement – ₹100
- Charge-slip Request – ₹300
Eligibility Criteria
The documents that need to be furnished in order to avail credit card are as follows:-
- The ITR for the Salaried individual should be ₹3,60,000 per annum.
- The ITR for Self-Employed must be ₹4,80,000 per annum,
- ID Proof- Copy of Passport, PAN Card / UID, Driving License, Voter ID Card.
- Income Proof – Salary Certificate, IT Assessment order, Latest Balance Sheet, Copy of Latest Income Tax Return
- Address Proof – Aadhaar Card, Voter ID Card, Utility Bills.
- Coloured Photographs
- Bank Statement for the last 3 months.
Credit Card Eligibility
Documents Required
The documents that need to be furnished in order to avail credit card are as follows-
- ID Proof- Copy of Passport, PAN Card/ UID, Driving License, Voter’s ID Card
- Income Proof- Salary Certificate, IT Assessment order, Latest Balance Sheet, Copy of latest Income Tax Return
- Address Proof- Aadhar Card, Voter ID Card, PAN Card, Utility Bills
- PAN Card
- Coloured Photographs
- Bank Statement for the last 3 months
IndusInd Bank Iconia Credit Card Status
The candidates who have applied for the credit card can check their application status either by contacting the customer care cell or by visiting the bank branch.
IndusInd Bank Iconia Credit Card Statement
The bank sends a physical statement at the Cardholders mailing address or an email statement at the Cardholders registered email address once a month for each billing period during which there is any transaction or an amount outstanding of at least ₹50, on the card account.
Customer Care Number
The customer can call on the customer care number to resolve all the queries related to credit card. The customer can directly contact the product expert by calling on the 24×7 helpline number 1860 267 7777 and get all details.