IndusInd Bank Iconia Credit Card

Last Updated : May 26, 2017, 12:57 p.m.

IndusInd Bank offers multiple credit cards. Each card is designed to match individual’s lifestyle. IndusInd Bank Iconia Credit Card offered by the bank is specially designed to cater the iconic lifestyle of the individuals. The IndusInd credit card comes with a unique reward proposition and helps in building the holder’s reward points. The tailor made privileges such as golf, travel and much more are available for the user. The bank offers interest-free credit period of up to 50 days. After it, the interest is charged at the fixed rate that is mentioned below. Check the fees and charges section to know about applicable charges.

Features of IndusInd Bank Iconia Credit Card

• Earn 1 Reward Point every weekend on spending ₹100.
• Get 0.75 Reward Point on all other days on spending ₹100.
• Priority Pass Membership with the feature of sharing it with your partner
• Enjoy a Fuel Surcharge Waiver of ₹2,400 annually.
• Get Complimentary movie ticket for up to ₹4,800 in a year.

Fees & Charges

• Interest Rate – 3.83% per month and 46% per annum
• Add-On Card Fee – Nil
• Late Payment Charges –  ₹100-₹700
• Over Limit Charges – 2.5%, subject to a minimum of ₹500
• Returned Cheque – ₹250
• Cash Advance Charges – 2.5%, subject to a minimum of ₹300
• Balance Enquiry Charges on Non IndusInd Bank ATMs – ₹25
• Foreign Currency Mark-up – 3.5%

Eligibility Criteria

The list of documents to avail credit card are as follows:-

• The ITR for the Salaried individual should be ₹3,60,000 per annum.
• The ITR for Self-Employed must be ₹4,80,000 per annum,
• ID Proof- Copy of Passport, PAN Card / UID, Driving License, Voter ID Card.
• Income Proof – Salary Certificate, IT Assessment order, Latest Balance Sheet, Copy of Latest Income Tax Return
• Address Proof – Aadhaar Card, Voter ID Card, Utility Bills.
• Coloured Photographs
• Bank Statement for the last 3 months.

IndusInd Bank Iconia Credit Card Status

The candidates who have applied for the credit card can check their application status either by contacting the customer care cell or by visiting the bank branch.

IndusInd Bank Iconia Credit Card Statement

The bank sends a physical statement at the Cardholders mailing address or an email statement at the Cardholders registered email address once a month for each billing period during which there is any transaction or an amount outstanding of at least ₹50, on the card account.

Customer Care Number

The customer can call on the customer care number to resolve all the queries related to credit card. The customer can directly contact the product expert by calling on the 24×7 helpline number 1860 267 7777 and get all details.