IndusInd Bank Iconia Credit Card

About IndusInd Bank Iconia Credit Card

IndusInd Bank offers multiple credit cards. Each card is designed to match individual’s lifestyle. The Iconia credit card offered by the bank is specially designed to cater the iconic lifestyle of the individuals. The card comes with a unique reward proposition and helps in building the holder’s reward points. The tailor made privileges such as golf, travel and much more are available for the user. The bank offers interest-free credit period of up to 50 days. After it, the interest is charged at the fixed rate that is mentioned below. Check the fees and charges section to know about applicable charges.  

Features of IndusInd Bank Iconia Credit Card

  • 50 days interest-free period
  • Attractive welcome gifts
  • Complimentary golf games and lessons
  • Numerous travel offers
  • Access to lounges across the globe along with priority pass
  • Special waivers on lounge usage charges outside India
  • Iconia concierge service to give assistance on hotel reservation, flight booking and many other lifestyle requirements
  • Freedom from surcharge on petrol pumps across India
  • Auto assist services such as emergency fuel supply, roadside repair service, emergency towing assistance, accident management and medical assistance
  • Free movie ticket on purchase of one
  • 1 free movie discount in a month
  • High reward points

Fees & Charges

  • Interest Rate – 3.83% per month and 46% per annum
  • Joining Fee – ₹17,999
  • Annual Fee – Nil
  • Add-On Card Fee – Nil
  • Late Payment Charges –  Up to ₹100: Nil, for ₹101 to ₹500: ₹100, for ₹501 to ₹1,000 – ₹350, for ₹1,001 to ₹10,000: ₹550, Above ₹10,000: ₹700
  • Over Limit Charges – 2.5% of over limit amount subject to a minimum of ₹500
  • Returned Cheque – ₹250
  • Cash Advance Charges – 2.5% of the advance amount subject to a minimum of ₹300
  • Balance Enquiry Charges on Non IndusInd Bank ATMs – ₹25
  • Foreign Currency Mark-up – 3.5%
  • Railway Booking Surcharge – As applicable
  • Cash Payment Fee at IndusInd Bank Branch  – ₹100
  • Service Tax – At prevalent rates
  • Duplicate Statement Request  – ₹100 per statement (beyond last 3 months)
  • Re-issue/Replacement – ₹100
  • Charge-slip Request – ₹300

Eligibility Criteria

The card is offered to the customers whose profile match the eligibility standards prescribed by the bank. The bank has set the norms according to which the eligibility of the customer is evaluated.

Documents Required

The documents that need to be furnished in order to avail credit card are as follows-

  • ID Proof- Copy of Passport, PAN Card/ UID, Driving License, Voter’s ID Card
  • Income Proof- Salary Certificate, IT Assessment order, Latest Balance Sheet, Copy of latest Income Tax Return
  • Address Proof- Aadhar Card, Voter ID Card, PAN Card, Utility Bills
  • PAN Card
  • Coloured Photographs
  • Bank Statement for the last 3 months

IndusInd Bank Iconia Credit Card Status

The candidates who have applied for the credit card can check their application status either by contacting the customer care cell or by visiting the bank branch.

IndusInd Bank Iconia Credit Card Statement

The bank sends a physical statement at the Cardholders mailing address or an email statement at the Cardholders registered email address once a month for each billing period during which there is any transaction or an amount outstanding of at least ₹50, on the card account.

Customer Care Number

The customer can call on the customer care number to resolve all the queries related to credit card. The customer can directly contact the product expert by calling on the 24×7 helpline number 1860 267 7777 and get all details.

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