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About IndusInd Bank Personal Loan in Chandigarh
The personal loan is one of the way in which all the personal needs and requirement can be taken care. Sometimes we face the problem of lack of fund to meet the personal requirements. In the situation like this, the personal loan makes sure that the needs are not hampered by providing them the finances. IndusInd bank is one of the best banks which offers the best deals in the personal loan.
IndusInd Bank Personal Loan Chandigarh at a glance
|Interest Rate||10.99% - 16.00%|
|Loan Amount||Minimum of ₹50,000 Up to maximum of ₹ 15 lakh|
|Tenure||Up to 5 years|
|Processing fee||2.50% of the loan amount subject to a minimum of ₹ 1000 plus tax|
|Pre- payment charges||Salaried: 4% of the principal outstanding after repayment of 12 EMIs. |
Self Employed: 4% of the principal outstanding after repayment of 6 EMIs
- The age of the applicant should be between 21 – 60 years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)
- The minimum net salary should not be less than ₹ 25,000 per month for the salaried Individual
- For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years.
- The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organization.
- For the self-employed professionals, the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.
- For the salaried individuals- You should at least have 1-year stay at the current residence.
- Loan Application with passport size photographs.
- Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible).
- Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
- Income Proof: Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual).
ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed).
- Bank statement: For salaried individuals: Last 3 months bank statement (where the salary is credited).
For the self- employed: latest 6 months bank statement/ passbook (current account).
- For the self- employed: Proof of Qualification, Proof of continuity of business or profession.
To get further details, click Personal loan Chandigarh.
Address of IndusInd Bank Branches in Chandigarh
|Branch Name||Address||IFSC Code||MICR||Contact Details|
|Chandigarh||S.C.O. NO.53 - 54, Sector 8 - C, Madhya Marg Chandigarh - 160018 .||INDB0000014||160234002||0172 2541651 / 655 2541657|
|Chandigarh Sec. 35||SCO - 359 - 360, Sec 35 - B, Chandigarh - 160035||INDB0000318||160234007||0172-5002359|
|Chandigarh Sector 27||Ground First And Second Floor Sco 27 Sector 27 C Chandigarh 160019||INDB0000596||160234017||4946402|
|Chandigarh Sector 16 D||Ground First And Second Floor Sco 20 Sector 16 D Chandigarh 160015||INDB0000597||160234016||5174001|
|Sector 32 Chandigarh||Sco No- 62, Ground, First & Second Floor, Sec- 32-c, Chandigarh-160031||INDB0000618||160234018||1724979600|
|Sector 47 Chandigarh||Ground And First And Second Floor Sco No 95 Sector 47 D Chandigarh 160047||INDB0000669||160234024||5015260|
|Industrial Area Chandigarh||Ground Floor The Statement Plot No 149 Industrial Area Phase 1 Chandigarh 160002||INDB0000679||160234025||4605483|
|Sector 40 Chandigarh||Ground Floor Sco 224 225 Basement Of Sco 224 Sec 40 D Chandigarh 160036||INDB0000743||160234027||4651351|
|Sector 22 Chandigarh||Ground Floor Sco No 1100 1101 Sector 22 B Chandigarh 160022||INDB0000789||160243028||4008667|
|Sector 20 D Chandigarh||Ground First And Second Floor Sco No 1 Sector 20 D Chandigarh 160020||INDB0000826||160234029||2546021|
|Sector Thirty Eight Chandigarh||Ground And Basement Floor Sco 301 302 Sector 38d Chandigarh 160038||INDB0000835||160234030||4965199|