IndusInd Bank Personal Loan in Chandigarh

About IndusInd Bank Personal Loan in Chandigarh

The personal loan is one of the way in which all the personal needs and requirement can be taken care. Sometimes we face the problem of lack of fund to meet the personal requirements. In the situation like this, the personal loan makes sure that the needs are not hampered by providing them the finances. IndusInd bank is one of the best banks which offers the best deals in the personal loan.

IndusInd Bank Personal Loan Chandigarh at a glance

ParticularsDetails
Interest Rate10.99% - 16.00%
Loan AmountMinimum of ₹50,000 Up to maximum of ₹ 15 lakh
TenureUp to 5 years
Processing fee2.50% of the loan amount subject to a minimum of ₹ 1000 plus tax
Pre- payment chargesSalaried: 4% of the principal outstanding after repayment of 12 EMIs.
Self Employed: 4% of the principal outstanding after repayment of 6 EMIs

Apply For Personal Loan

Eligibility Criteria

  • The age of the applicant should be between 21 – 60  years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)
  • The minimum net salary should not be less than 25,000 per month  for the salaried Individual
  • For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years.
  • The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organization.
  • For the self-employed professionals, the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.
  • For the salaried individuals- You should at least have 1-year stay at the current residence.

Documents Required

  • Loan Application with passport size photographs.
  • Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible).
  • Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Income Proof: Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual).

ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed).

  • Bank statement: For salaried individuals:  Last 3 months bank statement (where the salary is credited).  

For the self- employed: latest 6 months bank statement/ passbook (current account).

  • For the self- employed: Proof of Qualification, Proof of continuity of business or profession.

To get further details, click Personal loan Chandigarh.

Address of IndusInd Bank Branches in Chandigarh

Branch NameAddressIFSC CodeMICR Contact Details 
ChandigarhS.C.O. NO.53 - 54, Sector 8 - C, Madhya Marg Chandigarh - 160018 .INDB00000141602340020172 2541651 / 655 2541657
Chandigarh Sec. 35SCO - 359 - 360, Sec 35 - B, Chandigarh - 160035INDB00003181602340070172-5002359
Chandigarh Sector 27Ground First And Second Floor Sco 27 Sector 27 C Chandigarh 160019INDB00005961602340174946402
Chandigarh Sector 16 DGround First And Second Floor Sco 20 Sector 16 D Chandigarh 160015INDB00005971602340165174001
Sector 32 ChandigarhSco No- 62, Ground, First & Second Floor, Sec- 32-c, Chandigarh-160031INDB00006181602340181724979600
Sector 47 ChandigarhGround And First And Second Floor Sco No 95 Sector 47 D Chandigarh 160047INDB00006691602340245015260
Industrial Area ChandigarhGround Floor The Statement Plot No 149 Industrial Area Phase 1 Chandigarh 160002INDB00006791602340254605483
Sector 40 ChandigarhGround Floor Sco 224 225 Basement Of Sco 224 Sec 40 D Chandigarh 160036INDB00007431602340274651351
Sector 22 ChandigarhGround Floor Sco No 1100 1101 Sector 22 B Chandigarh 160022INDB00007891602430284008667
Sector 20 D ChandigarhGround First And Second Floor Sco No 1 Sector 20 D Chandigarh 160020INDB00008261602340292546021
Sector Thirty Eight ChandigarhGround And Basement Floor Sco 301 302 Sector 38d Chandigarh 160038INDB00008351602340304965199

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