IndusInd Bank Personal Loan in Gurugram

About IndusInd Bank Personal Loan in Gurugram

The city of Gurugram is one of the developed city in the country. To meet the personal demands and requirements can be little expensive. As the cost of living in the city is high it can make the people curb their wishes and they might push it further. IndusInd bank personal loan takes care of such wishes and makes sure that every need is met. The bank is one of the best and has all types of products and facilities that can fulfill the financial aspect of the requirements. The personal loan is one of the multi- faceted loan, which can be used for several purposes.

IndusInd Bank Personal Loan Gurugram at a glance

ParticularsDetails
Interest Rate10.99% - 16.00%
Loan AmountMinimum of ₹50,000 Up to maximum of ₹ 15 lakh
TenureUp to 5 years
Processing fee2.50% of the loan amount subject to a minimum of ₹ 1000 plus tax
Pre- payment chargesSalaried: 4% of the principal outstanding after repayment of 12 EMIs.
Self Employed: 4% of the principal outstanding after repayment of 6 EMIs

Apply For Personal Loan

Eligibility Criteria

  • The age of the applicant should be between 21 – 60  years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)
  • The minimum net salary should not be less than 25,000 per month  for the salaried Individual
  • For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years.
  • The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organization.
  • For the self-employed professionals, the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.
  • For the salaried individuals- You should at least have 1-year stay at the current residence.

Documents Required

  • Loan Application with passport size photographs.
  • Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible).
  • Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Income Proof: Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual).

ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed).

  • Bank statement: For salaried individuals:  Last 3 months bank statement (where salary is credited).  

For the self- employed: latest 6 months bank statement/ passbook (current account).

  • For the self- employed: Proof of Qualification, Proof of continuity of business or profession.

To get further details, click Personal loan Gurugram

Address of IndusInd Bank Branches in Gurugram

Branch NameAddressIFSC CodeMICR Contact Details
GurugramBlock A, Sushant Lok, Phase I, Tower B, First India Place, Gr. Floor, Mehrauli - Gurugram Road, Gurugram 122002, HaryanaINDB00000221102340040124 2388882 - 5 2389128
Sector 14, GurugramSCO 7, Sector 14, Gurugram - 122 001, HaryanaINDB00001701102340150124-4947600 / 01
Sohna Road, GurugramGround Floor, Shop No. A - 12a, A - 15, A - 19, Omaxe City Centre, Sector - 49, Sohna Road, Gurugram, HaryanaINDB00003161102340240124 -2219714, 2219815
Golf Course Road, GurugramGround Floor At Shop No 2, Suncity Business Tower, Sector-54, Golf Course Road, Gurugram- 122 002, HaryanaINDB00004011102340370124 -2573567, 2572567
Sushant Lok, GurugramLower Ground Floor, Shop No Lg- 7, 8 & 9 And Ug-6, Bestech Centre Point, A- Block, Galeria Market Road, Sushant Lok-1, Gurugram-122 002INDB00003791102340350124 2578477, 2576577
Sadar Bazaar, GurugramGround Floor, # 646/9, Old Railway Road, Kabir Bhawan Chowk, Sadar Bazaar, Gurugram- 122 001, HaryanaINDB00004071102340400124 - 2300057, 2300047
Old Judiciary Complex(sec-15), Gurugram Br.SCO-57, Old Judiciary Complex, Sector-15, Civil Lines, Gurugram- 122 001, HaryanaINDB00005141102340480124 - 4224967
Gurugram, Sector 31SCO-8, Sector31/32A Main Huda Market, Gurugram- 122 002, HaryanaINDB00005181102340470124 4113993 / 928 / 926 / 920 / 906
Udyog Vihar, GurugramVanijya Kunj, Unit No 1, 2, 15 & 16 Enkay Tower, Udyog Vihar, Phase-V, Gurugram- 122 016, HaryanaINDB00005401102340490124-4114107/069/033/032
Sector 10 A, GurugramGround 1ST Floors, SCO-3, Sector-10A, Gurugram- 122 001, Haryana INDB00005481102340530124 4309246 ; 4309245 ; 4307153 ; 4301710 ; 4300490
Badshahpur, GurugramGround Floor (right Side), Md Tower, Khatouni No 468, Sohna Road, Badshahpur, Gurugram-122001, Haryana INDB00005491102340510124 2361106, 2361107, 2361108, 2361120, 2361121
Sector 57, GurugramGround Floor( Shop No G-5) & Upper Ground Floor( Shop No Ug-5), Bestech Central Square, Block-g, Sector-57, Sushant Lok-II, Gurugram 122 002, HaryanaINDB00005561102340520124 4309257 ; 4309261 ; 262 ; 263 ; 259
Malibu Town, GurugramGround Floor, Shop No 3 & 11, Good Earth City Centre, South City-malibu Town, Gurugram- 122 002, HaryanaINDB00005741102340570124-6521930 To 45
Indusind Bank Cyber City Rapid Metro StationIndusind Bank Cyber City Rapid Metro Station Dlf Cyber City Dlf City Ii Sector-25 Gurugram 122002 HaryanaINDB00007161102340610124 2560001/2560003/2560009/2560010
SECTOR 66 GurugramGround Floor Universal Business Park Sector 66 Golf Course Extension Road Gurugram 122101 HaryanaINDB00005531102340692216554
Palms Spring Plaza GurugramGrd Flr G015 And 16 Palms Springs Plaza Golf Course Road Sector 54 Gurugram 122002 HaryanaINDB00006021102340582385048
Sector 23 GurugramGround Basement SCO 41 Sector 23 Huda Market Gurugram 122017 HaryanaINDB00006081102340594276794
Dlf Phase 3 GurugramShop No Ground Floor 16 First floor 16 Jmd Regent Plaza Dlf Phase 3 M G Road Gurugram 122 001 HaryanaINDB00006191102340632358646
Arjun Marg GurugramShop No 15 16 Shopping Mall Arjun Marg Dlf Phase1 Gurugram 122002 HaryanaINDB00006731102340622352350
Sector 4 GurugramGround And First Floor SCF 31 Sector 4 Urban Estate Gurugram Pin 122001 HaryanaINDB00007081102340682346066
Sector 45 GurugramShop No GF 17A FF 105 Greenwood Plaza Sector 45 Gurugram 122001 HaryanaINDB00007141102340702580560
Sector 56 GurugramGround Floor SCO 61 DSC Huda Market Sector 55 56 Gurugram 122011INDB00007241102340712389233
Sector 17 GurugramSCF 61 Huda Market Sector 17 Gurugram Haryana 122001INDB00007421102340742340443
Iffco Chowk GurugramShop No 9 Grd Flr Abw Tower Iffco Chowk Gurugram 122001 HaryanaINDB00007471102340753817009
Palam Vihar GurugramGrd Flr Shop No G18 Upper Flr Shop No Ug 122 Palam Corp Plaza Palam Vihar Gurugram 122017 HaryanaINDB00007561102340774268648
Sector 15 GurugramGround And First Floor SCO No 29 Sector 15 Part 2 Huda Market Gurugram 122001 HaryanaINDB00007631102340804268617

People Also Look For

Personal Loan Interest Rates December 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank12.00% - 17.00%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates December 2018
State Bank of India/SBI8.75% - 9.35%
HDFC8.80% - 9.70%
Bank of Baroda8.65% - 9.65%
LIC Housing8.85% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank9.10% - 9.35%
Axis Bank8.85% - 9.10%
Citibank9.00% - 9.85%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.90% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 14.00%