IndusInd Bank Worldmiles Credit Card
Last Updated : May 27, 2017, 5:57 p.m.
To match the iconic lifestyle of the customers, IndusInd Bank has proposed Worldmiles credit card that caters to the living requirements of the individual. It is featured with unique reward proposition that multiplies and grow your points on every spent you make. The Bank offers several privileges such as golf, travel and many more to the card user. With different benefits and offers available, the cardholder can witness a world of exclusivity. The exclusive features of the card are mentioned below.
Features of IndusInd Bank Worldmiles Credit Card
- Nominal interest rate
- Interest-free credit period up to 50 days
- Jet Airways promotion codes that will enable you to avail 100% discount on base fare
- Complimentary coaching for individual golf lessons
- One on one movie tickets
- Access to more than 600 lounges across the globe
- 24-hour concierge service
- Save up to ₹80 on fuel per month
- 24×7 customer care service
Fees & Charges
- Interest Rate – 3.83% per month and 46% per annum
- Joining Fee – ₹ 5,999
- Annual Fee – Nil
- Add-On Card Fee – Nil
- Late Payment Charges – Up to ₹ 100: Nil, for ₹ 101 to ₹ 500: ₹ 100, for ₹ 501 to ₹ 1,000 – ₹ 350, for ₹ 1,001 to ₹ 10,000: ₹ 550, Above ₹ 10,000: ₹ 700
- Over Limit Charges – 2.5% of over limit amount subject to a minimum of ₹ 500
- Returned Cheque – ₹2 50
- Cash Advance Charges – 2.5% of the advance amount subject to a minimum of ₹ 300
- Balance Enquiry Charges on Non IndusInd Bank ATMs – ₹ 25
- Foreign Currency Mark-up – 3.5%
- Railway Booking Surcharge – As applicable
- Cash Payment Fee at IndusInd Bank Branch – ₹100
- Service Tax – At prevalent rates
- Duplicate Statement Request – ₹100 per statement (beyond last 3 months)
- Re-issue/Replacement – ₹100
- Charge-slip Request – ₹300
Eligibility Criteria
The card is offered to the customers whose profile match the eligibility standards prescribed by the bank. The bank has set the norms according to which the eligibility of the customer is evaluated.
Documentation Required
The documents that need to be furnished in order to avail credit card are as follows-
- ID Proof- Copy of Passport, PAN Card/ UID, Driving License, Voter’s ID Card
- Income Proof- Salary Certificate, IT Assessment order, Latest Balance Sheet, Copy of latest Income Tax Return
- Address Proof- Aadhar Card, Voter ID Card, PAN Card, Utility Bills
- PAN Card
- Coloured Photographs
- Bank Statement for the last 3 months
IndusInd Bank Worldmiles Credit Card Application Status
The candidates who have applied for the credit card can check their application status either by contacting the customer care cell or by visiting the bank branch.
IndusInd Bank Worldmiles Credit Card Statement
The bank sends a physical statement at the Cardholders mailing address or an email statement at the Cardholders registered email address once a month for each billing period during which there is any transaction or an amount outstanding of at least ₹50, on the card account.
Customer Care Number
The customer can call on the customer care number to resolve all the queries related to credit card. The customer can directly contact the product expert by calling on the 24×7 helpline number 1860 267 7777 and get all details.