Karnataka Bank Bhubaneswar

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About Karnataka Bank

Karnataka bank is one of the A class scheduled commercial bank. It is one of the leading commercial banks which was formed in the year 1924 in Mangalore, a town in Karnataka. The bank was established pre- independence to raise the social and economic condition of the country in the zeal of freedom movements. The bank was formed by contribution of several lawyers and businessmen. It was the bank which has been formed the long time ago but has still sustained to be one of the popular commercial banks. It has continuously provided the required financial help to the customers. It has around 7669 employee which strives hard throughout to give the best quality products to the customer. It has spread its network in the entire country through 743 branches in the country.

The mission of the Karnataka bank is to become the most techno savvy and customer centric bank of the country which is driven by the highest corporate governance and ethical values. It has set up the long term goals for itself so that it can sustain and emerge as the best banks among all others and be in the competition. The bank wants to establish the long-term relationship with the customer and become the most preferred and trusted bank in the country. It wants to enhance the values of the stakeholders and customer who are associated with the bank.

Address of Karnataka Bank Branches in Bhubaneswar

Branch Name AddressIFSC Code MICR Contact Details     
Bhubaneswar OrissaB 63, Savitri Towers, 1st Floor, Rupali Square, Janpath Road, Saheed Nagar, BhubaneswarKARB00001087510520021800 425 1444
Jayadev ViharPlot No. 737/2, 1st Floor, Jayadev Vihar, Bhubaneswar - 751013KARB00009177510520031800 425 1444

Products Offered by the Karnataka Bank in Bhubaneswar

Karnataka bank has a vast range of products and services like the loan products, insurances, deposits etc that helps the customer at the tie of financial requirements. The bank provides the retail banking, corporate banking, treasurey operations and other services. It gives the several other financial options like Mutual funds, Demat services etc to increase your money through investments.  

Basic details about Karnataka Bank products

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Documents Required

The documents required for the different products by Karnataka bank Bhubaneswar are mentioned in the table below:

ProductsDocuments Required
Home LoanLoan Application with passport size photograph of applicant / guarantor
Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Signature proof- Passport/ PAN Card
Processing fee cheque
Detailed cost estimate/valuation report from Bank's Panel Chartered Engineer/Architect
Allotment letter of Co-operative Housing Society/ Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary
Last 3 months Salary Certificate and Form No.16/ITR for last 3 years (in case of salaried persons)
IT Returns filed for the past three years (in case of non-salaried persons)
Educational qualification certificate and the Proof of business existence (in case of self-employed businessmen or professionals)
Balance Sheet and P&L Account for the past three years (in case of self-employed businessmen or professionals)
Personal LoanLoan Application with passport size photographs
Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual) ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed)
Bank statement: For salaried individuals: Last 3 months bank statement (where salary is credited) For the self- employed: latest 6 months bank statement/ passbook (current account)
For the self- employed: Proof of Qualification, Proof of continuity of business or profession.
Car Loan1 passport size photograph
Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible and self attested)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Proof of Income: Latest 2 months salary slip with form 16 Audited balance sheet, and the latest 2 years IT returns of the company/ Latest ITR, bank statement reflecting salary credits for last 4 months.
Bank Statement: Income statement, balance sheet and ITR for last 2 years ( for self- employed), Last 6 months bank statement (for salaried individual)
Business Proof: CST Certificate/ Labour act, Shop establishment act/ssi certificate, Proof of ownership of entity, Rental deed/ Utility deed in the name of the company.
Loan Against PropertyDuly filled Loan Application with passport size photographs - 2 copies each
Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Signature Proof: Passport/ PAN Card.
Income proof: Last 3 month salary slip or salary certificate and ITR/ Form-16/ Appointment letter ( for the salaried individual)
Last 2 years income tax returns and complete business profile and acknowledgement. Last 2 years financial with full schedules and audits by the certified CA.
Bank Statement- Last 6 months bank statement, Last 3 years Profit/ loss and Balance sheet ( for self- employed professionals)
Processing Fee cheque
Property related documents: All the title related documents of the property that you wish to mortgage for loan.
Education loanDuly filled application with recent photographs.
Proof of residence – Passport/ Utility bill/ Allotment letter.
Date of Birth proof
Certificate of Domicile
Fee particulars from school/ college
Scholarship proof
Study Certificate
Business loanI.T.R. - 2 Years, Balance Sheet and Profit & Loss Account
Proof of ownership of Residential or Commercial Property (including Parental Property) in select locations
Latest 6 months Bank statement of Business.
Proof of Identity
Proof of Residence
Fixed Deposit2 Photographs of Depositor/s
Identity Proof and Address Proof
Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc.

 

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