Personal Loan Apply707 views
Table of Contents
- 1 About Karnataka Bank Personal Loan Ahmedabad
- 2 Karnataka Bank Personal Loan Ahmedabad at a glance
About Karnataka Bank Personal Loan Ahmedabad
Karnataka Bank offers a personal loan to salaried individuals who live in the city of Ahmedabad. The bank has opened two branches in here in the city so as to provide timely financial help to the people. A personal loan is simply the best option when it comes to finance required for meeting personal needs. A customer can avail an attractive rate of interest from the bank and thereby pay affordable monthly EMIs. The product can be used for taking care of our needs relating to education, marriage, medical treatment, renovation of the home or vacations.
Karnataka Bank Personal Loan Ahmedabad at a glance
The essential details about the product offered by Karnataka Bank have been given below.
|Interest Rates||12.00% - 17.00%|
|Loan Amount||₹5 Lakhs|
|Processing Fees||0.50% of the loan amount|
Eligibility Criteria for Karnataka Bank Personal Loan Ahmedabad
The norms of eligibility for a personal loan offered by the bank have been mentioned below. Check them out.
- The age of the applicant should be between 21 t0 60 years. This means the applicant should have obtained the age of 21 years when the loan is applied.
- The product can only be availed by salaried employees who earn good and stable income from a regular source.
- Permanent employees who are employed by the listed companies, colleges, schools and universities are eligible to apply for a personal loan offered by Karnataka Bank. They need to have a remaining service of at least three years.
- The applicant should be a resident of India.
- The minimum net monthly salary should not be less than ₹ 10,000 per month for the salaried individual.
Documents required for Karnataka Bank Personal Loan Ahmedabad
The list of important documents required for a personal loan offered by Karnataka Bank has been given below.
- Loan Application with passport size photographs
- Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
- Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
- Latest 3 months Salary Certificate and Form No.16, Income Tax returns of the previous two financial years
- Bank statement: For salaried individuals: Last 3 months bank statement (where salary is credited)
Please refer to Personal Loan Ahmedabad in case you require additional information.
Address of Karnataka Bank branches in Ahmedabad
The complete list of Karnataka Bank branches in the city has been given here along with the address, contact details and IFSC & MICR codes.
|Branch Name||Address||IFSC Code||MICR||Contact Details|
|Ahmedabad Main Sarangpur||Shri Ghantakarna Mahavir Commercial Market, Sarangpur 380002||KARB0000021||380052002||1800 425 1444|
|Memnagar Ahmedabad||Raj Plaza Complex, Gurukul Road, Memnagar, Ahmedabad 380052||KARB0000026||380052003||1800 425 1444|