Karnataka Bank Personal Loan in Bengaluru

About Karnataka Bank Personal Loan Bengaluru

Karnataka Bank has a very solid presence in the capital of Karnataka with more than 60 active branches. The bank provides the people of the city with various loan products. A personal loan offered by the bank can be availed by any eligible salaried employee in the city. A personal loan is a product that can be used to meet all sorts of personal wishes like going to a trip to Europe or renovating the house. In case, you have some medical emergency in the family and you require financial help, then also you can avail this product. A person living in Bengaluru can take maximum advantage of the low-interest rates offered by Karnataka Bank.

Karnataka Bank Personal Loan Bengaluru at a glance

The essential details about the product offered by Karnataka Bank have been given below.

ParticlularsDescription
Interest Rates12.70%
Loan Amount₹5 Lakhs
Tenure5 Years
Processing Fees0.50% of the loan amount
Pre-payment ChargesNil

Eligibility Criteria for Karnataka Bank Personal Loan Bengaluru

The norms of eligibility for a personal loan offered by the bank have been mentioned below. Check them out.

  • The age of the applicant should be between 21 t0 60 years. This means the applicant should have obtained the age of 21 years when the loan is applied.
  • The product can only be availed by salaried employees who earn good and stable income from a regular source.
  • Permanent employees who are employed by the listed companies, colleges, schools and universities are eligible to apply for a personal loan offered by Karnataka Bank. They need to have a remaining service of at least three years.
  • The applicant should be a resident of India.
  • The minimum net monthly salary should not be less than ₹ 10,000 per month for the salaried individual.

Documents required for Karnataka Bank Personal Loan Bengaluru

The list of important documents required for a personal loan offered by Karnataka Bank has been given below.

  • Loan Application with passport size photographs
  • Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
  • Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Latest 3 months Salary Certificate and Form No.16, Income Tax returns of the previous two financial years
  • Bank statement: For salaried individuals: Last 3 months bank statement (where salary is credited)

You can always refer to Personal Loan Bengaluru for extra information.

Address of Karnataka Bank branches in Bengaluru

The complete list of Karnataka Bank branches in the city has been given here along with the address, contact details and IFSC & MICR codes.

Branch NameAddressIFSC CodeMICR Contact Details
Ashok Nagar Bangalore16 By 2, Wood Street, Ashoknagar, Bangalore 560025KARB00000535600520031800 425 1444
Industrial Finance BranchNo. 94 By A, Infantry Road Bangalore - 560001KARB00000545600520021800 425 1444
Malleswaram BangaloreNo197, Sampige Road, Malleswaram, Pb301, Bangalore 560003KARB00000555600520151800 425 1444
Chickpet Bangalore551, 552, OTC Road, Near Balepet Post Office, Chickpet, Pb 7638, Bangalore 560053KARB00000565600520081800 425 1444
City Market Bangalore1ST FLOOR, Srikrishna Mandir, Gundopanth Street, City Market, Pb 6718, Bangalore 560002KARB00000575600520091800 425 1444
Chamrajpet BangaloreVelvet , 8 By 1, 5th Main, Pb1832, Bangalore 560018KARB00000585600520061800 425 1444
Murphy Town BangaloreNO 109, Old Madras Road, Ulsoor, Bangalore 560008KARB00000595600520171800 425 1444
K G Road Bangalore1ST Floor, FKCCI Bldg, Kempe Gowda Road, Pb9719, Bangalore 560009KARB00000605600520121800 425 1444
Jayanagar IX Block BangaloreShri Kshetra Complex No 911, 39th Cross, 28th Main, 9th Block, Jayanagar 9th Block, BangaloreKARB00000615600520111800 425 1444
Minerva Circle BangalorePB 163, Rajeshwari Complex, Rv Puram, Minerva Circle, Bangalore 560004KARB00000625600520161800 425 1444
Rajaji Nagar BangaloreOpp Prasann Talkies, 6th Block, Rajajinagar, Bangalore 560010KARB00000645600520191800 425 1444
Srirampuram BangaloreNo 37, Mahakavi Kuvempu Road, Near Devaiah Park, Srirampuram Post, Bangalore 560021KARB00000655600520201800 425 1444
Yeshwanthpura BangaloreNO 33, Pipeline Road, Behind Corporation Complex, 1st Main, Yeshwanthpur, Bangalore 560027KARB00000665600520231800 425 1444
Wilson Garden BangaloreNO279, 10TH Cross, Wilson Garden, Bangalore 560027KARB00000675600520211800 425 1444
Kasturba Road Bangalore83, Mohan Mansion, Kasturba Road, Pb5171, Bangalore 560001KARB00000835600520131800 425 1444
Jayanagar IV Block BangaloreNO 204 By C, 6TH Main, 27th Cross, 4th Block, Jayanagar, Bangalore 560001KARB00000845600520101800 425 1444
Subhash Nagar BangaloreRBD GT Road, Near City Railway Station, Subhashnagar, Bangalore 560023KARB00000895600520221800 425 1444
Koramangala Bangalore652, 17TH Main, 3rd Block, Koramangala Layout, Pb 3424, Bangalore 560034KARB00000945600520141800 425 1444
Banashankari Iii Stage Bangalore650, II Phase, Vii Block, Banashankari III Stage, Hosakerehalli Cross, Bangalore 560085KARB00000975600520041800 425 1444
Basaveshwara Nagar BangaloreNO 323, 1st Cross, 4TH Block, 3rd Stage, Basaveshwaranagar, Woc, Bangalore 560079KARB00001045600520261800 425 1444

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