About Karnataka Bank Personal Loan Hyderabad
Making your dreams into reality is possible now with a Karnataka Bank Personal Loan. The bank offers the product to salaried employees at good rates of interest. With the help of this product, a person living in Hyderabad can buy the latest gadget, renovate his/her house, plan a trip or throw a grand wedding party. Karnataka Bank has opened several branches in the capital of Telangana so as to ensure proper delivery of the products.
Karnataka Bank Personal Loan Hyderabad at a glance
The essential details about the product offered by Karnataka Bank have been given below.
| Particlulars | Description |
|---|---|
| Interest Rates | 12.35% |
| Loan Amount | INR 5 Lakhs |
| Tenure | 5 Years |
| Processing Fees | 0.50% of the loan amount |
| Pre-payment Charges | Nil |
Eligibility Criteria for Karnataka Bank Personal Loan Hyderabad
The norms of eligibility for a personal loan offered by the bank have been mentioned below. Check them out.
- The age of the applicant should be between 21 t0 60 years. This means the applicant should have obtained the age of 21 years when the loan is applied.
- The product can only be availed by salaried employees who earn good and stable income from a regular source.
- Permanent employees who are employed by the listed companies, colleges, schools and universities are eligible to apply for a personal loan offered by Karnataka Bank. They need to have a remaining service of at least three years.
- The applicant should be a resident of India.
- The minimum net monthly salary should not be less than ₹ 10,000 per month for the salaried individual.
Documents required for Karnataka Bank Personal Loan Hyderabad
The list of important documents required for a personal loan offered by Karnataka Bank has been given below.
- Loan Application with passport size photographs
- Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
- Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
- Latest 3 months Salary Certificate and Form No.16, Income Tax returns of the previous two financial years
- Bank statement: For salaried individuals: Last 3 months bank statement (where salary is credited)
For additional details, please refer to Personal Loan Hyderabad.
Address of Karnataka Bank branches in Hyderabad
The complete list of Karnataka Bank branches in the city has been given here along with the address, contact details and IFSC & MICR codes.
| Branch Name | Address | IFSC Code | MICR | Contact Details |
|---|---|---|---|---|
| Hyderabad Main Nampally | 5 4 424, Nampally Station Road, Pb 254, Hyderabad 500001 | KARB0000320 | 500052002 | 1800 425 1444 |
| Banjara Hills Hyderabad | Plot No50, Srinagar Colony, Banjara Hills, Hyderabad 500073 | KARB0000329 | 500052004 | 1800 425 1444 |
| Dilsukhnagar Hyderabad | 18 BY 89, 1ST Floor, Chaitanyapuri Cross Road, Kamala nagar, Dilsukhnagar, Hyderabad 500060 | KARB0000331 | 500052005 | 1800 425 1444 |
| Uma Nagar Hyderabad | 6 3 1219 BY 24, Uma Nagar, Begumpet, Hyderabad 500016 | KARB0000333 | 500052008 | 1800 425 1444 |
| Rajbhavan Road Hyderabad | 6 3 1090 BY A, Bhupal Towers, Rajbhavan Road, Somajiguda, Hyderabad 500082 | KARB0000334 | 500052007 | 1800 425 1444 |
| Kukatpally | NO 42, Prathima Arcade Phase 6, Kphb Colony, Kukatpally, Hyderabad 500072 | KARB0000336 | 500052009 | 1800 425 1444 |
| A S Rao Nagar Hyderabad | 1 19 69 BY 5 BY 1 Dr A S Rao Nagar Sainikpuri Secunderabad Dist Hyderabad Secunderabad 5 | KARB0000733 | 500052006 | 1800 425 1444 |
| Serilingampally | Plot No.12, Kruthika Layout, Opp. Image Garden Function Hall, Madhapur, Serilingampally, Hyderabad - 500081. | KARB0000736 | 500052011 | 1800 425 1444 |
| Ro Hyderabad | Plot No.50, Ist Floor. Road No.3, Srinagar Colony, Banjara Hills Hyderabad - 500073 | KARB0000350 | NON-MICR | 1800 425 1444 |
| Rajendra Nagar | Ground Floor, Beside Pillar No. 210, M Q Splendour, Rajendranagar, Hyderabad - 500048 | KARB0000664 | 500052013 | 1800 425 1444 |