Kotak Mahindra Bank Home Loan in Chandigarh
Last Updated : April 19, 2017, 3:43 p.m.
About Kotak Mahindra Bank Home Loan in Chandigarh
Keep your tensions off as Kotak Mahindra Bank is here with its multiple banking products and services. It provides the various products to satisfy the requirements of the people. It understands the needs of its customers and therefore has out rolled the facility of home loan. The candidates can avail the loan of up to 90% of the property value.
Kotak Mahindra Bank Home Loan in Chandigarh at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.70% onwards |
| Loan amount | Up to 90% of the property |
| Tenure | Up to 20 years |
| Processing fee | Nil |
| Pre- payment charges | As per bank’s norms |
Eligibility Criteria
The Kotak Mahindra Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the eligibility now:
Individuals either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm.
Documentation Required
In order to avail the benefit of a car loan, the individual needs to submit the following documents:
- Duly filled Application form
- Photograph
- Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
- Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
- Property tax receipt/ Passport/ Voters ID card)
- Proof of Income – Original Salary Certificate from employer, TDS certificate on
- Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
- Proof of business address for non-salaried individuals
- Statement of Bank Account/ Pass Book for last six months
- Signature identification from present bankers
- Personal Assets and Liabilities statement
To know more read Home Loan Chandigarh
Address of Kotak Mahindra Bank Branches in Chandigarh
The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Chandigarh are mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
|
Mani Majra - Nac
|
Kotak Mahindra Bank Ltd, Basement & Ground Floor, SCO No 826, Mani Majra Nac, Chandigarh, Mani Majra - 160101, Chandigarh, India | KKBK0000259 | 160485005 | (0172) 6628759 |
|
Chandigarh - Sec 9
|
S.C.O. 153 - 154 - 155, Sector 9 - C, Madhya Marg, Chandigarh - 160 017 | KKBK0000282 | 160485001 |
(0172) 5008600
|
|
Chandigarh Sector 35 B Branch
|
Kotak Mahindra Bank Ltd, Ground Floor, Sco - 335 - 336, Sector - 35 B Chandigarh 160035 | KKBK0000296 | 160485006 | 1800226022 |
| Madhya Marg | S.C.O. 153 -154 -155, Sector 9 - C, Madhya Marg, Chandigarh - 160017, Punjab | KKBK0000282 | NON- MICR | 18602662666 |
| Samrala |
Khata No. 842/871, Khasra No. 53/57 (0-10), Samrala, Chandigarh - 141114, Chandigarh
|
KKBK0004088 |
NON- MICR
|
18602662666 |
| Sector 22 C | SCO 2477-78, Sector - 22 C, Sector 22 C, Chandigarh - 160022, Chandigarh | KKBK0000296 |
NON- MICR
|
18602662666
|
| Sec 27 D | SCO 2, Sec 27 D, Sector 27 D, Chandigarh - 160019, Chandigarh | KKBK0004201 |
NON- MICR
|
18602662666 |
| Sector 44 D | SCO No. 364, Sector 44 D, Chandigarh - 160047, Chandigarh | KKBK0004204 |
NON- MICR
|
18602662666 |
| Sector - 8 C | SCO 70-71, Ground Floor, Sector - 8C, Madhya Marg, Chandigarh (UT), Sector 8 C, Chandigarh - 160018, Chandigarh | KKBK0004202 |
NON- MICR
|
18602662666 |
| Sohana | Khasra No.678, Chandigarh Landran Road, Sohana, Chandigarh - 140308, Chandigarh | KKBK0004092 |
NON- MICR
|
18602662666 |
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