Kotak Home Loan Chennai - IFSC, Rates March 2024, Eligibility, EMI

Kotak Mahindra Bank Home Loan in Chennai

About Kotak Mahindra Bank Home Loan in Chennai

What is stopping you from getting in your dream home? Is it the finance? If yes, then there is a solution for this. Kotak Mahindra Bank assist your dreams by providing you with the home loan service. Under this, the bank grants loan to the eligible candidates for the repayment period of up to 20 years. It charges the interest at the moderate rates. The interest rate details and other important information about the product are as follows:

Kotak Mahindra Bank Home Loan in Chennai at a Glance

ParticularsDetails
Interest Rate 8.70% onwards
Loan amountUp to 90% of the property
TenureUp to 20 years
Processing feeNil
Pre- payment chargesAs per bank’s norms

Eligibility Criteria

The Kotak Mahindra Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the eligibility now:

Individuals either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm.

Documentation Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • Photograph
  • Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
  • Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on
  • Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
  • Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities statement

To know more read Home Loan Chennai

Address of Kotak Mahindra Bank Branches in Chennai

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Chennai are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Chennai - Anna Salai

Capital E Ground Floor, 555, Anna Salai, Chennai - 600 018KKBK0000462600485003(044) 42040205
Chennai - Adyar

Krishna Manasi, Old Door No - 45, New No - 97, 1st Main Road, Gandhi Nagar, AdayarKKBK0000463600485004(044) 52607920
Chennai - Parrys Corner

3, Dass India Tower, 2nd Line Beach, Parrys, Chennai - 600 001KKBK0000464600485005(044) 65722022
Chennai - Kodambakkam

Kotak Mahindra Bank Ltd " Sri Hari Building " Ground Floor Door No 337 , Arcot Road Kodambakkam Chennai - 600 024 Tamil NaduKKBK0000466600485006044 - 43587800
Chennai - Kelambakkam

Kotak Mahindra Bank Ltd Vinayaga Mansion, First Floor Door Nos. 2/44, 2/45, 2/46, 2/47 & 2/48 Susheela Nagar Layout, Rajiv Gandhi Road [OMR], Kelambakkam, Tamil Nadu - 603 103KKBK0000467600485007(044) 27498238
Chennai - T. Nagar

Kotak Mahindra Bank Ltd. Ground Floor, Shree Essarar Towers, 41 Venkatnarayana Road, T. Nagar, Chennai - 600017 Tamil NaduKKBK0000468600485008(044) 42694607 / 08
Anna Nagar

Kotak Mahindra Bank Ltd, Block Q - 100, Plot No 3698, 3rd Avenue, Anna Nagar, Chennai 600040, Tamil NaduKKBK0000469600485011044- 45082501/02/03
Nungambakkam Branch

Kotak Mahindra Bank Limited Nungambakkam Branch-Chennai Ground Floor & Mezzanine, Apeejay House, 39/12, Haddows Road, Nungambakkam, Chennai-600006KKBK000847160048501418001026022
Adayar21, 2nd Avenue, M G Road, Shastri Nagar, Adayar, Chennai - 600020, Tamil NaduKKBK0008491NON-MICR18602662666
Anna NagarBlock Q-100, Plot No 3698, 3rd Avenue, Anna Nagar, Chennai - 600040, Tamil Nadu.
KKBK0000469NON-MICR18602662666
Ashok NagarGr Floor, New No. 85, Old No. 30, Maharaja Towers First Avenue, Ashok Nagar , Chennai - 600083, Tamil NaduKKBK0008479NON-MICR
18602662666
GuindyMadras Race Club, Guindy, Chennai - 600032, Tamil NaduKKBK0008493
NON-MICR
18602662666
KodambakkamSri Hari Building, Ground floor, Door No. 337, Block No. 24 T. S. No. 64 70, Puliyur Village, Arco Road, Kodambakkam, Chennai - 639114, Tamil NaduKKBK0000466NON-MICR
18602662666
KoyambeduNo 3, Rathinapuri Layout, Jawaharlal Nehru Road (100 Feet Road), Koyambedu, Koyembedu, Chennai - 600107, Tamil NaduKKBK0008477NON-MICR
18602662666
MadippakkamDoor No. 70 / 1, Medavakkam Main Road, Madippakkam, Kancheepuram Dist, Chennai - 600091, Tamil NaduKKBK0000471
NON-MICR
18602662666
Mount Road185, Anna Salai , Near Tvs, Mount Road, Chennai - 600006, Tamil NaduKKBK0008485NON-MICR
18602662666
Perungudi14, Old Mahabalipuram Road, Kandanchavadi, Perungudi, Chennai - 600096, Tamil NaduKKBK0008780NON-MICR
18602662666

 

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%