Kotak Mahindra Bank Home Loan in Jammu

About Kotak Mahindra Bank Home Loan in Jammu

Kotak Mahindra Bank offers home loan to the eligible candidates for the purchase of a home. This loan facility is provided for the maximum tenure of 20 years. Under this, the bank extends the loan for the highest amount of up to 90% of the property value. Check the details of the loan product and apply online to save time and effort.

Kotak Mahindra Bank Home Loan in Jammu at a Glance

ParticularsDetails
Interest Rate 8.75%
Loan amountUp to 90% of the property
TenureUp to 20 years
Processing feeNil
Pre- payment chargesAs per bank’s norms

Eligibility Criteria

The Kotak Mahindra Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the eligibility now:

Individuals either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm.

Documentation Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • Photograph
  • Proof of identity (photocopies of Voters ID card/ Passport/ Driving license/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
  • Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on
  • Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
  • Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities statement

To know more read Home Loan Jammu

Address of Kotak Mahindra Bank Branches in Jammu

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Jammu are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Bahu PlazaGround Floor, Hotel Jhelum Resort, Rail Head Complex, Bahu Plaza, Jammu - 180012, Jammu & Kashmir.KKBK0000161180485001(0191) 2479060, (0191) 2479052
JammuGround Floor, Gupta'S Towers, Cb-13, Rail Head Complex, Railway Road, Bahu Plaza, Jammu, Jammu - 180012, Jammu & Kashmir.KKBK0004445NON-MICR18602662666

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