Kotak Mahindra Bank Mumbai - Main Branch, Rates Dec 2023, IFSC Code

Kotak Mahindra Bank Mumbai

About Kotak Mahindra Bank

The Kotak Mahindra is a financial organisation established in 1985 in India. In February 2003, Kotak Mahindra Financial Ltd., the group’s flagship company was given the license to carry on banking business by the Reserve Bank of India. It was the first company in the Indian Banking history to convert to a bank. The registered head office of the bank is at Nariman Point, Mumbai. It is one of the India’s leading financial institution. The main aim of the bank is to provide customized and customer-centric banking services. The bank delivers customer- oriented services by providing the customer with the financial product of his choice. From commercial banking to stock banking, to stock broking, to mutual funds, to life insurance, to investment banking, the group caters to all the financial needs of the individuals and corporate. It has been successful in providing quality service to the customers and has gained a high position in the Indian Banking and Financial industry. It is one of the top performing private banks in the country that has earned the trust of the people within the short span of time.

Address of Kotak Mahindra Bank Branches in Mumbai

The complete address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank located in Mumbai are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Mumbai - Sion (W)

Kotak Mahindra Bank Ltd. Kum Kum Chs, Jain Society, Off Eastern Express Highway, Behind Dominos, Sion (W) - 400022KKBK0000635400485043(022) 24081051
Mumbai - Opera House

Kotak Mahindra Bank Limited. 480, Sanghrajka House, S.V.P Road, Opera House, Mumbai - 400004 , MaharashtraKKBK00006664004850339819291132
Hughes Road

Kotak Mahindra Bank Ltd, Gr Flr Unit 2 & Basement Unit B Manek Lodge, N S Patkar Marg, Hughes Road, Mumbai 400007KKBK000063940048504423885571/72/73

Kotak Mahindra Bank Ltd. City View Building, 201, Dr. Annie Besant Road, Worli, Mumbai – 400018KKBK000063440048504267474200-03
Mumbai - Kandivali (E)

Kotak Mahindra Bank Ltd. Gayatri Enclave, Gr. Floor 90 Feet Road, Thakur Complex Kandivali (E) Mumbai - 400 101KKBK0000633400485041(022) 67413242

Kotak Mahindra Bank Ltd. Shop No. 9, 10, 11 & 12, Veer Mahal Chs, Ground Floor, Dr. Babasaheb Ambedkar Road, Parel, Mumbai 400 012KKBK000064040048504665991985/ 86

Kotak Mahindra Bank Ltd. Evershine Angan, Gr Floor, Plot No 4, Jawahar Nagar, Goregaon West, Mumbai 400062KKBK000064340048504567587970/71
Lokhandwala - Andheri

Kotak Mahindra Bank Ltd, Shop Numbers 9, 10 And 11, Ground Floor, Wing B, Silver Spring Plot No.118, Lokhandwala Complex, Andheri West, Mumbai - 400053KKBK00006804004850541800226022
Andheri - Kurla Road

Kotak Mahindra Bank Ltd, Unit No - 2 & 3, Ground Floor, Satellite Silver, Satellite Silver Co - Operative Hsg Society Ltd, Andheri - Kurla Road, Cts No - 1613, 1613/1, Andheri East, Mumbai - 400059KKBK00006814004850551800226022

Kotak Mahindra Bank Ltd, Unit No. 1, Ground Floor Rajshree Plaza, Rajshree Plaza Premises Co - Operative Soc. Limited, Opposite Shreyas Cinema, Lbs Marg, Ghatkopar (west) Mumbai - 400086KKBK00006824004850571800226022
S V Road Branch

Kotak Mahindra Bank Ltd, Shop No. 1 To 5 On The Ground Floor & Basement, Dattani Chambers, Dattani Chambers Co - Operative HSG Soc. Ltd, Swami Vivekanand Road, Malad (west), Mumbai - 400064KKBK00006834004850561800226022
Vikhroli West

Kotak Mahindra Bank Ltd, Shop No.3 & Shop No.4, Ground Floor, Karma Stambh, Next To Hcc Business Park, Lbs Road, Vikhroli (west), Mumbai - 400079KKBK0000684NON-MICR1800226022
L J Road Branch

Kotak Mahindra Bank Ltd, Ground Floor, First Floor Gayatri Apartment, Opposite Vijay Sales, L J Road, Mahim ( West) Mumbai - 400016KKBK00013454004850581800226022
LBS Road Bhandup Branch

Kotak Mahindra Bank Ltd, Ground Floor & First Floor, Hotel Pride, Lbs Road, Bhandup ( West), Mumbai - 400078KKBK00013464004850591800226022
Mumbai Currency Chest

Kotak Mahindra Bank Ltd, Ground Floor, Admin Bldg., Western Industrial Co-Op Estate Ltd., Opp Seepz Main Gate, Midc (marol), Andheri EastKKBK0001340NON-MICR1860 266 2666
Veera Desai Branch

Kotak Mahindra Bank Ltd, Shop No.-1, Ground Floor, Wing-A Dev Presitige In Azad Nagar Prestige Co-Operative Housing Society Ltd, Azad Nagar Road No-3, Veera Desai Road, Andheri (west), Mumbai-400058KKBK00013514004850641800226022
Dadar East Branch

Kotak Mahindra Bank Ltd, Dadar East Branch Mumbai, Ground Floor Shop No.11-12-13& 13a, & First Floor-Unit No.14, Dharamputra Building, Dr. Babasaheb Ambedkar Road, Dadar East- Mumbai-400014KKBK000135440048506718001026022
Kharghar Branch

Kotak Mahindra Bank Limited Kharghar Branch Ground Floor Shop No. 1, 2, 3, 4, 5 & 6, Vaibhav Chsl, Plot No. 28, Sector-11, Kharghar, Navi Mumbai-410210KKBK000135640048506818001026022
Borivali Chamunda Circle Branch

Kotak Mahindra Bank Limited Chamumda Circle Branch- Borivali Ground Floor (part), Jay Bhadra Villa Plot No.14 , S V Road, Near Chamunda Circle , Borivali (west) Mumbai-400092KKBK000135740048507218001026022
Dahisar East Branch

Kotak Mahindra Bank Limited Dahisar East Branch-Mumbai Ground Floor & Mezzanine Floor, Ram Kumar Thakur Road, Dahisar (east) Mumbai-400068KKBK000135840048507118001026022
Mahavir Nagar Kandivali West Branch

Kotak Mahindra Bank Limited Mahavir Nagar Kandivali Branch Mumbai First Floor Flat No. 129 & 130, Wing H, Raj Arcade Near Jain Temple, Kandivali (west), Mumbai-400067KKBK000135940048507618001026022
Shivshankar Plaza I Sector 8 Airoli Branch

Kotak Mahindra Bank Limited Airoli Branch- Navi Mumbai Ground Floor & First Floor, Shop No. 11, 12, & 13 Shivshankar Plaza- Shivshankar Plaza- I, Co-Operative Housing Society Limited, Sector -8, Airoli Navi Mumbai- 400708KKBK000136040048506918001026022
Dr C Gidwani Marg Chembur Branch

Kotak Mahindra Bank Limited Chembur Branch- Mumbai Ground Floor, Shop No.7, 8 & 9, Basant Vihar Commercial Complex Premises- Co-Operative Society Limited, Near Basant Cinema, Dr. C. Gidwani Marg, Chembur Mumbai -400074KKBK000136140048507018001026022
LBS Marg Mulund Branch

Kotak Mahindra Bank Ltd, Shop No.8, Ground Floor, Vikas Paradise LBS Marg, Mulund (west), Mumbai-400080KKBK00013524004850651800226022

Products Offered by Kotak Mahindra Bank in Mumbai

In Mumbai, Kotak Mahindra bank provides a plethora of banking products and services according to the requirement of the customers. It provides all kinds of banking products that are required by the client to solve the financial problem. The wide range of products offered by the bank includes loans, insurances, investments and deposits. Under the category of loan, the bank provides multiple products and they are home loan, personal loan, car loan, loan against property, business loan and etc. It even takes care of investment needs of the individual and accepts the deposits. The customer can choose any of the product as per the need. The details of all the products proffered by the bank are given in the table below:

Kotak Mahindra Bank Products Details

Product NameEligibility CriteriaAmount Interest RateProcessing FeeTenure
Home Loan Individuals, either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm Up to 90% of the property8.70% onwards
Nil Up to 20 years
Personal LoanAll Indian residents who are employees of either MNCs, Public and Private limited companies with:
- Minimum age 21 years and maximum 58 years
- Minimum net salary of ₹ 25,000
- Graduation as minimum Education qualification
- Minimum 1 year of stay in the current city
- Having total work experience of 2 years
Minimum - ₹ 50,000
Maximum - ₹ 15,00,000
10.99% Onwards
Up to 2% of the loan amount + service taxUp to 5 years
Car LoanEligible Segments- Partnership Firms and LLPs, Public & Private Ltd. companies, HUFs and Trusts

Criteria for Salaried:
Minimum age of the applicant should be 21 years
Maximum age of the applicant at loan maturity should be 58 years
The applicant must earn minimum income of ₹ 15,000 per month
Must have minimum employment of 12 months

Criteria for Self- Employed;
Minimum age of the applicant should be 21 years
Maximum age of the applicant at loan maturity should be 65 years
Minimum employment in the current line of business should be at least 1 year
Minimum - ₹ 75,000
Maximum - Up to 90% of the car value
As per company’s normsAs per company’s norms
Maximum - 7 years
Loan Against Property- All individuals either solely or jointly can apply for loan against property
- Minimum annual income should be Rs. 1.44 lakh as per the P&L.
- Minimum 21 years of age.
- Maximum 65 years of age at the time of loan maturity.
- Firm/company should have been in operation for the last 3 years.
- Firm/company should be making cash profits for the last two years.
₹10 lakhs to ₹3 crores10% p.a. up to 1% of the loan amountMaximum Up to 12 years
Business LoanThe borrower should be in the line of business for 3 years and the business should be profitable for last 2 years.

The eligible segments are:
- Self employed businessmen with an annual turnover of ₹ 2 crores
- Manufacturers with an annual turnover of ₹ 1 crore
- Service Providers with an annual turnover of ₹ 50 lacs
₹ 3 lacs to ₹ 75 lacs16% p.a. - 19.99% p.a.Up to 2% of the loan amount15 years
Gold Loan- The applicant should be a resident Individual or Proprietor
-The age of the applicant should be 18 years and above
Minimum - ₹ 25,000
Maximum - ₹ 25 lacs
10.5% p.a. to 17% p.a.2% of the loan amountUp to 3 years
Education Loan- The student should be an Indian National
- The student shall have secured the admission in India or abroad through an entrance test or through merit based selection process
- The minimum age of the joint applicant should be 21 years but not more than 70 years
For studies in India - maximum ₹10 lacs

Studies abroad - maximum ₹ 20 lacs
11.5% p.a. - 24% p.a.Up to 2% of the loan amount + service tax
Fixed DepositAn individual either solely or jointly
A minor jointly with a major
Private Traders
Partnerships Firms
Societies & Corporates
-2.50% - 4.90%
-7 days to 10 year

Documents Required

The list of documents required to avail the benefit of the financial products are given below:

Product NameDocuments
Home Loan Proof of identity (photocopies of Voters ID card/ Passport/ Driving
licence/ IT PAN card)
Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
Property tax receipt/ Passport/ Voters ID card)
Proof of Income - Original Salary Certificate from employer, TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
Proof of business address for non-salaried individuals
Statement of Bank Account/ Pass Book for last six months
Signature identification from present bankers
Personal Assets and Liabilities statement
Personal LoanApplication Form
1 Latest Photograph
Identity Proof - Passport/ PAN Card/ Voters ID card/ Driving License etc
Residence Proof - Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
Age Proof - Passport, PAN Card or Any Other Certificate from Statutory Authority
Signature Proof
Ownership Proof
Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years, Latest Income Tax Return
Bank Account Statements
Car LoanDuly filled Application form
Proof of Identity:- Passport copy, PAN Card, Voters Id car, driving licence( Laminated, Recent, Legible)
Income Proof: Latest salary slip with Form 16./ Income Tax Returns of 2 previous financial years
Address Proof: Ration card/Driving licence/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy PAN Card
Signature Verification from your Banker / Voters ID / IT PAN card / IT Return / Driving License / Passport
Salary Bank Statement/ Business Bank Statement
P&L A / C and B / S for the last 2 years certified by CA by Non-Salaried
Loan Against PropertyApplication form
Financial Statements/ Bank Statement
Address Proof: Ration card/Driving licence/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy PAN Card
Age Proof - Passport, PAN Card or Any Other Certificate from Statutory Authority
Business LoanProof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company)

Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director
(if a company)

I.T.R., 2 Years, Balance Sheet and Profit & Loss Account
Proof of ownership of Residential or Commercial Property (including Parental Property) in select locations
Latest 6 months Bank statement of Business
Gold LoanFor Kotak customers: Latest address proof (only if the address of the customer has changed)
For non-Kotak customers: Identity Proof, Address Proof, Signature Proof (KYC Documents) and 3 passport size photographs
Education Loan Application Form
2 photographs
Proof of Identity - Passport/ PAN Card/ Voters ID card/ Driving License etc.
Residence Proof - Passport/ Driving License/ Voter ID/ Ration Card/ Telephone Bill
Signature verification from bank
Income Details of Co- Applicant and Guarantor - Latest payslip or Form 16 or 2 years ITR
Proof of Ownership
Proof of Relationship
Confirmed admission letter
Letter from college
Academic Pass out Mark sheet/Certificate
Fixed DepositProof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement

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Personal Loan Interest Rates December 2023
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates December 2023
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%