Lakshmi Vilas Bank Home Loan Kochi

About Lakshmi Vilas Bank Home Loan in Kochi

Get the home of your wish without worrying about the finance as Lakshmi Vilas Bank provides a home loan to its valuable customers. The bank grants the loan for the maximum repayment tenure of 20 years. The disbursal amount is decided on the basis of eligibility of the applicant, his requirement, earning and repayment capacity. Refer to the eligibility criteria mentioned below and apply.

Lakshmi Vilas Bank Home Loan in Kochi at a Glance

ParticularsDetails
Interest Rate 9.90%
Loan amountAs per individual’s capacity
TenureUp to 20 years
Processing feeAs per bank's norm
Pre- payment chargesAs per bank's norm

Eligibility Criteria

The Lakshmi Vilas Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The benefit of home loan can be availed by individuals and HUFs having a decent income and able to present proof.

Documentation Needed

In order to avail the benefit of home loan, the individual needs to submit the following documents:

  • Duly Filled Application Form with 2 Passport Size Photographs
  • Proof of identity (photocopies of Voters ID card/ Passport/ Driving
    licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
    Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on
  • Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
    Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities statement

For more information check Home Loan Kochi

Address of Lakshmi Vilas Bank Branches in Kochi

The complete address, IFSC Code, MICR Code and customer care details of Lakshmi Vilas Bank branches located in Kochi are mentioned in the table below:

Branch Name
Complete AddressIFSC CodeMICR CodeContact Number
Ernakulam
XXXIX - 818 Chittoor Road, “karthika” 1st Floor, Ernakulam Cochin - 682016 KeralaLAVB00002016820560020484-2376578/ 1800-425-2233

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