Lakshmi Vilas Bank Home Loan Kolkata - IFSC, Rates Nov 2023, Eligibility, EMI

Lakshmi Vilas Bank Home Loan Kolkata

About Lakshmi Vilas Bank Home Loan in Kolkata

What about owning a house at the desired location? Sounds nice but the tension is about arranging the funds to buy the one. This problem can be resolved by availing the home loan. Lakshmi Vilas Bank is one amongst those banks that extends the credit facility to help people in fulfilling their dreams. It caters the requirement of the customers by providing them with the required amount as per their eligibility. Check the details and eligibility criteria mentioned below.

Lakshmi Vilas Bank Home Loan in Kolkata at a Glance

Interest Rate 8.25% Onwards
Loan amountAs per individual’s capacity
TenureUp to 20 years
Processing feeAs per bank's norm
Pre- payment chargesAs per bank's norm

Eligibility Criteria

The Lakshmi Vilas Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The benefit of home loan can be availed by individuals and HUFs having a decent income and able to present proof.

Documentation Needed

In order to avail the benefit of home loan, the individual needs to submit the following documents:

  • Duly Filled Application Form with 2 Passport Size Photographs
  • Proof of identity (photocopies of Voters ID card/ Passport/ Driving
    licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
    Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on
  • Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
    Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities statement

For more information check Home Loan Kolkata

Address of Central Bank of India Branches in Kolkata

The complete address, IFSC Code, MICR Code and customer care details of Lakshmi Vilas Bank branches located in Kolkata are mentioned in the table below:

Branch Name
Complete AddressIFSC CodeMICR CodeContact Number
Lakshmi Vilas Bank Kolkata
3 Red Cross Place P. B. #2050, Kolkata - 700001
West Bengal
LAVB0000204NON-MICR 22480287
Lakshmi Vilas Bank Alipur 63, Nalini Ranjan Avenue, New Alipur, Kolkata - 700053
West Bengal
NON-MICR 4820900

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    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
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    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%