Lakshmi Vilas Bank Personal Loan Gurugram

About Lakshmi Vilas Bank Personal Loan in Gurugram

Lakshmi Vilas Bank is a well-known bank that caters the diverse banking requirements of its customers by delivering the quality products and services. It has uniquely designed the products to match the individual’s requirement. It issues the personal loan to help people get their needs fulfilled. The details of personal loan offered by the bank are as follows:

Lakshmi Vilas Bank Personal Loan in Gurugram at a Glance

Particulars
Details
Interest Rate
13.15%
Loan amount
Minimum - ₹ 10,000
Maximum - No cap
Tenure Up to 5 years
Processing fee
0.25% of the loan amount with a minimum of ₹100 for SODs & ₹50 for demand loans
Pre- payment charges
As per bank's norm

Eligibility Criteria

The Lakshmi Vilas Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The benefit of personal loan can be availed by individuals including persons coming together to avail the loan in joint names holding National Savings Certificates(NSCs) and Kisan Vikas Patras ( KVPs) & LIC policies in their names.

Documentation Checklist

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

  • Duly Filled Application Form with 2 Passport Size Photographs
    Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
    Statement of Bank Account/ Pass Book for last six months
  • Personal Assets and Liabilities statement
  • Signature Verification from your Banker / Voters ID / IT PAN card / IT Return / Driving License / Passport
  • P&L A / C and B / S for the last 2 years certified by CA by Non-Salaried

Also, refer Personal Loan Gurugram

Address of Lakshmi Vilas Bank Branches in Gurugram

The complete address, IFSC Code, MICR Code and customer care details of Lakshmi Vilas Bank branches located in Gurugram are mentioned in the table below:

Branch Name
Complete AddressIFSC CodeMICR CodeContact Number
Gurugram

M - 35, Old DLF, Sector –14, Gurugram – 122001 Haryana LAVB00002821100560050124 - 2225800
ED Office - Gurugram

217, 2nd Floor, Time Tower, MG Road, Gurugram, Haryana 122009 LAVB0000896110056102
0124-4820907

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