Lakshmi Vilas Bank Personal Loan Jaipur

About Lakshmi Vilas Bank Personal Loan in Jaipur

Lakshmi Vilas Bank is well known for delivering the quality banking solution at the time of need. It answers to all requirement of the customer by providing them with the accurate solution. Its personal loan product is designed to provide the comfort of finance to the people who need funds to make their wishes come true. The information about the product is mentioned in the following section.

Lakshmi Vilas Bank Personal Loan in Jaipur at a Glance

Particulars
Details
Interest Rate
10.70%
Loan amount
Minimum - ₹ 10,000
Maximum - No cap
Tenure Up to 5 years
Processing fee
0.25% of the loan amount with a minimum of ₹100 for SODs & ₹50 for demand loans
Pre- payment charges
As per bank's norm

Eligibility Criteria

The Lakshmi Vilas Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The benefit of personal loan can be availed by individuals including persons coming together to avail the loan in joint names holding National Savings Certificates(NSCs) and Kisan Vikas Patras ( KVPs) & LIC policies in their names.

Documentation Checklist

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

  • Duly Filled Application Form with 2 Passport Size Photographs
    Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
    Statement of Bank Account/ Pass Book for last six months
  • Personal Assets and Liabilities statement
  • Signature Verification from your Banker / Voters ID / IT PAN card / IT Return / Driving License / Passport
  • P&L A / C and B / S for the last 2 years certified by CA by Non-Salaried

Also, refer Personal Loan Jaipur

Address of Lakshmi Vilas Bank Branches in Jaipur

The complete address, IFSC Code, MICR Code and customer care details of Lakshmi Vilas Bank branches located in Jaipur are mentioned in the table below:

ParticularsDetails
Interest Rate 9.30%
Loan amountAs per individual’s capacity
TenureUp to 20 years
Processing feeAs per bank's norm
Pre- payment chargesAs per bank's norm

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