Lakshmi Vilas Bank Personal Loan Noida

About Lakshmi Vilas Bank Personal Loan in Noida

Lakshmi Vilas Bank with the aim to provide the right financial tool to its customers in times of need has introduced Lakshmi Easy Loan (personal loan). To let the people accomplish their task easily without any financial trouble it grants personal loan of minimum ₹10,000. However, the maximum disbursal amount depends on the individual’s requirement and repayment capacity. Other relevant information about the product are as mentioned.

Lakshmi Vilas Bank Personal Loan in Noida at a Glance

Particulars
Details
Interest Rate
13.15%
Loan amount
Minimum - ₹ 10,000
Maximum - No cap
Tenure Up to 5 years
Processing fee
0.25% of the loan amount with a minimum of ₹100 for SODs & ₹50 for demand loans
Pre- payment charges
As per bank's norm

Eligibility Criteria

The Lakshmi Vilas Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The benefit of personal loan can be availed by individuals including persons coming together to avail the loan in joint names holding National Savings Certificates(NSCs) and Kisan Vikas Patras ( KVPs) & LIC policies in their names.

Documentation Checklist

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

  • Duly Filled Application Form with 2 Passport Size Photographs
    Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
    Statement of Bank Account/ Pass Book for last six months
  • Personal Assets and Liabilities statement
  • Signature Verification from your Banker / Voters ID / IT PAN card / IT Return / Driving License / Passport
  • P&L A / C and B / S for the last 2 years certified by CA by Non-Salaried

Also, refer Personal Loan Noida

Address of Lakshmi Vilas Bank Branches in Noida

The complete address, IFSC Code, MICR Code and customer care details of Lakshmi Vilas Bank branches located in Noida are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Gautham Buddha Nagar B-12, Sector-16, Noida, Gautham Buddha Nagar Dt. Uttar Pradesh - 201 301 LAVB0000504110056004
0422 - 2676027

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