According to an official joint statement from HDFC and NPCI, users can now link their Rupay Credit Card to UPI. Furthermore, the bank has announced that customers can link the app with any UPI-enabled app. As we all know, digitization is a critical component of the country’s growth. However, as the modern payment system has advanced, it has drastically changed. Linking the HDFC Rupay Credit Card to UPI will not only increase potential customers’ spending limits but will also increase their reliance on financial services. Furthermore, with its RuPay Credit Card, HDFC has become India’s first private sector bank to go live on UPI. Read below to understand all about “HDFC Rupay Credit Card linked with UPI”.
How does linking the HDFC Rupay Credit Card with UPI change the payment method?
Credit cards are convenient and easy to use. As a result, we have used them for financial support at some point in our lives. On the other hand, even after the COVID-19 outbreak, the growth of digital payments has greatly improved. Nowadays, more banking sectors are catering to the same. Hence, customers with HDFC Credit Cards linked to UPI will have greater flexibility and convenience when making digital payments. It is because making payments at any store is now simple. You can, however, enjoy the benefits of a credit card at the same time. This step will improve the payment scope with time.
How will this benefit HDFC Bank Customers?
If you use HDFC credit cards, this is one of the best opportunities available to you. Even though HDFC Card usage is high, you can now take advantage of this opportunity to increase your spending. As a member of the credit card, it would be simple to make a payment by scanning the QR Codes.
Wrap Up
Customers will benefit from a seamless and amazing experience by linking their HDFC Rupay Credit Card with UPI. However, QR-based digital payment with credit cards will help the country’s e-commerce growth. Furthermore, linking credit cards to UPI is completely secure. It is overseen by the NPCI (National Payments Corporation of India), ensuring a secure payment gateway. Furthermore, SBI Card, ICICI Bank, and Axis Bank are considering launching the RuPay credit card with UPI by March.
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