# DHFL Housing Finance Ltd Loan Against Property

When an unexpected requirement of money comes up like starting a business, your child’s foreign education or marriage, home renovation, etc. a middle-class person looks for a loan that can get him/her instant money at low-interest rates and longer tenure period. The same goes for a loan against property.

Keeping in mind the needs of a middle-income individual, DHFL Vyasa Housing Finance Ltd loan against property is one such scheme that fulfills a loan borrower’s desires at it best.

## DHFL Vyasa Housing Finance Ltd Loan Against Property Details

ParticularsDetails
Interest Rates

NA
Loan Amount
Up to 50% of the market value of the property
Tenure
Up to 7 years
Processing Fee
N.A.
Prepayment Charges

N.A.

How to Apply

The procedure to apply for a loan against property from DHFL Housing Finance Ltd is very easy. All you have to do is fill up the loan application form and keep al the required documents as per the eligibility criteria and submit them to the nearest bank branch.

### DHFL Vyasa Housing Finance Ltd Loan EMI Calculator

The purpose of an EMI calculator is to give the detailed information of the monthly EMIs as per the chosen loan amount, tenure period and interest rate. For your better understanding, here is an example:

Table for EMI per month, Total Interest Outgo and Total Amount

Amount (in Rs.)Interest Rate (p.a)Loan Tenure (in years)EMI (in Rs.)Total Interest Outgo (in Rs.)Total Amount (Principal + Interest) (in Rs.)
15,00,00015%-17%11,35,387-1,36,8071,24,650-1,41,68616,24,650-16,41,686
15,00,00015%-17%272,730-74,1632,45,519-2,79,92217,45,519-17,79,922
15,00,00015%-17%351,998-53,4793,71,928-4,25,24718,71,928-19,25,247
15,00,00015%-17%441,746-43,2835,03,814-5,77,56320,03,814-20,77,563
15,00,00015%-17%535,685-37,2796,41,094-7,36,73221,41,094-22,36,732
15,00,00015%-17%631,718-33,3697,83,661-9,02,58222,83,661-24,02,582
15,00,00015%-17%728,945-30,6549,31,391-10,74,91124,31,391-25,74,911
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Amortization Table

YearPrincipal (in Rs.)Interest (in Rs.)Balance Amount (in Rs.)
11,31,109-1,22,0672,16,231-2,45,78113,68,891-13,77,933
21,52,189-1,44,5161,95,151-2,23,33212,16,702-12,33,417
31,76,652-1,71,0941,70,688-1,96,7541040,050-10,62,323
42,05,049-2,02,5541,42,291-1,65,2948,35,001-8,59,769
52,38,011-2,39,8021,09,329-1,28,0465,96,990-6,19,967
62,76,273-2,83,89971,067-83,9493,20,717-3,36,068
73,21,075-3,36,49626,655-31,741

Eligibility Criteria

The list of who all can apply for loan against property from DHFL Vyasa Housing Finance are as follows:

• Salaried individuals
• Pensioners
• Professionals
• Self-employed
• Age between 21 years to 65 years

Documents Required

Here is the list of all the documents as per the eligibility and category that are required at the time of loan application:

Category SalariedSelf-employed/Professional/Partnership/Company
Application FormLoan application formLoan application form
Photos2 Passport size photographs2 Passport size photographs
Identity ProofPassport
Voter ID
Job Card
NREGA
PAN Card
Registration Certificate
Passport
Voter ID
Job Card
NREGA
PAN Card
Registration Certificate
Voter ID
Job Card
NREGA
Registration Certificate
Passport
Voter ID
Job Card
NREGA
Registration Certificate
Income ProofLast 3 months salary slip
Form 16
Last 2 years IT Returns or financial documents
Last 2 years income proof certified by a CA
Bank StatementLast 6 monthsLast 6 months
Other Income ProofRental receipts or documents showing receipt of incomeRental receipts or documents showing receipt of income
Property DocumentsCopy of Title documents showing receipt of incomeCopy of Title documents showing receipt of income

### DHFL Vyasa Housing Finance Ltd Loan Application Form

The details that are mandatory to be filled in the application form are as follows:

• Name of the applicant/s
• Birth certificate
• Income proof
• Purpose of loan
• Processing fee
• Repayment mode
• Tenure period
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### DHFL Vyasa Housing Finance Ltd Loan Against Property Interest Rates

The interest rates applicable on mortgage loan starts from 15% to 17% per annum.

Features & Benefits

Some of the main advantages of taking loan against property from DHFL Vyasa are as follows:

• Loan amount up to 50% of the market value of the property
• Low-interest rates
• Longer tenure
• Low processing fee
• Quick loan approval
• Easy documentation

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