Mr. Karnik is a BE and has done his Masters in Management Studies from Jamnalal Bajaj Institute of Management Studies.Mr. Chopra is B.Com (H) and MBA from Institute of Management. Prior to joining DSP Blackrock Mutual Fund he was associated with Axis Asset Management. He has also worked with HSBC and CRISIL Ltd. and has over 10 years of investment experience. Prior to joining L&T Mutual Fund he has worked with Fidelity AMC, IDBI Bank Ltd. and Axis Bank Ltd.