Oriental Bank of Commerce Fixed Deposit Jammu - Documents - Wishfin

Oriental Bank of Commerce Fixed Deposit in Jammu

About Oriental Bank of Commerce Fixed Deposit in Jammu

With Jammu, the names of Vaishno Devi and other religious locations come to the mind. Nice weather, delicious foods, superb greenery and excellent hospitality define the spirit of Jammu city located in the state of Jammu & Kashmir. But the city is also taken on a serious note by bankers which are all over here, addressing the varied needs of the customers. One such banker which has been making a strong noise in Jammu is Oriental Bank of Commerce (OBC), which through its customized fixed deposit is becoming the favourite of many. It offers flexible fixed deposit tenures, with the maximum being for 10 years. Keen to read about Oriental Bank of Commerce Fixed Deposit Jammu? Do from the assimilated list of information below.

Oriental Bank of Commerce Fixed Deposit Jammu at a Glance

ParticularsDetails
Minimum Deposit Amount₹100 and in multiples of the same thereafter
Interest Rate2.90% - 5.75%
Maximum Deposit Period10 Years

Oriental Bank of Commerce Fixed Deposit Eligibility Criteria in Jammu

OBC allows a list of individuals and organizations to open a fixed deposit in Jammu. Find them out in the pointers below.

  • Individuals
  • Companies
  • Partnership Firms
  • Trusts
  • Proprietary Concerns
  • Unincorporated Association or a Body of Individuals

Documents Needed for Opening Oriental Bank of Commerce Fixed Deposit in Jammu

Keen to know the documents asked by OBC to open a fixed deposit in Jammu? Below are the pointers that will act as a guide.

Documents for Individuals

  • Identity Proof- Passport/PAN Card/Voter ID/Driving License/Aadhaar Card/Job Card Issued by NREGA Duly Signed by the Competent State Govt Official/Letter Issued by a Gazetted Officer with a Duly Attested Photograph
  • Address Proof- Receipt of Property or Municipal Tax/Letter of Allotment of Accommodation from Employer Issued by Central or State Government Departments, Public Sector Undertakings, Scheduled Commercial Banks, Listed companies/Documents issued by Government departments of foreign jurisdictions and letter issued by Foreign Embassy or Mission in India

Documents for Companies

  • Certificate of incorporation
  • Memorandum and Articles of Association
  • Board of Director Resolution giving power of attorney to managers, employees or officers to transact on behalf of the company.
  • A valid official document required for managers, officers or employees who have been given the power of attorney for transaction

Documents for Partnership Firms

  • Registration certificate
  • Partnership deed
  • A valid official document required for the individual having given the power of attorney with respect to transaction

Documents for Trusts

  • Registration certificate
  • Trust deed
  • A valid official document required for the individual having given the power of attorney with respect to transaction

Documents for Unincorporated Association or a Body of Individuals

  • Resolution of Managing Body of association or body of individuals
  • Power of attorney granted to an individual to transact on behalf of the association or body of individuals
  • A valid official document required for the individual having given the power of attorney with respect to transaction

Documents for Proprietorship Firms

  • Registration Certificate (If it is registered)
  • License or certificate issued by the municipal corporation under Shop & Establishment Act
  • Income Tax Return
  • VAT/CST Certificate
  • Certificate/Registration document issued by service tax/professional tax/sales tax authorities
  • Licensing or Registration Document Issued in the name of proprietorship firm by an authority or department from either state or central government.
  • Importer Exporter Code (IEC) issued by DGFT to the proprietary concern
  • Latest utility bills in the name of proprietorship firm

Check for More Information in Fixed Deposit Jammu

Oriental Bank of Commerce Fixed Deposit Jammu Branches

Branch NameComplete AddressIFSCMICRContact Detail
Raghunath BazarRaghunath Bazar, Jammu, Jammu & Kashmir-180001ORBC01000990191-2573810
Trikuta Nagar12-P Sector-4, Trikuta Nagar, Jammu, Jammu & Kashmir-180012ORBC01006811800220030191-2472173
Rehari ChungiB.C. Road, Rehari Chungi, Jammu, Jammu & Kashmir-180005ORBC01007290191-2545905
Gandhi Nagar10 B/B Extension, Gandhi Nagar, Jammu, Jammu & Kashmir-180004ORBC01010171800220040191-2436404
Channi Himmat Housing ColonyChanni Himmat Housing Colony, Jammu, Jammu & Kashmir-180001ORBC01011491800220050191-2460258
VijaypurMain Chowk, Vijaypur, Jammu, Jammu & KashmirORBC0101194
NarwalTransport Nagar, Plot No 6, Narwal, Jammu, Jammu & KashmirORBC01011950191-2490401
Akhnoor Akhnoor Exchange Road, Near Kameshwar Filling Station Akhnoor, District Jammu, Jammu & KashmirORBC01019959697047022
Pata BohriPlot No.973, Pata Bohri, P.O. Talab Tillo, Jammu, Jammu & KashmirORBC01021071800220119622039999

Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%