Oriental Bank of Commerce Fixed Deposit Kolkata - Eligibility - Wishfin

Oriental Bank of Commerce Fixed Deposit in Kolkata

About Oriental Bank of Commerce Fixed Deposit in Kolkata

When it comes to achieving a financial security, a fixed deposit would be the call of the day. Also important is look at the bank where you can open a fixed deposit and earn interest on the same. Well, take a look at Oriental Bank of Commerce (OBC) which has a strong branch presence in India as well as Kolkata, the joyous city and the capital of West Bengal. Take a few minutes from your busy schedule and read about Oriental Bank of Commerce Fixed Deposit Kolkata.

Oriental Bank of Commerce Fixed Deposit Kolkata at a Glance

ParticularsDetails
Minimum Deposit Amount₹100 and in multiples of the same thereafter
Interest Rate2.90% - 5.75%
Maximum Deposit Period10 Years

Oriental Bank of Commerce Fixed Deposit Eligibility Criteria in Kolkata

OBC allows a list of individuals and organizations to open a fixed deposit in Kolkata. Find them out in the pointers below.

  • Individuals
  • Companies
  • Partnership Firms
  • Trusts
  • Proprietary Concerns
  • Unincorporated Association or a Body of Individuals

Documents Needed for Opening Oriental Bank of Commerce Fixed Deposit in Kolkata

Keen to know the documents asked by OBC to open a fixed deposit in Kolkata? Below are the pointers that will act as a guide.

Documents for Individuals

  • Identity Proof- Passport/PAN Card/Voter ID/Driving License/Aadhaar Card/Job Card Issued by NREGA Duly Signed by the Competent State Govt Official/Letter Issued by a Gazetted Officer with a Duly Attested Photograph
  • Address Proof- Receipt of Property or Municipal Tax/Letter of Allotment of Accommodation from Employer Issued by Central or State Government Departments, Public Sector Undertakings, Scheduled Commercial Banks, Listed companies/Documents issued by Government departments of foreign jurisdictions and letter issued by Foreign Embassy or Mission in India

Documents for Companies

  • Certificate of incorporation
  • Memorandum and Articles of Association
  • Board of Director Resolution giving power of attorney to managers, employees or officers to transact on behalf of the company.
  • A valid official document required for managers, officers or employees who have been given the power of attorney for transaction

Documents for Partnership Firms

  • Registration certificate
  • Partnership deed
  • A valid official document required for the individual having given the power of attorney with respect to transaction

Documents for Trusts

  • Registration certificate
  • Trust deed
  • A valid official document required for the individual having given the power of attorney with respect to transaction

Documents for Unincorporated Association or a Body of Individuals

  • Resolution of Managing Body of association or body of individuals
  • Power of attorney granted to an individual to transact on behalf of the association or body of individuals
  • A valid official document required for the individual having given the power of attorney with respect to transaction

Documents for Proprietorship Firms

  • Registration Certificate (If it is registered)
  • License or certificate issued by the municipal corporation under Shop & Establishment Act
  • Income Tax Return
  • VAT/CST Certificate
  • Certificate/Registration document issued by service tax/professional tax/sales tax authorities
  • Licensing or Registration Document Issued in the name of proprietorship firm by an authority or department from either state or central government.
  • Importer Exporter Code (IEC) issued by DGFT to the proprietary concern
  • Latest utility bills in the name of proprietorship firm

Check for More Information in Fixed Deposit Kolkata

Oriental Bank of Commerce Fixed Deposit Kolkata Branches

Branch NameComplete AddressIFSCMICRContact Detail
Dunlop Bridge141 BT. Road, 1st Floor, Dunlop Bridge, Kolkata, West Bengal-700035ORBC0100818700022021033-25770658, 2578147
SSI-Kolkata43, Rashbehari Aveneue, Kolkata, West Bengal-700026ORBC0100880700022022033-24633797
Tollyganj119, Ground Floor, Tollyganj, Kolkata West Bengal-700040ORBC0100904700022023033-24811563
Kankurgachi 190A, Manictola Main, Road, Kolkata, Kankurgachi West Bengal-700056ORBC0100905700022024033-23649259
Sakher Bazar81, K K Roychowdhury, Road, Kolkata, West Bengal-700008ORBC0100938700022025033-24454846
Lake Gardens 188/20, Prince Anwar Shah Road, Kolkata, West Bengal-700045ORBC0101016700022026
Chowringhee Road6, Floor OM Tower, Building, Chowringhee Road, Kolkata, West Bengal-700071ORBC0101049700022027033-22262220
R N Mukherjee Road11, R N Mukherjee Road, Nilhat House, Kolkata, West Bengal-700001ORBC0101101700022028033-22108808
Behala30, Diamond Harbour Road, Ajanta Cinema, Behala, West BengalORBC0101121700022029033-24575831
Salt LakeDD-II, Sector-1, Salt Lake, Kolkata, West Bengal-700061ORBC0101170700022033033-23592709
RajarhatNatural Nest Megacity, Road-Beside Charnak Hospital, Kolkata, West Bengal-700157ORBC0101235700022034033-25736414
Garia 290, Garia Station Road, Fartabad More, Kolkata, West Bengal-700084ORBC0101241700022036033-24627379
BaruipurKulpi Road, Ward No 12, District 24 Parganas(S), Kolkata, West Bengal-700144ORBC0101242700022037033-24230338

Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%