Oriental Bank of Commerce Personal Loan in Gurugram

About Oriental Bank of Commerce Personal Loan in Gurugram

Oriental Bank of Commerce (OBC) has emerged as one of the most well-known public sector banks in India. Set up in 1943, the bank has created its own niche in the market by offering differentiated products that can transform the lives of many. One such product that remains the need of the most is a personal loan that you can avail at an affordable rate from Oriental Bank of Commerce. The bank has several branches running in Gurugram, previously called as Gurgaon, the Cyber City which is your workplace. Get a complete information on Oriental Bank of Commerce Personal Loan Gurugram below.

Oriental Bank of Commerce Personal Loan Gurugram at a Glance

ParticularsDetails
Interest Rate11.40%
Loan Amount₹ 5-10 Lakh
Loan TenureUpto 5 Years
Processing Fee0.5% of the loan amount, subject to a minimum of ₹500
Prepayment ChargesNIL

Oriental Bank of Commerce Personal Loan Eligibility Criteria in Gurugram

Want to taste the cream of Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Gurugram.

  • The loan can be availed by public and private sector employees, as well as the pensioners.
  • The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
  • Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
  • Pensioners must not be over 75 years at the time of loan maturity.
  • Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)

Documents Required for Obtaining Oriental Bank of Commerce Personal Loan in Gurugram

OBC wants the customers to be ready with the below documents to access a personal loan in Gurugram.

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
  • Passport Size Photographs of applicants and co-applicants

Check for more information in Personal Loan Gurugram

Oriental Bank of Commerce Personal Loan Gurugram Branches

Branch NameComplete AddressIFSCMICRContact Detail
New Railway RoadNew Railway Road, Gurugram, Haryana-122001ORBC01000711100220450124-2328446
Palam Vihar37/2/1 Opposite H Block, Palam Vihar, Gurugram, Haryana-122017ORBC01007541100220690124-2367033
KhandsaKhandsa, Gurugram, Haryana-122001ORBC01007681100220700124-2210304
Mata Sheetla DeviShop No 43 - 44, Huda Market Sector-5, Gurugram, Haryana-122001ORBC01008771100221350124-2331660
Sector-17 GurugramSCF-62, Sector-17, Urban Estate, Gurugram, Haryana-122001ORBC01008891100220990124-2341462
Fawwara ChowkFawwara Chowk, Near Bus Stand, Gurugram, HaryanaORBC01009391100221360124-2333749
Udyog ViharOverseas Branch, HSIDC Building, Udyog Vihar, Gurugram, Haryana-122015ORBC01009871100221050124-2450175
Basai Road763/25, Basai Road, Gurugram, Haryana-122001ORBC01010231100221170124-2320977
Sector-14Sector-14, Huda Complex, Gurugram, Haryana-122001ORBC01011511100221440124-2309149
Sushant Lok-1Shop-No-8, Vipul Square, B-Block, Sushant Lok-1, Gurugram, Haryana-122001ORBC01011521100221340124-2577695
Sector-15-II, GurugramSCO.14, Huda Shopping Complex, Sector-15-II, Gurugram, Haryana-122001ORBC01012101100221840124-2220534
Sector-32, GurugramPlot No-5, Institution Area, Sector-32, Gurugram, Haryana-122001ORBC01012371100221880124-2550034
DLF City Phase-IIShop No.101-102, Park N, Shop Market, DLF City, Gurugram, Haryana-122001ORBC01012381100221860124-2567613
Tauru RoadGITM, Pathreri, Bilaspur-Tauru Road, Gurugram, HaryanaORBC01012651100222080124-2017000
KanhaiV.P.O Kanhai, Gurugram, Haryana-122001ORBC01051671100221750124-2580612

People Also Look For

Personal Loan Interest Rates December 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank12.00% - 17.00%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates December 2018
State Bank of India/SBI8.75% - 9.35%
HDFC8.80% - 9.70%
Bank of Baroda8.65% - 9.65%
LIC Housing8.85% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank9.10% - 9.35%
Axis Bank8.85% - 9.10%
Citibank9.00% - 9.85%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.90% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 14.00%