Oriental Bank of Commerce Personal Loan Interest Rates


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About Oriental Bank of Commerce Personal Loan Interest Rates

Be it the funds for marriage or education, Oriental Bank of Commerce (OBC) provides that through a personal loan for as long as 5 years. The interest rates charged by the New Delhi-headquartered lender stand at 10.15%-11.65% per annum, making it an attractive offering for the loan seekers.

Oriental Bank of Commerce Personal Loan Interest Rate

Interest Rate10.00% - 11.75%
Loan AmountUp to ₹15 lakh
Loan TenureUpto 5 Years
Processing Fee0.50% of the loan amount, subject to a minimum of ₹500 plus applicable GST
Prepayment ChargesNIL

Oriental Bank of Commerce Personal Loan Balance Transfer Rates

When and how should you transfer the balance of your outstanding personal loan, if any, to OBC? Availing a balance transfer becomes fruitful when personal loan interest rates charged by your existing lender are higher than others in the market. So if your existing lender is charging more than OBC, don’t hesitate and give a balance transfer request to the public lender. OBC will then coordinate with your existing lender for a smooth passage of the transaction.

OBC Personal Loan Apply Online

You can apply for a personal loan online by visiting ‘Download Form’ section on the official website of OBC. Within the section, there is a form for retail loan schemes. Just click on it and get the form before you. Take a printout of the form, mention the details correctly before submitting the same along with the necessary documents to the nearest branch officials to process your case.

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