Personal Loan Jaipur

Personal Loan Jaipur in a Nutshell

Particulars	Details
Interest Rate	11.59%-25% p.a.
Processing Fee	1%-2.50% of the loan amount plus applicable service tax
Prepayment/Part-payment Charges	3%-5% of the principal outstanding
Tenure/Repayment	1-5 years
Lowest EMI	₹ 2,204-2,935

About Jaipur

The pink city Jaipur, the capital of Rajasthan, is a home to a series of royal architecture, museums and others. Not even royal belongings, the economy of the state is also in good shape and improving day-by-day thanks to the manufacturing of luxury textiles, gemstone cutting, and others carried out by a large number of small to large enterprises. When it comes to providing them the finance, there are a plenty of banks and non-banking finance companies (NBFCs) ready with custom-made loan products in Jaipur.

About Personal Loan

For any need from travelling abroad to marriage and from buying smartphones to get funds for medical emergency, a personal loan is with you 24×7. Available at flexible repayment options, a personal loan is worth availing to meet your personal aspirations.

Eligibility Criteria to Avail Personal Loan in Jaipur

Particulars	Salaried	Self-employed
Age	Minimum of 21 years at the time of application Maximum of 58 years by the time loan matures	Minimum of 24 years at the time of application Maximum of 65 years by the time loan matures
Income	Minimum net monthly income of ₹ 20,000 is required	Minimum net annual income of ₹ 1,00,000 is required
Stability	A minimum work experience of 1 year is required	A minimum stay of 3 years in the same line of business is required

 

Documents Required

• Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport
• Address Proof- Utility bill/Passport/Aadhar card/Voter ID
• Income Proof- Latest Salary Slip/ ITR/Form-16
• Bank Statement- Last 3-6 Month Bank Statement

 

Top Banks Personal Loan-Interest Rate and Address

Bank Name	Main Branch Address	Rate of Interest
State Bank of India (SBI)	Sanganeri Gate, Jaipur-302001	11.95%-14.55% p.a.
HDFC	D-54, Siddhi Vinayak, Ashok Marg, C Scheme, Jaipur-302001	15.75%-20% p.a.
ICICI	Block No. 6, Jaipur Stock Exchange Building, J.L.N Marg, Jaipur-302017	11.59%-22% p.a.
Axis	1st Floor, Shanti Towers, Hawa Sadak, B-115, Civil Lines, Jaipur, Rajasthan-302006	15.50%-24% p.a.
Punjab National Bank	F 27, F-27, Gautam Marg, Vaishali Nagar, Jaipur, Rajasthan 302021	12.35%-15.35% p.a.
Bank of India	Jaipur Main, Chowdhari Hotel Building, Mirza Ismail Road, Jaipur-302001	13%-14.50% p.a.
Bank of Baroda	4th Floor, Anand Bhavan, S.C.Marg, Jaipur-302001	11.35%-14.35% p.a.
Central Bank of India	Anand Bhavan, Sansar Chandra Road, Jaipur, Rajasthan 302001	10.35%-13.35% p.a
IDBI Bank	Ground Floor, Jeevan Nidhi Building, LIC Complex, Bhawani Singh Road, Jaipur, 302005	13.05% p.a.