Personal Loan Rates 2018 1231 views
Table of Contents
Top Banks Offering Personal Loan in Jaipur
| Bank Name | Main Branch Address | Rate of Interest |
|---|---|---|
| State Bank of India (SBI) | Sanganeri Gate, Jaipur-302001 | 11.95%-14.55% p.a. |
| HDFC | D-54, Siddhi Vinayak, Ashok Marg, C Scheme, Jaipur-302001 | 15.75%-20% p.a. |
| ICICI | Block No. 6, Jaipur Stock Exchange Building, J.L.N Marg, Jaipur-302017 | 11.59%-22% p.a. |
| Axis | 1st Floor, Shanti Towers, Hawa Sadak, B-115, Civil Lines, Jaipur, Rajasthan-302006 | 15.50%-24% p.a. |
| Punjab National Bank | F 27, F-27, Gautam Marg, Vaishali Nagar, Jaipur, Rajasthan 302021 | 12.35%-15.35% p.a. |
| Bank of India | Jaipur Main, Chowdhari Hotel Building, Mirza Ismail Road, Jaipur-302001 | 13%-14.50% p.a. |
| Bank of Baroda | 4th Floor, Anand Bhavan, S.C.Marg, Jaipur-302001 | 11.35%-14.35% p.a. |
| Central Bank of India | Anand Bhavan, Sansar Chandra Road, Jaipur, Rajasthan 302001 | 10.35%-13.35% p.a |
| IDBI Bank | Ground Floor, Jeevan Nidhi Building, LIC Complex, Bhawani Singh Road, Jaipur, 302005 | 13.05% p.a. |
Personal Loan Interest Rates in Jaipur
| Particulars | Details |
|---|---|
| Interest Rate | 11.59%-25% p.a. |
| Processing Fee | 1%-2.50% of the loan amount plus applicable service tax |
| Prepayment/Part-payment Charges | 3%-5% of the principal outstanding |
| Tenure/Repayment | 1-5 years |
| Lowest EMI | ₹ 2,204-2,935 |
Eligibility Criteria to Avail Personal Loan in Jaipur
| Particulars | Salaried | Self-employed |
|---|---|---|
| Age | Minimum of 21 years at the time of application Maximum of 58 years by the time loan matures | Minimum of 24 years at the time of application Maximum of 65 years by the time loan matures |
| Income | Minimum net monthly income of ₹ 20,000 is required | Minimum net annual income of ₹ 1,00,000 is required |
| Stability | A minimum work experience of 1 year is required | A minimum stay of 3 years in the same line of business is required |
Documents Required
- Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport
- Address Proof- Utility bill/Passport/Aadhar card/Voter ID
- Income Proof- Latest Salary Slip/ ITR/Form-16
- Bank Statement- Last 3-6 Month Bank Statement
Bajaj Finserv Personal Loan Jaipur
You can apply for a personal loan in Jaipur with the help of Bajaj Finserv. This reputed NBFC with its best of credit facility ensures to meet the personal needs of one and all. Right from offering the lowest rates, higher loan amount to flexible tenure and minimal charges, this financial company makes sure that you have a hassle-free loan journey. You can either apply online or visit the branch near you to apply for a Bajaj Finance personal loan in Jaipur.
About Personal Loan in Jaipur
The pink city Jaipur, the capital of Rajasthan, is a home to a series of royal architecture, museums and others. Not even royal belongings, the economy of the state is also in good shape and improving day-by-day thanks to the manufacturing of luxury textiles, gemstone cutting, and others carried out by a large number of small to large enterprises. When it comes to providing them the finance, there are a plenty of banks and non-banking finance companies (NBFCs) ready with custom-made loan products in Jaipur.
For any need from travelling abroad to marriage and from buying smartphones to get funds for medical emergency, a personal loan online is with you 24×7. Available at flexible repayment options, a personal loan is worth availing to meet your personal aspirations.
