How to Pay HDFC Personal Loan EMI Using Net Banking?


  • Explore the Steps to Make HDFC Personal Loan EMI Payment through HDFC Net Banking.
  • See the Advantages of Paying EMIs through Net Banking.
  • The payments through HDFC Net Banking are safe, secure, and encrypted.

Everyone looks for a convenient way to make payment of their EMIs on any type of loan. They choose online methods for doing so and avoid visiting the branches for paying their EMIs. So, here you can see the steps to pay HDFC Personal Loan EMI using Net Banking and clear your dues conveniently. The interface of HDFC Net Banking is also simple and you can easily use it while making the payment of your personal loan EMI. Here you can see the step-by-step process of using the HDFC Net Banking for paying HDFC Personal Loan EMIs. This payment option is one of the simplest options for online payment.

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Steps for Using HDFC Net Banking for Making Personal Loan EMI Payment

Here are the simple steps that you can follow to clear your EMI and pay off your HDFC personal loan. Just follow the steps given below:-

  • Launch the HDFC Net Banking Website on your PC or Laptop.
  • Enter your Customer I.D. and then click on Continue.
  • Enter the IPIN that you have created for your HDFC Bank Account.
  • Type the Captcha and then Check the Box “Please Confirm Your Secure Access Image and Message to Login”
  • Finally, Click on the Login Button.
  • Once you are logged in, you must go to the Loan Tab present in the top tabs.
  • Choose the Personal Loan for which you have to make the EMI Payment.
  • Enter the EMI Amount and finally make the payment.

If you have taken the loan from the HDFC Bank then it will be shown once you login into HDFC Net Banking. So, you will just have to go to the loan section and all your loans will appear in that section. You can choose the personal loan and pay the EMI from your account. Make sure that you have a sufficient balance through which you can pay the EMI.

Advantage of Paying HDFC Personal Loan EMI through Net Banking

  • It will be convenient for you to make the HDFC Personal Loan EMI Payment through Net Banking,
  • All the payments need authentication of the user before it is paid.
  • You need to enter your IPIN before login and do not share it with anyone.
  • All the details you enter in the HDFC Net Banking are encrypted and highly encoded.
  • Some payments also need to be verified with an OTP that is usually sent to your registered mobile number.

Disclaimer- You should beware of fraudulent emails and never share your IPIN, Card PIN, and OTP with anyone.


Well, now you know the step to Pay HDFC Personal Loan EMI Using HDFC Net Banking. It is a convenient method to clear your dues and if you authenticate the auto-debit option then there is no need to use HDFC Net banking again and again You will just have to give the standing instructions to the bank and it will include the EMI Amount and the Date on which it has to be debited. So, on the mentioned date of every month, the HDFC Personal Loan EMI will be debited.

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