HDFC Personal Loan DIVA


  • HDFC Personal Loan DIVA comes with pre-approved funding of upto INR 3 Lakh
  • Exciting gifts, vouchers and coupons are also there - Know about this loan in detail here

Anyone, be it men or women, can meet their financial needs with a personal loan. Several banks and financial institutions provide a personal loan to customers at an affordable rate of interest. HDFC Bank is one of the popular choices among people due to its pocket-friendly EMIs and amazing offers. HDFC Bank offers Personal Loan DIVA to select women customers to fulfill their various personal needs.

It is a pre-approved personal loan given only to women to empower them on their financial journey. The important thing here is that HDFC Personal Loan DIVA cannot be applied by anyone as it is a pre-approved loan. However, women customers can ask from the bank if they are eligible for a personal loan DIVA offer. With this personal loan, a woman customer not only gets a personal loan upto INR 3 lakh but also several online offers, Products/Gift Vouchers, and M-coupons.

Apply Personal Loan @ 10.75%* Rate

We will cover everything related to the HDFC Personal Loan DIVA, such as its features, process to redeem the several offers, Personal Loan EMI Calculator, etc. So, without any further delay, let’s get to it.

HDFC Personal Loan DIVA Interest Rates for Women

In case of any personal loan, the interest rate is one of the important aspects to keep in mind. The reason behind this is the impact of personal loan interest rates on your repayment amount. Since HDFC personal loan DIVA is a pre-approved personal loan, the final rate of interest will be decided by the lender. HDFC Personal Loan DIVA Interest Rates may vary for one individual to another depending on different factors such as Age, Location, Monthly Income, Job History, Employment Type and Credit Score.

We are providing some of the important details about the HDFC Personal Loan DIVA interest rates below. Please have a look.

HDFC Personal Loan DIVA Features

  • HDFC Bank provides this special personal loan only to selected women customers in the form of a pre-approved loan.
  • With HDFC Personal Loan DIVA, a woman customer can avail of a loan amount upto INR 3 lakh. This loan amount may change from one customer to another depending on the final offer provided by the HDFC Bank.
  • Apart from the loan amount, women customers also get Online Offers, Products/Vouchers and M-coupons. To redeem all of them, customers will need to follow a certain process which is quite simple.

How to Redeem the Several Offers of HDFC Personal Loan DIVA?

To redeem the Offers, Vouchers and M-coupons, HDFC Personal Loan DIVA Customers will need to follow a simple few steps. We are showing them below. Have a look.

Online Offers Redemption Process

  • To redeem the Online Offers and privileges, customers can redeem them via two methods – Contact the Helpline Number or Contact via Email. The helpline number is 9867272349 / 9769653501. Other than this, customers can also email at diva[dot]hdfcbank[at]rewardport[dot]in
  • After contacting, customers will need to provide their DIVA Unique Number.
  • The bank will verify this unique DIVA number. As soon as the verification is done, HDFC Bank will send a verification email to your registered email address.
  • After the confirmation, you will get a voucher code and all the redemption details on your registered email ID.
  • Now, the customers can use this Voucher Code on the third party merchant or vendor’s website so that you can avail of the offer.

Products/Gift Vouchers Redemption Process

  • To redeem the several gifts and product vouchers, the first step will be the same as the Online Offers redemption process.
  • Contact the helpline number 9867272349/9769653501 or email at diva[dot]hdfcbank[at]rewardport[dot]in and provide your unique DIVA number.
  • Once the bank confirms your unique DIVA Number, it will send all the details related to redeemed gift vouchers to your registered email ID.
  • Now, if you want to purchase the product or Gift vouchers, you can make the payment via Card or Cheque.
  • All of these products or Gift vouchers will be sent to your registered address within 15 working days.
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M-Coupons Redemption Process

  • HDFC Personal Loan DIVA Customers also get M-coupons. To redeem these privileges, you will need to contact the bank and provide your unique DIVA Number. The contact can be done by Call or Email. The Helpline number and Email address will be the same as the last two redemption processes.
  • After the verification of the Unique DIVA number, the bank will send all the details related to your M-coupons via email.
  • As soon as the confirmation is done from the bank’s side, you will receive a Promo Code on your phone via Text SMS. You will need to show this SMS at the respective outlet to avail the offer.

HDFC Personal Loan DIVA EMI Calculator For Women

We told you about how the HDFC Personal Loan DIVA can be repaid via Equated Monthly Installments (EMIs) within a tenure of 60 months. People generally have this question regarding the personal loan – What will be the EMI amount a customer needs to pay towards a personal loan?

To get an answer to this question, HDFC Bank provides the personal loan EMI Calculator. With this tool, an individual can easily have an estimate about the Monthly Installments. Apart from this, the tool also helps in finding the Interest Outgo and Total Amount payable. Just put a few basic details into it, such as the Required Loan Amount, Rate of Interest and Tenure.

Let’s understand this through an example. Let’s say an individual wants to opt for a 5 year personal loan of INR 2 lakh at an interest rate of 13.99% per annum. On feeding these details into the HDFC Personal Loan DIVA EMI Calculator, you will get the results. Check the table to know the EMI calculations.

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Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 2,00,00013.99%1₹ 17,956₹ 15,478₹ 2,15,478
₹ 2,00,00013.99%2₹ 9602₹ 30,439₹ 2,30,439
₹ 2,00,00013.99%3₹ 6835₹ 46,044₹ 2,46,044
₹ 2,00,00013.99%4₹ 5464₹ 62,286₹ 2,62,286
₹ 2,00,00013.99%5₹ 4653₹ 79,157₹ 2,79,157

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 29,708₹ 26,123₹ 1,70,291
2₹ 34,141₹ 21,690₹ 1,36,149
3₹ 39,236₹ 16,595₹ 96,912
4₹ 45,091₹ 10,739₹ 51,820
5₹ 51,874₹ 4010₹ 0

Documents Required for HDFC Personal Loan DIVA

Documentation is an important aspect of any loan facility. But the most special thing about the HDFC Personal Loan DIVA is you don’t need to provide any documents. Since it is a pre-approved loan, customers don’t need to submit any KYC Documents or any other income proof. This loan is for selected women customers who are existing clients of HDFC Bank.

How to Get in touch with HDFC Personal Loan DIVA Customer Care?

In case of any query regarding the redemption of offers or claiming of your rewards on the HDFC Personal Loan DIVA, you can get in touch with the customer representatives of HDFC by calling 9819585167 or 9892201813. The helpline number will be available from 10 am to 5:30 pm from Monday to Friday and from 10 am to 2 pm on Saturday. The representatives will hear all your problems patiently and will resolve it in the shortest time possible.

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Personal Loan Interest Rates September 2023
Fullerton India12.00% - 24.00%
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates September 2023
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.85% - 9.40%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%