Punjab National Bank Home Loan in Bengaluru

About Punjab National Bank Home Loan in Bengaluru

When a home loan borrower comes to a bank he expects a lower rate a higher loan amount so that the cost of the home can be covered. Having said that, Punjab National Bank (PNB) has thus designed its home loan by keeping in mind the affordability and financial needs of the customers. The home loan rates are lower at PNB in Bengaluru just like in any other city. So, if you are also planning to buy a home and want to apply for a home loan at PNB, have a look at the home loan details of the bank in your city. Here is the interest rate, eligibility criteria and other important details of the housing loan at PNB.

Punjab National Bank Home Loan Bengaluru at a Glance

ParticularsDetails
Interest Rate8.65% - 8.90%
Loan amountFor Public:
Up to ₹1 Crores

For Pradhan Mantri Awas Yojana: Up to ₹30 lakhs
TenureFor Public: Up to 30 years

For Pradhan Mantri Awas Yojana: Up to 15 years
Processing FeeFor Public:
For ₹300 lac- 0.50% of loan amount Maximum ₹20000/- For above - ₹50000/-

For Pradhan Mantri Awas Yojana: NIL

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) is as follows:

  • For Public: Individuals or Joint owners.
  • For Pradhan Mantri Awas Yojana:
    • EWS households are defined as households having an annual income up to ₹3,00,000
    • LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000

Documents Required

The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:

Identity Proof:

  • Valid
  • Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Address Proof:

  • Valid Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Income Proof:

  • Last 3 months’ Salary Slips
  • Last 6 months’ Bank Statements showing salary credits
  • Latest Form-16 and IT returns

Property Proof:

  • Title Deeds of the Plot
  • Proof of no encumbrances on the property
  • Copy of the plans approved by the Local Authorities
  • Construction estimate by an Architect / Civil engineer

Other Documents:

  • Employment Contract/Appointment Letter in case current employment is less than 1 year old
  • Last 6 months’ Bank Statements showing repayment of any ongoing loans
  • Duly filled application form along with recent passport
  • Own Contribution Proof

For more information, read Home Loan Bengaluru

Address of Punjab National Bank Branches in Bengaluru

Branch NameComplete AddressIFSC CodeMICRContact Number
Bangalore CanttBangalore Cantt, Karnataka-560001PUNB0004000560024003080-5581455, 5582077
Bangalore CityVokkaligara Sangha Building, Hudson Circle, Bangalore - 560027PUNB0004100560024002080-22235889
Chickpet, BangaloreAdi Complex, Chickpet, Bangalore - 560053PUNB0095300560024004080-22877150
Sadhasiva Nagar380, Kamachi Court, Sadashiv Nagar, Bangalore, Karnataka - 560080PUNB0106200560024008080-23615412
Fraser TownNo.8, Wheeler Road, Fraser Town, Bangalore, Karnataka 560005PUNB0120200560024005080-25485920
Malleswaram, Bangalore6Th Cross, Malleswaram, Bangalore, Karnataka 560080PUNB012610056002401080-23342245, 23313307
Indira Nagar33/A, I Stage, Indira Nagar, Bangalore, KarnatakaPUNB0126800560024009080-5250113, 5253171
Jaya Nagar1382, 32Nd Cross, 4Tht Block, Jaya Nagar, Bangalore - 560041PUNB0128700560024007080-26342019
Bangalore, Anand Nagar50, Feel Road, Anand Nagar, BangalorePUNB0156700560024006080-23332156
J.P Nagar501, 7Th Main Road, Cross Street, J P Nagar, Phase Iii, Bangalore - 560078PUNB0159400560024011080-26583257
Bangalore, MCB26 - 27 M.G.Road, Distt. Bangalore, KarnatakaPUNB0227300560024016080-5586196
RCC, BangaloreN.R.Square, Bangalore, Karnataka - 560002PUNB0244600560024001080-22276238, 22216190
K.G Road, Bangalore34 K.G.Road Bangalore, Karnataka 560009PUNB0362100560024013080-22262661
Rmv Extension, BangaloreRmv Extension, Bangalore, Karnataka 560054PUNB0362500560024015080-23601716, 2360638
Bangalore, Mahalakshmi Layout1078, 11Th Main, 9Th Cross, Dr Modi Hospital Road Mahalaxmi Layout, Bangalore 560009PUNB0392500560024017080-23490431/94661
Koramangala100 KHB Colony, V - Block, Koramangala, Bangalore - 560095PUNB0397100560024018080-25520699
Rajaji Nagar 1007/49, Dr.Rajkumar Road, Rajaji Nagar, Bangalore, Karnataka - 560010PUNB0408000560024019080-23206182
Lalbagh Fort Road, BangaloreVV Puram, BangalorePUNB0424600560024020080-26624167
St.Johns Road, BangaloreNo. 34, St. John’S Road, BangalorePUNB0424700560024021080-25300929,
BanashankariCA Site 21, Vokkaligara Sangha Pharmacy College, 24Th Main, Banashankari 2Nd Stage Karnataka 560070PUNB0462300560024022080-26712836
St. Peters Pontifical SeminarySt. Peters Pontifical Seminary College 8Th Main, 18Th Cross, Malleswaram West, Bangalore Karnataka 560055PUNB0462500560024024080-23347907
Hal VimanapuraHal Vimanapura, EWF Building, Bangalore Karnataka 560017PUNB0473000560024025080-25238884
H S R LayoutShop No 23, BDA Complex, Bangalore, Karnataka 560034PUNB0477400560024026080-25724331
Ekta Nagar, BasavanapuraS.E.A.Education Trust, Ekta Nagar Basvanpura, Virgo Nagar Post Bangalore Karnataka 560049PUNB0496100560024027080-25617353
Bmj Hospital VasanthBangalore, Bhagwan Mahaveer Hospital Karnataka 560052PUNB0624600560024032080-22356623
Para Rgt Trg CentreBangalore, Para Reg Trg Centre Karnataka 560006PUNB0624800560024031080-23433782
Special Asset Recovery ManagementNo.26 By 27, Raheja Towers, Mg Road Bangalore, Karnataka 560001PUNB0679300NON-MICR080-25095087
Bangalore, Retail Lending HubLIC Building, Near Square, Cubbonpet, Near Ulsoor Gate Police Station, Bangalore Karnataka 560002PUNB0520100NON-MICR080-22108399 080-22485500 0919972198968
Currency Chest Back Office, Bangalore33/A 1St Stage Indiranagar Bangalore Karnataka 560038PUNB0697000570024009080-25253171
Currency Chest Link Office, BangaloreVokkaligara Bhavana Hudson Circle Bangalore Karnataka 560027PUNB0697100NON-MICR080-22235889
Domlur547, Off Intermediate Ring Road, Amarjyothi Layout, Domlur, Bangalore Karnataka 560071PUNB0754700NON-MICR8025350152
Rajarajeshwari Nagar, Bangalore227, 8Th Main, Sai Vaibhav Bldg. R.Rajeshwari Nagar, Bangalore Karnataka 560098PUNB07720005600240367184850071
Sahakar Nagar, Bangalore225, Karuna Complex, Kodigehalli M.Rd, Sahakar Nagar, Bangalore Karnataka 560092PUNB07721005600240359888602271
Karnataka Zonal Office26-27, Raheja Towers First FloorPUNB0382400NON-MICRNA
Bannergatta Road, BangaloreNo 51B, Bilekahalli Road, IIM PostPUNB0789100NON-MICRNA
YelahankaNo 966, 16Th Main Road Sec-APUNB0789200NON-MICRNA
BanaswadiNo8 7Th Main 80 Ft Subbanapalaya Banaswadi Main Road Karnataka 560033PUNB0588100NON-MICR7760633966
Padmanabhanagar BangaloreNo 01 Aravind Kabini Apartments 11 5 31 Subramanyapura Main Road Bendre Ngr Karnatka 560104PUNB0593700NON-MICR9844470500

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