Home Loan Online Apply
Punjab National Bank Home Loan in Mumbai
Last Updated : April 11, 2017, 10:13 a.m.
About Punjab National Bank Home Loan in Mumbai
Have you been looking for a home loan in Mumbai for a long time now but have not got the ideal home loan? Check Punjab National Bank (PNB) home loan details and you will be surprised! The bank has designed its housing loan by keeping in mind the affordability and expectations of the loan borrower. PNB also facilitates specialized home loan scheme under Pradhan Mantri Awas Yojana (PMAY) at low-interest rates. To apply online or offline, check interest rates, eligibility criteria and other related information to apply at Mumbai branch.
Punjab National Bank Home Loan Mumbai at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.60% - 9.95% |
| Loan amount | For Public: Up to ₹1 Crores For Pradhan Mantri Awas Yojana: Up to ₹30 lakhs |
| Tenure | For Public: Up to 30 years For Pradhan Mantri Awas Yojana: Up to 15 years |
| Processing Fee | For Public: For ₹300 lac- 0.50% of loan amount Maximum ₹20000/- For above - ₹50000/- For Pradhan Mantri Awas Yojana: NIL |
Eligibility Criteria
The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) is as follows:
- For Public: Individuals or Joint owners.
- For Pradhan Mantri Awas Yojana:
- EWS households are defined as households having an annual income up to ₹3,00,000
- LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000
Documents Required
The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:
Identity Proof:
- Valid
- Passport
- Voter ID Card
- Aadhaar Card
- Valid Driving Licence
Address Proof:
- Valid Passport
- Voter ID Card
- Aadhaar Card
- Valid Driving Licence
Income Proof:
- Last 3 months’ Salary Slips
- Last 6 months’ Bank Statements showing salary credits
- Latest Form-16 and IT returns
Property Proof:
- Title Deeds of the Plot
- Proof of no encumbrances on the property
- Copy of the plans approved by the Local Authorities
- Construction estimate by an Architect / Civil engineer
Other Documents:
- Employment Contract/Appointment Letter in case current employment is less than 1 year old
- Last 6 months’ Bank Statements showing repayment of any ongoing loans
- Duly filled application form along with recent passport
- Own Contribution Proof
For more information, read Home Loan Mumbai
Punjab National Bank Branches in Mumbai
| Branch Name | Complete Address | IFSC Code | MICR | Contact Number |
|---|---|---|---|---|
| N C Kelkar Road | N.C.Kelkar Road, Dadar West, Mumbai, Maharashtra 400028 | PUNB0005900 | 400024012 | 022-24301419 |
| Dadar KC, Mumbai | 5, Kohinoor Road, Dadar Tt, Mumbai, Maharashtra - 400014 | PUNB0006000 | 400024011 | 022-24145956 |
| Ilaco House, Mumbai | Sir PM Road, Ilaco House, Fort, Mumbai, Maharashtra 400001 | PUNB0006100 | 400024015 | 022- 22661499, 22660477 |
| PNB House | P M Road, Fort, Mumbai, Maharashtra - 400001 | PUNB0006200 | 400024016 | 022-22664448, 1262, 63 |
| Kalaba Devi Road, Mumbai | Kalaba Devi Road, Mumbai, Maharashtra - 400002 | PUNB0006300 | 400024018 | 022-22402854, 5621 |
| Lalbaug, Mumbai | Mehta Mansion, Dr. Ambedkar Road, Lalbaug, Mumbai, Maharashtra - 400012 | PUNB0006400 | 400024021 | 022- 24702728 |
| Kurla, Mumbai | L B S Marg, Mumbai, Maharashtra - 400070 | PUNB0006600 | 400024020 | 022-26503644 |
| Opera House | Rawal Building, Lamington Road, Mumbai, Maharashtra 400004 | PUNB0006700 | 400024028 | 022-23820791, 1290 |
| Zaveri Bazar, Mumbai | Sheikh Memon Street, Zaveri Bazar, Mumbai, Maharashtra 400002 | PUNB0006800 | 400024034 | 022-22419262, 3704 |
| Chembur Main | Chembur Main, Govandi Road, Mumbai - 400071 | PUNB0007700 | 400024008 | 022-25214772, 25580070 |
| Linking Road, Bandra West, Mumbai | Linking Road, Bandra West, Mumbai, Maharashtra - 400050 | PUNB0008200 | 400024004 | 022-26420456, 26426174 |
| Colaba, Mumbai | Shirin Building, SBS Road, Near Colaba Post Office, Mumbai, Maharashtra 400005 | PUNB0053000 | 400024010 | 022-22151631, 2793 |
| Matunga | 468A, Hanuman Prasad Building, Kings Circle Matunga, Mumbai, Maharashtra 400019 | PUNB0053800 | 400024025 | 022-24096415 |
| Andheri West, Mumbai | 130, S V Road, Andheri West, Mumbai, Maharashtra - 400058 | PUNB0055000 | 400024002 | 022-26206840-5220 |
| Ville Parle West, Mumbai | Padmapriya, 8 Presidency CHS, JVPD Scheme, West Mumbai, Maharashtra - 400049 | PUNB0055200 | 400024032 | 022-26207739, 7542 |
Best Offers For You!
Home Loan Details
Home Loan by Top Banks
Home Loan Rates by Top Banks
- SBI Home Loan Interest Rates
- HDFC Bank Home Loan Interest Rates
- Tata Capital Home Loan Interest Rates
- LIC Home Loan Interest Rates
- PNB Housing Finance Home Loan Interest Rates
- ICICI Home Loan Interest Rates
- Bank of Baroda Home Loan Interest Rates
- Axis Bank Home Loan Interest Rates
- Indiabulls Home Loan Interest Rates
- Reliance Home Loan Interest Rates
Home Loan Calculator by Top Banks
- SBI Home Loan EMI Calculator
- HDFC Bank Home Loan EMI Calculator
- Tata Capital Home Loan EMI Calculator
- LIC Home Loan EMI Calculator
- PNB Housing Finance Home Loan EMI Calculator
- ICICI Home Loan EMI Calculator
- Bank of Baroda Home Loan EMI Calculator
- Axis Bank Home Loan EMI Calculator
- Indiabulls Home Loan EMI Calculator
- Reliance Home Loan EMI Calculator