PNB Home Loan Patna - Rates Feb 2023, IFSC, Eligibility, EMI

Punjab National Bank Home Loan in Patna

About Punjab National Bank Home Loan Patna

If you are looking for a home loan in Patna but the home loan interest rates are going out of the budget, check the reduced home loan rates at Punjab National Bank (PNB). With the facility of a higher loan amount at low rates make this loan one of its kind. So, what are you waiting for? Have a look at the interest rate, eligibility criteria and other important details for PNB Home Loan Patna.

Punjab National Bank Home Loan Patna at a Glance

Interest Rate6.75% - 7.80%
Loan amountFor Public:
Up to ₹1 Crores

For Pradhan Mantri Awas Yojana: Up to ₹30 lakhs
TenureFor Public: Up to 30 years

For Pradhan Mantri Awas Yojana: Up to 15 years
Processing FeeFor Public:
For ₹300 lac- 0.50% of loan amount Maximum ₹20000/- For above - ₹50000/-

For Pradhan Mantri Awas Yojana: NIL

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) is as follows:

  • For Public: Individuals or Joint owners.
  • For Pradhan Mantri Awas Yojana:
    • EWS households are defined as households having an annual income up to ₹3,00,000
    • LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000

Documents Required

The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:

Identity Proof:

  • Valid
  • Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Address Proof:

  • Valid Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Income Proof:

  • Last 3 months’ Salary Slips
  • Last 6 months’ Bank Statements showing salary credits
  • Latest Form-16 and IT returns

Property Proof:

  • Title Deeds of the Plot
  • Proof of no encumbrances on the property
  • Copy of the plans approved by the Local Authorities
  • Construction estimate by an Architect / Civil engineer

Other Documents:

  • Employment Contract/Appointment Letter in case current employment is less than 1 year old
  • Last 6 months’ Bank Statements showing repayment of any ongoing loans
  • Duly filled application form along with recent passport
  • Own Contribution Proof

For more information, read Home Loan Patna

Punjab National Bank Branches in Patna

Branch NameComplete AddressIFSC CodeMICRContact Number
Danapore CanttDanapore Cantt, District Patna BiharPUNB0014200800024012NA
Exhibition RoadExhibition Road, Patna, Bihar 800001PUNB00380008000240040612-2222263, 221598
Patna CityChowk Patna City, Patna - 800008PUNB00381008000240100612-2641180, 2643256
Muradpur, PatnaBlock Patna Sadar, Ashok Rajpath, Patna, Bihar - 800004PUNB00394008000240030612-2667036, 2302051
Kankarbagh, PatnaKankarbagh, Distt Patna, BiharPUNB01499008000240090612-2351087, 2353136
RCC PatnaBank Road, Patna, Bihar - 800001PUNB01984008000240010612-2223929
Boring Road, PatnaBoring Road, District Patna, Bihar 800001PUNB02910008000240060612-2266485/2261422
New Market, PatnaBlock Patna Sadar, Patna, Bihar 800001PUNB0291300800024005612-2221519-2233192
Morcha Road, PatnaMorcha Road Patna City , Patna - 800009PUNB02916008000240110612- 2616447, 2648759
CMO:Budha ColonyEast Boring Road, Awas Apartment, Budha Colony, Patna, Bihar 800001PUNB02920008000240070612-2531215, 2520596
R K Avenue, PatnaAparna Complex, Kadamkuan, Patna, Bihar - 800003PUNB02921008000240130612-2670868/92463
RT Bhawan, PunaichakPump House Road, Punaichak, Bihar - 800023PUNB02968008000240080612-2204561, 2228959
East Gandhi MaidanHotel Tourist Building, East Gandhi Maidan, Patna, BiharPUNB03041008000240020612-2301482, 2301514
Gandhi NagarGandhi Nagar, Patna, BiharPUNB03869008000240140612-2353620, 2350221
SSI, PatnaSPL SSI Branch, Boring Road, Patna, Bihar - 800001PUNB03891008000240150612-2525585, 2522860

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