About Punjab National Bank Personal Loan Patna
Your search for an affordable personal loan ends with Punjab National Bank as the bank is now offering lower interest rate with a higher loan amount. So, if your long pending tasks are stuck due to money, it’s time to convert them into reality with a personal loan from Punjab National Bank with minimal documentation involved. You can check the Patna branch details, interest rates, eligibility criteria and the list of documents that you must match at the time of applying.
Punjab National Bank Personal Loan Patna at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.95% - 14.00% |
| Loan amount | Up to ₹5 lakhs to a subject of 20 times monthly salary of the applicant whichever is lower |
| Tenure | Up to 5 years |
| Processing Fee | 1.80% of loan amount |
Eligibility Criteria
The eligibility criteria to apply for a personal loan at Punjab National Bank (PNB) is as follows:
- The age of the applicant must be between 21-58 years (65 years for self-employed)
- The minimum monthly income of the applicant must be ₹15000-for metro city and ₹12500-for urban city (₹20,000/- for self-employed)
- Total work experience of 2 years is a must
- Minimum residence of 1 year at current residence is required
Documents Required
The list of documents that an applicant must have at the time of applying for a personal loan at PNB is as follows:
- Loan application form with passport size photograph
- Identify proof with unique identification number in case of military/ paramilitary personnel
- Educational qualification proof
- Age proof
- Proof of official address and residential address
- Income proof
- Latest salary slip (IT returns for the last 3 financial years for self-employed)
Form 16, duly authenticated by the employer (latest bank statements for self-employed)
You can also read Personal Loan Patna
Punjab National Bank Branches in Patna
| Branch Name | Complete Address | IFSC Code | MICR | Contact Number |
|---|---|---|---|---|
| Danapore Cantt | Danapore Cantt, District Patna Bihar | PUNB0014200 | 800024012 | NA |
| Exhibition Road | Exhibition Road, Patna, Bihar 800001 | PUNB0038000 | 800024004 | 0612-2222263, 221598 |
| Patna City | Chowk Patna City, Patna - 800008 | PUNB0038100 | 800024010 | 0612-2641180, 2643256 |
| Muradpur, Patna | Block Patna Sadar, Ashok Rajpath, Patna, Bihar - 800004 | PUNB0039400 | 800024003 | 0612-2667036, 2302051 |
| Kankarbagh, Patna | Kankarbagh, Distt Patna, Bihar | PUNB0149900 | 800024009 | 0612-2351087, 2353136 |
| RCC Patna | Bank Road, Patna, Bihar - 800001 | PUNB0198400 | 800024001 | 0612-2223929 |
| Boring Road, Patna | Boring Road, District Patna, Bihar 800001 | PUNB0291000 | 800024006 | 0612-2266485/2261422 |
| New Market, Patna | Block Patna Sadar, Patna, Bihar 800001 | PUNB0291300 | 800024005 | 612-2221519-2233192 |
| Morcha Road, Patna | Morcha Road Patna City , Patna - 800009 | PUNB0291600 | 800024011 | 0612- 2616447, 2648759 |
| CMO:Budha Colony | East Boring Road, Awas Apartment, Budha Colony, Patna, Bihar 800001 | PUNB0292000 | 800024007 | 0612-2531215, 2520596 |
| R K Avenue, Patna | Aparna Complex, Kadamkuan, Patna, Bihar - 800003 | PUNB0292100 | 800024013 | 0612-2670868/92463 |
| RT Bhawan, Punaichak | Pump House Road, Punaichak, Bihar - 800023 | PUNB0296800 | 800024008 | 0612-2204561, 2228959 |
| East Gandhi Maidan | Hotel Tourist Building, East Gandhi Maidan, Patna, Bihar | PUNB0304100 | 800024002 | 0612-2301482, 2301514 |
| Gandhi Nagar | Gandhi Nagar, Patna, Bihar | PUNB0386900 | 800024014 | 0612-2353620, 2350221 |
| SSI, Patna | SPL SSI Branch, Boring Road, Patna, Bihar - 800001 | PUNB0389100 | 800024015 | 0612-2525585, 2522860 |