Punjab & Sind Bank Home Loan in Jaipur

About Punjab & Sind Bank Home Loan Jaipur

Get affordable home loans from Punjab & Sind Bank Jaipur which not only accommodate your pocket but also suit your various housing loan requirements. The loans are offered at attractive interest rates with repayment tenure upto 25 years. Now, Jaipur customers and also the other regions can comfortably plan their monthly installments during such tenure. Check eligibility now with Punjab & Sind Bank Home Loan Jaipur so as to reduce the time interval for getting sanction on your home loan.

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Punjab & Sind Bank Home Loan Jaipur at a glance

ParticularsDetails
Interest Rate12.80% - 14.05%
Loan AmountFor Salaried Class:

Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
For Pensioner:
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
TenureUpto 5 years
Processing FeeOne-Time:
1.0% of the loan amount.
Pre-payment ChargesMinimum prepayment charges

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Home Loan:

(i) Individuals, Group of individuals, and individual members of housing societies are eligible under the scheme

(ii) Minimum age limit should be 18 years Maximum age limit should be subject to maximum age for repayment period

(iii) The following are the applicable categories in terms of availing guarantee towards home loan:

  • In case of Co-borrower: Third Party Guarantee may be waived.

  • In all other cases: guarantee of spouse or Major son may be obtained, if available

  • In cases, where sale deed/ lease deed/conveyance deed is to be registered after a considerable gap like in cases of Installment/construction linked plan e.g. Authority/ Society/ Builder’s flats/plots: Guarantee of earning spouse/ major son or suitable third party guarantee must be obtained.

Documents Required

The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.

  • Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

  • Income Proof-Latest Salary Slips & Form 16 for Salaried employees, Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years for self-employed professionals and businessmen.

  • Bank Account Statement for the Last 6 Months.

  • Track record of existing loans, if any.

  • Details of property you look to buy & construct.

To know more details, visit Home Loan Jaipur

Address of Punjab & Sind Bank Branches in Jaipur

Branch NameComplete AddressIFSCMICRContact Number
Station Road Jaipur12 - Park Street, Station Road, Jaipur - 302006PSIB00001353020230020141-2624714
Jaipur, Vaishali Nagar
B55 Gautam Marg, Hanuman Nagar Vaishali Nagar, Jaipur - 302021
PSIB0000871NON-MICR25860657
Jaipur L.B.S.College
L.B.S College, Jaipur, Rajasthan - 302004
PSIB00006073020230030141 2624714
Specialized Retail Lending01mohan Tower Vidyut Nagarajmer RoadjaipurPSIB0021405NON-MICR9829791037
KukasNational Highway No 8, Bus Stand, Kukas, Distt Jaipur, Rajasthan 302028 PSIB0021480NON-MICR9680404385

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