Punjab & Sind Bank Personal Loan in Agra

About Punjab & Sind Bank Personal Loan Agra

Are you looking for finances to support your family requirements? Consider Punjab & Sind Bank Personal Loan Agra and get adequate personal loans to fulfill your family responsibilities. The loans are available at affordable interest rates and are dependent on the credit-worthiness of the borrower. Moreover, the repayment period is upto 5 years which provides ample of time to the borrower for comfortably plan for their equated monthly installments.

Punjab & Sind Bank Personal Loan Agra at a glance

ParticularsDetails
Interest Rate12.65% - 13.90%
Loan AmountFor Salaried Class:

Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
For Pensioner:
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
TenureUpto 5 years
Processing FeeOne-Time:
1.0% of the loan amount.
Pre-payment ChargesMinimum prepayment charges

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:

  • Salaried class employees and pensioners are eligible to apply for personal loan.

  • The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.

  • The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.

Documents Required

The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.

  • Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport

  • Address Proof- Utility bill/Passport/Aadhar card/Voter ID

  • Income Proof– Latest Salary Slip/ ITR/Form-16

  • Bank Statement– Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Agra

Address of Punjab & Sind Bank Branches in Agra

Branch NameComplete AddressIFSCMICRContact Number 
Hing Ki Mandi, Agra
Hing Ki Mandi, AgraPSIB00002342820230022364099
New AgraVrindavan Bazar, Dayal Bagh Road New Agra - 282005 PSIB00003912820230032154724
IBD AgraSanjay Palace AgraPSIB00007082820230052121430
Agra Ghatia Azam Khan Agra Mont SchoolAgra Montessary Pb School, Ghatia Ajam Khan, C S A Marg, Agra, Uttar Pradesh-282003PSIB0000792NON-MICR0562-2857570
Agra Rajpur Chungi 18/184, Near Purani Mandi, Distt. Agra, Uttar Pradesh - 282003PSIB00007062820230040562-2330638
Agra Gurudwara Guru Ka Tal Gurudwara Guru Ka Tal, Distt. Agra, Uttar Pradesh - 282005PSIB00007932820230060562-2600511

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