About Punjab & Sind Bank Personal Loan Agra
Are you looking for finances to support your family requirements? Consider Punjab & Sind Bank Personal Loan Agra and get adequate personal loans to fulfill your family responsibilities. The loans are available at affordable interest rates and are dependent on the credit-worthiness of the borrower. Moreover, the repayment period is upto 5 years which provides ample of time to the borrower for comfortably plan for their equated monthly installments.
Punjab & Sind Bank Personal Loan Agra at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 11.10% |
| Loan Amount | For Salaried Class: Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less For Pensioner: (a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less. b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less. |
| Tenure | Upto 5 years |
| Processing Fee | One-Time: 1.0% of the loan amount. |
| Pre-payment Charges | Minimum prepayment charges |
Eligibility Criteria
The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:
Salaried class employees and pensioners are eligible to apply for personal loan.
The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.
The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.
Documents Required
The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.
Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport
Address Proof- Utility bill/Passport/Aadhar card/Voter ID
Income Proof– Latest Salary Slip/ ITR/Form-16
Bank Statement– Last 3-6 Month Bank Statement
To know more details, visit Personal Loan Agra
Address of Punjab & Sind Bank Branches in Agra
| Branch Name | Complete Address | IFSC | MICR | Contact Number | |
|---|---|---|---|---|---|
| Hing Ki Mandi, Agra | Hing Ki Mandi, Agra | PSIB0000234 | 282023002 | 2364099 | |
| New Agra | Vrindavan Bazar, Dayal Bagh Road New Agra - 282005 | PSIB0000391 | 282023003 | 2154724 | |
| IBD Agra | Sanjay Palace Agra | PSIB0000708 | 282023005 | 2121430 | |
| Agra Ghatia Azam Khan Agra Mont School | Agra Montessary Pb School, Ghatia Ajam Khan, C S A Marg, Agra, Uttar Pradesh-282003 | PSIB0000792 | NON-MICR | 0562-2857570 | |
| Agra Rajpur Chungi | 18/184, Near Purani Mandi, Distt. Agra, Uttar Pradesh - 282003 | PSIB0000706 | 282023004 | 0562-2330638 | |
| Agra Gurudwara Guru Ka Tal | Gurudwara Guru Ka Tal, Distt. Agra, Uttar Pradesh - 282005 | PSIB0000793 | 282023006 | 0562-2600511 |