About Punjab & Sind Bank Personal Loan Chennai
A personal loan can come handy at the time of meeting various personal needs of individuals whether it is for a vacation, renovating your home, funding higher education for your children or planning a dream wedding. Get your personal loans subject to your credit-worthiness which gets directly credited to your bank account within hours.
Punjab & Sind Bank Personal Loan Chennai at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 11.15% - 12.75% |
| Loan Amount | For Salaried Class: Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less For Pensioner: (a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less. b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less. |
| Tenure | Upto 5 years |
| Processing Fee | One-Time: 1.0% of the loan amount. |
| Pre-payment Charges | Minimum prepayment charges |
Eligibility Criteria
The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:
Salaried class employees and pensioners are eligible to apply for personal loan.
The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.
The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.
Documents Required
The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.
Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport
Address Proof- Utility bill/Passport/Aadhar card/Voter ID
Income Proof– Latest Salary Slip/ ITR/Form-16
Bank Statement– Last 3-6 Month Bank Statement
To know more details, visit Personal Loan Chennai
Address of Punjab & Sind Bank Branches in Chennai
| Branch Name | Complete Address | IFSC | MICR | Contact Number |
|---|---|---|---|---|
| Gorge Town, Chennai | 165, Thambu Chetty Street, Post Box No.1955, George Town, Chennai | PSIB0000429 | 600023004 | 044-25342562/25342016 |
| Chennai Adyar | 36, First Cross, Kasturba Nagar, Adyar, Chennai - 600020 | PSIB0000566 | 600023005 | 044-24411508 |
| IBD Chennai | Spencer Tower, Anna Salai Chennai - 600002 | PSIB0000575 | 600023003 | 28523173 |
| Ashok Nagar Chennai | 17/36, Gf, 4th Avenue, Ashok Nagar, Chennai | PSIB0020999 | NON-MICR | 9444392997 |
| Chennai Mount Road | 161 Mount Road Pb No.2729, Chennai, Tamil Nadu-600002 | PSIB0000200 | 600023002 | 044-28523048, 28547057 |
| Navalur | Navalur, 1/334, A.S.K. Tower, Rajiv Gandhi Salai (OMR), Navalur, Tamil Nadu-603103 | PSIB0000796 | NON-MICR | 044-27475499 |
| Spl Lending Br Chennai | 770 A, Anna Salai, Ground Floor, Spencer Towers, Chennai, Tamil Nadu 600002 | PSIB0021360 | NON-MICR | 9444066224 |