Punjab & Sind Bank Personal Loan Chennai - IFSC, Rates Dec 2023, Eligibility, EMI

Punjab & Sind Bank Personal Loan in Chennai

About Punjab & Sind Bank Personal Loan Chennai

A personal loan can come handy at the time of meeting various personal needs of individuals whether it is for a vacation, renovating your home, funding higher education for your children or planning a dream wedding. Get your personal loans subject to your credit-worthiness which gets directly credited to your bank account within hours.

Punjab & Sind Bank Personal Loan Chennai at a glance

Interest Rate11.15% - 12.75%
Loan AmountFor Salaried Class:

Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
For Pensioner:
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
TenureUpto 5 years
Processing FeeOne-Time:
1.0% of the loan amount.
Pre-payment ChargesMinimum prepayment charges

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:

  • Salaried class employees and pensioners are eligible to apply for personal loan.

  • The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.

  • The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.

Documents Required

The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.

  • Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport

  • Address Proof- Utility bill/Passport/Aadhar card/Voter ID

  • Income Proof– Latest Salary Slip/ ITR/Form-16

  • Bank Statement– Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Chennai

Address of Punjab & Sind Bank Branches in Chennai

Branch NameComplete AddressIFSCMICRContact Number
Gorge Town, Chennai 165, Thambu Chetty Street, Post Box No.1955, George Town, Chennai PSIB0000429600023004044-25342562/25342016
Chennai Adyar36, First Cross, Kasturba Nagar, Adyar, Chennai - 600020 PSIB0000566600023005044-24411508
IBD ChennaiSpencer Tower, Anna Salai Chennai - 600002PSIB000057560002300328523173
Ashok Nagar Chennai 17/36, Gf, 4th Avenue, Ashok Nagar, Chennai PSIB0020999NON-MICR9444392997
Chennai Mount Road161 Mount Road Pb No.2729, Chennai, Tamil Nadu-600002 PSIB0000200600023002044-28523048, 28547057
Navalur Navalur, 1/334, A.S.K. Tower, Rajiv Gandhi Salai (OMR), Navalur, Tamil Nadu-603103 PSIB0000796NON-MICR044-27475499
Spl Lending Br Chennai770 A, Anna Salai, Ground Floor, Spencer Towers, Chennai, Tamil Nadu 600002 PSIB0021360NON-MICR9444066224

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