About Punjab & Sind Bank Personal Loan Guwahati
Are you in need of personal loans which suits your family requirements? Consider Punjab & Sind Bank Personal Loan Guwahati which has been designed to fulfill your multiple interests. Be it for a wedding in the family, travelling abroad, funding for higher education or simply a vacation. The loans cover everything and are offered as per the eligibility criteria of the borrowers opting the loan.
Punjab & Sind Bank Personal Loan Guwahati at a glance
|Loan Amount||For Salaried Class:|
Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
|Tenure||Upto 5 years|
1.0% of the loan amount.
|Pre-payment Charges||Minimum prepayment charges|
The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:
Salaried class employees and pensioners are eligible to apply for personal loan.
The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.
The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.
The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.
Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport
Address Proof- Utility bill/Passport/Aadhar card/Voter ID
Income Proof– Latest Salary Slip/ ITR/Form-16
Bank Statement– Last 3-6 Month Bank Statement
To know more details, visit Personal Loan Guwahati
Address of Punjab & Sind Bank Branches in Guwahati
|Branch Name||Complete Address||IFSC||MICR||Contact Number|
|Rajdhani College Guwahati||Rajdhani College Beltola Road Guwahati - 781028||PSIB0000854||781023004||0361 2228156|
|Rajgarh Road, Guwahati||Rajgarh Road, Opp. Manipur Bhawan Guwahati, Assam - 781003||PSIB0000757||781023003||0361 2523755|
|Fancy Bazar Guwahati||Fancy Bazar, Lohia Market, Guwahati, Assam - 781001||PSIB0000304||781023002||0361 2544060|
|Maligaon, Guwahati||A.T.Road, Adabari, Maligaon, Guwahati , Assam - 781014||PSIB0020940||NON-MICR||0361 2544060|
|Uzan Bazar Guwahati||Hem Chandra Road, Uzan Bazar, Guwahati 781001, Assam||PSIB0021349||NON-MICR||9435302511|