Punjab & Sind Bank Personal Loan in Guwahati

About Punjab & Sind Bank Personal Loan Guwahati

Are you in need of personal loans which suits your family requirements? Consider Punjab & Sind Bank Personal Loan Guwahati which has been designed to fulfill your multiple interests. Be it for a wedding in the family, travelling abroad, funding for higher education or simply a vacation. The loans cover everything and are offered as per the eligibility criteria of the borrowers opting the loan.

Punjab & Sind Bank Personal Loan Guwahati at a glance

ParticularsDetails
Interest Rate12.80% - 14.05%
Loan AmountFor Salaried Class:

Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
For Pensioner:
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
TenureUpto 5 years
Processing FeeOne-Time:
1.0% of the loan amount.
Pre-payment ChargesMinimum prepayment charges

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:

  • Salaried class employees and pensioners are eligible to apply for personal loan.

  • The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.

  • The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.

Documents Required

The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.

  • Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport

  • Address Proof- Utility bill/Passport/Aadhar card/Voter ID

  • Income Proof– Latest Salary Slip/ ITR/Form-16

  • Bank Statement– Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Guwahati

Address of Punjab & Sind Bank Branches in Guwahati

Branch NameComplete AddressIFSCMICRContact Number
Rajdhani College Guwahati Rajdhani College Beltola Road Guwahati - 781028 PSIB00008547810230040361 2228156
Rajgarh Road, GuwahatiRajgarh Road, Opp. Manipur Bhawan Guwahati, Assam - 781003 PSIB00007577810230030361 2523755
Fancy Bazar Guwahati Fancy Bazar, Lohia Market, Guwahati, Assam - 781001 PSIB00003047810230020361 2544060
Maligaon, Guwahati A.T.Road, Adabari, Maligaon, Guwahati , Assam - 781014 PSIB0020940NON-MICR0361 2544060
Uzan Bazar Guwahati Hem Chandra Road, Uzan Bazar, Guwahati 781001, AssamPSIB0021349NON-MICR9435302511

 

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